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I.B.B.T.

Active
Private limited companyfounded 20233 years activeRoute du Condroz 24, 4100 Seraing, BelgiumKBO/BCE: BE 0800.525.261
Summary

I.B.B.T. has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €110,875 and a net result of €5,765. Its solvency ranks better than 21% of 4,922 sector peers (NACE 47, fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Activity
Retail trade
NACE 47527Retail sale of household furniture NACE 47551
1 site
Size
€1.0mtotal assets 2025
Staff
4.3 FTE
Equity
€110,875
Profit
€5,765
Financial health
66 Healthy Checked score 2025
Bankruptcy probability, 12 months
1.0%
Structure
Accounts 108 days early0 of 1 deed read
Why 66- Equity €110,875 (10.7% of total assets)- Founded in 2023+ Liquidity: current ratio 0.98, cash €401,068+ Figures for FY 2025 (filed 14-04-2026)Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 42% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Weak
Solvency 36-1
equity 10.7% of total assets
Liquidity 56=
short-term debt 78.1% · cash 38.7%
Profitability 38-5
return on assets 0.6%
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,155 companies)
Last 24 months 11-2024: 2.8% 12-2024: 2.9%▲ +0.1 percentage points vs 11-2024 01-2025: 2.8%▼ -0.1 percentage points vs 12-2024 02-2025: 2.8%● unchanged vs 01-2025 03-2025: 3.0%▲ +0.2 percentage points vs 02-2025 04-2025: 3.1%▲ +0.1 percentage points vs 03-2025highest value 05-2025: 1.1%▼ -2.0 percentage points vs 04-2025 06-2025: 1.1%● unchanged vs 05-2025 07-2025: 1.1%● unchanged vs 06-2025 08-2025: 1.1%● unchanged vs 07-2025 09-2025: 1.1%● unchanged vs 08-2025 10-2025: 1.0%▼ -0.1 percentage points vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026lowest value 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 1.0%● unchanged vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.0%● unchanged vs 06-2026 08-2026: 1.0%● unchanged vs 07-2026 09-2026: 1.0%● unchanged vs 08-2026 10-2026: 1.0%● unchanged vs 09-2026
Credit up to €7,000 at 30 days acceptable
Liquidity short (current ratio 0.98 against 0.98 in 2024; short-term debt: 78.1% and cash: 38.7% of total assets), and 89.3% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 27% on solvency, 62% on liquidity, 28% on profitability and 53% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Equity €110,875 (10.7% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.98, cash €401,068
NBB · annual accounts
raises risk · Founded in 2023
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Figures for FY 2025 (filed 14-04-2026)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 4922 sector peers (2025).
NBB · sector comparison
Position among 4922 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-04-2026, 108 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
108 days early
2024
119 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 114 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Annual accounts filedfiscal year 2024 · full…

Key points

  • Total assets 20252 fiscal years filed €1.0m View
  • Active since 2023founded 06-04-2023 3 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.0m
Profit
€5,765
Solvency
10.7%
Total assets▲ 19.2%
Net result
20242025
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Retail tradeNACE 47527
Founded
06-04-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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