HYPOCONNECT
ActiveSummary
HYPOCONNECT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €184,389 and a net result of €119,264. Equity is shrinking by about 15% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2028. Its solvency ranks better than 20% of 1,844 sector peers (NACE 66, financial year 2025). The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Staff
- 6.4 FTE
- Equity
- €184,389
- Profit
- €119,264
- Parent
- PATRONALE LIFE · 100%
- Board
- 4 members
- Holdings
- 1
- PATRONALE LIFEChair · permanent representative Filip Moeykens
Signalsraises riskWeak solvency vs sectorlowers riskGrowing equityneutralLatest accounts filed on timeShow the evidence
Checked score
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
This company filed its last 7 accounts on average 24 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · abbreviated…
- Resignation: EY Bedrijfsrevisoren BV (statutory auditor)Appointment: PwC Bedrijfsrevisoren BV (statutory…
- Back to profitnet €119,264
Financials · financial year 2025, abbreviated format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result recovers in 2025; 2025 is 6.7 times 2024 and is the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 66, Activities auxiliary to financial services and insurance activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Turnover70 | €2.4m | €2.8m | €2.7m | €2.9m | €2.8m | €2.9m | €2.3m | €2.8m | ▲ 20.2% |
| Non-recurring operating income76A | - | - | - | - | - | - | - | €0.004m | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €2.1m | €2.3m | €2.0m | €1.6m | €2.0m | ▲ 20.7% |
| Remuneration, social security and pensions62 | - | - | - | €0.7m | €0.7m | €0.8m | €0.6m | €0.6m | ▲ 4.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.1m | €0.1m | €0.2m | €0.2m | €0.1m | €0.03m | €0.03m | €0.01m | ▼ 66.8% |
| Other operating charges640/8 | - | - | - | €0.001m | €0.008m | €0.005m | €0.001m | €0.001m | ▲ 73.0% |
| Gross operating margin9900 | €0.5m | €0.8m | €0.9m | €0.9m | €0.6m | €0.9m | €0.7m | €0.8m | ▲ 24.9% |
| Operating profit (loss)9901 | -€0.2m | -€0.03m | €0.04m | €0.02m | -€0.3m | €0.08m | €0.03m | €0.2m | ▲ 568% |
| Financial income75/76B | - | - | - | €0.005m | - | - | €0 | €0 | ▼ 96.8% |
| Recurring financial income75 | €0.01m | €0.01m | €0.009m | €0.005m | - | - | €0 | €0 | ▼ 96.8% |
| Financial charges65/66B | - | - | - | €0.02m | €0.02m | €0.02m | €0.06m | €0.07m | ▲ 31.5% |
| Recurring financial charges65 | €0.02m | €0.04m | €0.03m | €0.02m | €0.02m | €0.02m | €0.06m | €0.07m | ▲ 31.8% |
| Non-recurring financial charges66B | - | - | - | - | €0.001m | - | €92 | - | - |
| Profit (loss) for the period before taxes9903 | -€0.3m | -€0.05m | €0.02m | €0.003m | -€0.3m | €0.06m | -€0.03m | €0.1m | - |
| Income taxes67/77 | €0.009m | €0.002m | €0.001m | €0.002m | €0.003m | -€100 | - | €0.002m | - |
| Profit (loss) for the period9904 | -€0.3m | -€0.05m | €0.01m | €0.001m | -€0.3m | €0.06m | -€0.03m | €0.1m | - |
| Profit (loss) for the period to be appropriated9905 | -€0.3m | -€0.05m | €0.01m | €0.001m | -€0.3m | €0.06m | -€0.03m | €0.1m | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €1.4m | €1.6m | €1.4m | €1.3m | €0.7m | €0.6m | €1.8m | €1.7m | ▼ 2.5% |
| Fixed assets21/28 | €0.6m | €0.4m | €0.3m | €0.2m | €0.05m | €0.05m | €1.1m | €1.0m | ▼ 1.8% |
| Intangible fixed assets21 | €0.6m | €0.4m | €0.3m | €0.2m | €0.04m | €0.02m | €0.01m | €0.001m | ▼ 88.4% |
