Financials
- Fiscal year
- 2025
- Total assets
- €11,744
- Profit
- €6,196
- Solvency
- 61.3%
HBA CONSULTANCY
ActiveSummary
HBA CONSULTANCY has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,196 and a net result of €6,196. Its solvency ranks better than 59% of 8535 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Other business support services
NACE 82990
1 site
Size
€11,744total assets 2025
- Equity
- €7,196
- Profit
- €6,196
Turnover not published (abridged schema)
Structure
Accounts filed 53 d late0 of 1 deed read
Why 91- Latest accounts 53 days late; 1 of the last 3 late- Size: total assets €11,744+ Sector Office administrative, office support and other business support activities (NACE 82)+ Liquidity: current ratio 1.91, cash €6,958Show the evidence
Checked score
Score 2025
91
/ 100
Excellent
Probability in this band: under 0.55%
Better than 74% of its sector peers (NACE 82, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
86
equity 61.3% of total assets
Liquidity
82
short-term debt 38.7% · cash 59.2%
Profitability
100
return on assets 52.8%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2025: 0.6%
01-2026: 0.6%▲ +3.0% vs 12-2025
02-2026: 0.6%▲ +0.2% vs 01-2026
03-2026: 0.7%▲ +8.9% vs 02-2026
04-2026: 0.7%▲ +0.6% vs 03-2026
05-2026: 0.8%▲ +11.4% vs 04-2026
06-2026: 0.8%▲ +11.2% vs 05-2026
07-2026: 0.9%▲ +2.9% vs 06-2026highest value
08-2026: 0.8%▼ -3.7% vs 07-2026
09-2026: 0.8%▲ +0.2% vs 08-2026
10-2026: 0.2%▼ -72.3% vs 09-2026lowest value
- Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability
- Liquidity: current ratio 1.91, cash €6,958 lowers the probability
- Latest accounts 53 days late; 1 of the last 3 late raises the probability
- Size: total assets €11,744 raises the probability for this profile
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.91; short-term debt: 38.7% and cash: 59.2% of total assets), and 38.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 61%, liquidity 75%, profitability 87%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-09-2026, 53 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
53 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 22-09-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other business support servicesNACE 82990
- Founded
- 07-11-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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