I.B.T.S. OVENBOUW
ActiveSummary
I.B.T.S. OVENBOUW has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €-16k. Equity is shrinking by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 24% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
38
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability8▼-31
Solvency47▼-7
Growth32=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.29 against 1.42 in 2024; short-term debt: 77.7% of total assets), and 77.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.3%
Return on assets
-11.9%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-12-2025, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
32 d early
2023
33 d early
2022
32 d early
2021
20 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€30k▼ 34.9%
2024 · €46k
2019: €95k
2020: €47k
2021: €10k
2022: €27k
2023: €45k
2024: €46k
2019 → 2025
Total assets
€134k▼ 14.1%
2024 · €156k
2019: €251k
2020: €200k
2021: €125k
2022: €118k
2023: €157k
2024: €156k
2019 → 2025
Net result
€-16k
2024 · €702
2019: €13k
2020: €-48k
2021: €-37k
2022: €18k
2023: €18k
2024: €702
2019 → 2025
Working capital
€30k▼ 34.9%
2024 · €46k
2019: €91k
2020: €47k
2021: €10k
2022: €27k
2023: €45k
2024: €46k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€27k▲ 182%€45k▲ 65.6%€46k▲ 1.6%€30k▼ 34.9%
Operating result€-24k-€29k€29k▲ 2.1%€14k▼ 53.9%€-3k
Net result€-37k-€18k€18k▲ 1.7%€702▼ 96.1%€-16k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €14k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €134k
Equity
€30k ▼ 34.9%
Debt
€104k ▼ 5.4%
Debt's share of the balance-sheet total rises from 70.6% to 77.7%. Equity and debt are lower.
Key figures and ratios
Current ratio
1.29▼
2024 · 1.42
Debt to equity
3.49▲
2024 · 2.40
ROE
-53.6%▼
2024 · 1.5%
ROA
-11.9%▼
2024 · 0.5%
Debt ≤ 1 year
€104k▼
2024 · €110k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€156k€134k▼
Current assets29/58€156k€134k▼
Amounts receivable within one year40/41€156k€134k▼
Trade receivables40€155k€134k▼
Other amounts receivable41€291€65▼
Equity and liabilities
Total equity and liabilities10/49€156k€134k▼
Equity10/15€46k€30k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€33k€33k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€27k€27k=
Profit (loss) carried forward14€-49k€-65k▼
Amounts payable17/49€110k€104k▼
Amounts payable within one year42/48€110k€104k▼
Financial debts43€101k€99k▼
Credit institutions430/8€101k€99k▼
Trade debts44€8k€526▼
Suppliers440/4€8k€526▼
Other amounts payable47/48€1k€4k▲
Income statement
Code20242025
Remuneration, social security and pensions62€19k-
Other operating charges640/8€516-
Gross operating margin9900€33k€-3k▼
Operating profit (loss)9901€14k€-3k▼
Financial income75/76B€10€361▲
Recurring financial income75€10€5▼
Non-recurring financial income76B-€356
Financial charges65/66B€13k€13k▲
Recurring financial charges65€13k€13k▲
Profit (loss) for the period before taxes9903€702€-16k▼
Profit (loss) for the period9904€702€-16k▼
Profit (loss) for the period to be appropriated9905€702€-16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-49k€-65k▼
Profit (loss) brought forward from the previous period14P€-50k€-49k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
30-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
29-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2019net €18k ▲1.7%
Operating result €29k, net result €18k, both a record.
2022
30-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Back to profitnet €18k
Net result €18k after 2 loss-making years.
11-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Weakest financial yearnet €-48k ▼478%
Net result drops to €-48k, the lowest in the series; recovery starts the following year.
2019
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
26-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Scherpenheuvel-Zichem · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herseltsebaan 163271 Scherpenheuvel-ZichemGround area
1,367 m²
Building footprint
183 m²
Volume, LiDAR
1,235 m³
Parcel 24005A0005/00T003, Flanders · tallest building 11.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Herseltsebaan 16, 3271 Scherpenheuvel-Zichem
since 20022.067.121.567
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24005A0005/00T003 | Flanders | 1,367 m² | 1 · 183 m² | 11.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MONDIAL CONSTRUCTION
BE 0775.758.290
Schaarbeek · Eq €29,768
MG PARTNERS
BE 0800.908.511
Ganshoren · Eq €29,766
PATTYN RENOVATIE
BE 0879.037.556
Mortsel · Eq €29,789
GEYER BAUUNTERNEHMEN
BE 0691.720.658
Raeren · Eq €29,739
Oxy Design
BE 0694.906.911
Brussel · Eq €29,724
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 5,673 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded19-05-1994
Fiscal year end30-06
Activities, NACEBEL 2025
43990Other specialised construction activities
33200Installation of industrial machinery and equipment
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:chris@vuurvast.be