Turnover
≈ €34,000 estimated
The micro format states no turnover.
HZ Projects
Lifetime
2 annual accounts with figures on one time axispeak €5,902 (2025)
€5,902▲ 93.8%
peak €3,613 (2025)
€3,613▲ 83.0%
peak €8,587 (2025)
€8,587▲ 72.6%
€2,878▲ 120%
Board2 names since 2024
2 directorsHO Ya Ting and 1 other
Documentsfilings and deeds
09-06-202652 days before the deadline
2025micro format
Gross margin from €3,046 to €5,902Result from €1,974 to €3,613Equity from €4,974 to €8,587Debts from €1,310 to €2,878Cash from €187 to €11,320
Key points
from the 2025 annual accountsStarting capital
€3,000 100 shares
Checked score
98
Excellent
Financially stronger than 83% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 0.3%
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.4%▲ +0.1 percentage points vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026highest value
07-2026: 0.1%▼ -0.3 percentage points vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €11,465
Founded in 2024
lowers risk
Sector: Office administrative, office support and other business support activities (NACE 82)
Liquidity: current ratio 3.98, cash €11,320
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 75% of them on solvency, 85% on liquidity, 87% on profitability and 85% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as HZ Projects has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of HZ Projects itself is lower: 0.1% within 12 months. It rests on far more data about HZ Projects than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for HZ Projects. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.98 (4.08 in 2024), above the usual 1.5. Short-term debt is 25.1% and cash 98.7% of total assets. 25.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
52 days early
2024
59 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 56 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- ZHANG Li 50 sharesdeed of 07-11-2024
- HO Ya Ting 50 sharesdeed of 07-11-2024
Recent changes
Incorporation
Founding capital of €3,000, 100 shares · Founders: ZHANG Li and HO Ya Ting · Appointments: ZHANG Li (director) and HO Ya Ting (director) · published on 07-11-2024 · Gazette deed
First establishment
Driekastanjelaarsstraat 12, Grimbergen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HZ Projects Grimbergen | €11,465 | €5,902 | 74.9% | - |
| One Day Opwijk | €8,924 | €6,310 | 0.6% | - |
| TH CASA Flémalle | €12,643 | €5,550 | 20.9% | - |
| Prosocon Zoersel | €11,038 | €7,134 | 50.7% | - |
| HBA CONSULTANCY Keerbergen | €11,744 | €8,408 | 61.3% | - |
| Populaire Consulting Tielt-Winge | €8,979 | €4,407 | 4.1% | - |
| Minnaert Kortenberg | €11,428 | €3,988 | 85.3% | - |
These companies have the same main activity as HZ Projects: other business support services (NACE 82990). They are comparable in size and age: total assets between €8,920 and €12,600, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 05-11-2024Normal situation
- Activity
- Other business support servicesNACE 82990
- Establishment unit
- 2.366.402.4961850 Grimbergen, since 05-11-2024
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €11,465▲ 82.4%
- Filing
- Filed on 09-06-2026, 52 days before the end of the filing period
Insights on HZ Projects
HZ Projects has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8,587 and a net result of €3,613.
Its solvency ranks better than 74% of 9,696 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HZ Projects
- What is the company number of HZ Projects?
- The company number of HZ Projects is 1015.884.760. The VAT number is the same number with BE in front: BE 1015.884.760.
- Where is HZ Projects based?
- The registered office is at Driekastanjelaarsstraat 12, 1850 Grimbergen.Company details
- What does HZ Projects do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of HZ Projects?
- HZ Projects is a private limited company (BV).
- When was HZ Projects founded?
- HZ Projects was founded on 05-11-2024.
- Is HZ Projects still active?
- Yes, HZ Projects is an active enterprise in the KBO register.
- What is the turnover of HZ Projects?
- The turnover in financial year 2025 is ≈ €34,000. This figure is estimated from the gross margin of €5,902 and 44 comparable companies (NACE 82990). It probably lies between €18,000 and €67,000. It is a rough estimate.Financials
- Is HZ Projects profitable?
- In financial year 2025, HZ Projects made a profit of €3,613.
- Where can I find the annual accounts of HZ Projects?
- HZ Projects filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HZ Projects due?
- HZ Projects must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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