AG-BOUWPROJECTEN
ActiveAG-BOUWPROJECTEN has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €933k and a net result of €14k. Equity is growing by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 90% of 9167 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+43
Solvency100▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 10.18 against 2.79 in 2024; short-term debt: 9.8% and cash: 0.5% of total assets), and 9.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.2%
Return on assets
1.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
14 d early
2023
14 d early
2022
3 d late
2021
12 d early
2020
47 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€933k▲ 1.5%
2024 · €919k
2018: €234k
2019: €289k
2020: €270k
2021: €802k
2022: €879k
2023: €917k
2024: €919k
2018 → 2025
Total assets
€1.03M▼ 27.5%
2024 · €1.43M
2018: €661k
2019: €1.59M
2020: €3.46M
2021: €1.38M
2022: €1.46M
2023: €1.86M
2024: €1.43M
2018 → 2025
Net result
€14k▲ 652%
2024 · €2k
2018: €-57k
2019: €55k
2020: €-18k
2021: €532k
2022: €77k
2023: €38k
2024: €2k
2018 → 2025
Working capital
€927k▲ 2.3%
2024 · €906k
2018: €224k
2019: €284k
2020: €-93k
2021: €574k
2022: €861k
2023: €908k
2024: €906k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€802k-€879k▲ 9.6%€917k▲ 4.3%€919k▲ 0.2%€933k▲ 1.5%
Operating result€715k-€109k▼ 84.7%€65k▼ 40.6%€11k▼ 82.4%€4k▼ 61.5%
Net result€532k-€77k▼ 85.5%€38k▼ 50.6%€2k▼ 95.1%€14k▲ 652%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 62% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.03M
Fixed assets
€7k▼ 49.1%
Current assets
€1.03M▼ 27.3%
Equity and liabilities €1.03M
Equity
€933k▲ 1.5%
Debt
€101k▼ 80.1%
The debt ratio falls from 35.5% to 9.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€11k▼
2024 · €18k
Cash flow
€20k▲
2024 · €8k
Solvency
90.2%▲
2024 · 64.5%
Current ratio
10.18▲
2024 · 2.79
Quick ratio
0.48▼
2024 · 2.14
Debt / equity
0.11▼
2024 · 0.55
ROE
1.5%▲
2024 · 0.2%
ROA
1.4%▲
2024 · 0.1%
Interest coverage
34.02▲
2024 · 0.99
Debt
€101k▼
2024 · €507k
Debt ≤ 1 year
€101k▼
2024 · €507k
Income taxes
€8k▲
2024 · €539
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.43M€1.03M▼
Fixed assets21/28€13k€7k▼
Tangible fixed assets22/27€13k€7k▼
Furniture and vehicles24€13k€7k▼
Current assets29/58€1.41M€1.03M▼
Stocks and contracts in progress3€327k€979k▲
Stocks30/36€327k€979k▲
Amounts receivable within one year40/41€280k€41k▼
Trade receivables40€258k€1k▼
Other amounts receivable41€22k€40k▲
Cash at bank and in hand54/58€802k€5k▼
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.43M€1.03M▼
Equity10/15€919k€933k▲
Contributions10/11€80k€80k=
Reserves13€839k€853k▲
Non-distributable reserves130/1€8k€0▼
Reserves not available under the articles1311€8k€0▼
Distributable reserves133€831k€853k▲
Amounts payable17/49€507k€101k▼
Amounts payable within one year42/48€507k€101k▼
Financial debts43€0€57▲
Credit institutions430/8€0€57▲
Trade debts44€175k€88k▼
Suppliers440/4€175k€88k▼
Advances received on contracts in progress46€138k€0▼
Taxes, remuneration and social security45€35k€4k▼
Taxes450/3€35k€4k▼
Other amounts payable47/48€159k€9k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k=
Other operating charges640/8€1k€1k▲
Gross operating margin9900€19k€12k▼
Operating profit (loss)9901€11k€4k▼
Financial income75/76B€9k€18k▲
Recurring financial income75€9k€18k▲
Financial charges65/66B€18k€315▼
Recurring financial charges65€18k€315▼
Profit (loss) for the period before taxes9903€2k€22k▲
Income taxes67/77€539€8k▲
Profit (loss) for the period9904€2k€14k▲
Profit (loss) for the period to be appropriated9905€2k€14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€14k▲
Transfer to equity691/2€2k€14k▲
To other reserves6921€2k€14k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 10.18
Current ratio from 2.79 to 10.18; short-term debt falls from €507k to €101k.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 3 days late
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €532k
Net result €532k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.99
Current ratio from 0.97 to 1.99; short-term debt falls from €3.18M to €582k.
31-12
Financial
Equity above €500kEq €802k ▲197%
Equity rises from €270k to €802k.
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €55k
Net result €55k after one loss-making year.
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schabartstraat 603600 GenkGround area
2,472 m²
Building footprint
340 m²
Volume, LiDAR
1,738 m³
2 parcels, Flanders · tallest building 17.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Ag-Bouwprojecten
since 20062.152.036.852
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71016I1161/00W000 | Flanders | 2,232 m² | 1 · 253 m² | 17.2 m · 1 fl. |
| 72004B1088/00T004 | Flanders | 240 m² | 1 · 86 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 2,835 EUR awarded · 2,713 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 2,713 EUR |
| 2023 | 1 | 2,835 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,749 companies in sector 68310 we hold annual accounts for 6,907. 3,841 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2006
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.