| Tangible fixed assets22/27 | €0.002m | €0.001m | €0.001m | €0.004m | €0.004m | €0.03m | €0.01m | €422 | ▼ 95.7% |
| Furniture and vehicles24 | - | - | - | €0.004m | €0.004m | €0.03m | €0.01m | €422 | ▼ 95.7% |
| Financial fixed assets28 | - | - | - | - | - | - | €1.0m | €1.0m | = |
| Current assets29/58 | €0.9m | €1.2m | €1.1m | €1.2m | €0.7m | €0.6m | €0.7m | €0.7m | ▼ 3.5% |
| Amounts receivable within one year40/41 | €0.4m | €0.8m | €0.9m | €0.8m | €0.4m | €0.3m | €0.4m | €0.3m | ▼ 22.0% |
| Trade receivables40 | - | - | - | €0.8m | €0.4m | €0.3m | €0.4m | €0.3m | ▼ 24.0% |
| Other amounts receivable41 | - | - | - | €0.003m | €8 | - | - | €0.008m | - |
| Current investments50/53 | €0.3m | €0.3m | - | - | - | - | - | - | - |
| Cash at bank and in hand54/58 | €0.2m | €0.1m | €0.2m | €0.3m | €0.2m | €0.3m | €0.3m | €0.4m | ▲ 20.1% |
| Deferred charges and accrued income490/1 | - | - | - | €0.02m | €0.02m | €0.02m | €0.02m | €0.01m | ▼ 8.9% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €1.4m | €1.6m | €1.4m | €1.3m | €0.7m | €0.6m | €1.8m | €1.7m | ▼ 2.5% |
| Equity10/15 | €0.4m | €0.3m | €0.4m | €0.4m | €0.03m | €0.09m | €0.07m | €0.2m | ▲ 183% |
| Contributions10/11 | €0.3m | €0.3m | €0.3m | €0.6m | €0.6m | €0.6m | €0.6m | €0.6m | = |
| Capital10 | - | - | - | €0.3m | €0.3m | €0.3m | €0.3m | €0.3m | = |
| Issued capital100 | - | - | - | €0.3m | €0.3m | €0.3m | €0.3m | €0.3m | = |
| Contributions outside capital11 | - | - | - | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | = |
| Share premium1100/10 | - | - | - | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | = |
| Reserves13 | - | - | - | - | - | - | - | €0.02m | - |
| Non-distributable reserves130/1 | - | - | - | - | - | - | - | €0.02m | - |
| Legal reserve130 | - | - | - | - | - | - | - | €0.02m | - |
| Profit (loss) carried forward14 | -€0.2m | -€0.2m | -€0.2m | -€0.2m | -€0.5m | -€0.5m | -€0.5m | -€0.4m | ▲ 20.8% |
| Amounts payable17/49 | €1.0m | €1.3m | €1.0m | €1.0m | €0.7m | €0.5m | €1.7m | €1.6m | ▼ 9.5% |
| Amounts payable after more than one year17 | €0.5m | €0.4m | €0.4m | €0.4m | €0.1m | €0.4m | €1.3m | €1.0m | ▼ 20.0% |
| Financial debts170/4 | - | - | - | €0.4m | €0.1m | €0.4m | €1.3m | €1.0m | ▼ 20.0% |
| Amounts payable within one year42/48 | €0.5m | €0.8m | €0.5m | €0.6m | €0.6m | €0.2m | €0.4m | €0.5m | ▲ 20.3% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.08m | €0.3m | - | €0.1m | €0.3m | ▲ 150% |
| Trade debts44 | €0.3m | €0.4m | €0.4m | €0.5m | €0.2m | €0.1m | €0.3m | €0.2m | ▼ 34.3% |
| Suppliers440/4 | - | - | - | €0.5m | €0.2m | €0.1m | €0.3m | €0.2m | ▼ 34.3% |
| Taxes, remuneration and social security45 | - | - | - | €0.06m | €0.07m | €0.06m | €0.06m | €0.09m | ▲ 39.8% |
| Taxes450/3 | - | - | - | - | €0.001m | - | - | €0.02m | - |
| Remuneration and social security454/9 | - | - | - | €0.06m | €0.07m | €0.06m | €0.06m | €0.07m | ▲ 6.7% |
| Accrued charges and deferred income492/3 | - | - | - | €0.02m | €0.01m | €0.01m | €0.05m | €0.05m | ▼ 0.5% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€0.3m | -€0.05m | €0.01m | €0.001m | -€0.3m | €0.06m | -€0.03m | €0.1m | - |
| + Depreciation and write-downs630 | €0.1m | €0.1m | €0.2m | €0.2m | €0.1m | €0.03m | €0.03m | €0.01m | ▼ 66.8% |
| Operating cash flow (approximation) | -€0.1m | €0.1m | €0.2m | €0.2m | -€0.2m | €0.09m | €0.007m | €0.1m | ▲ 18× |
| Investment in fixed assets (approximation) | - | -€347 | -€0.04m | -€0.03m | -€0.005m | -€0.04m | -€1.0m | €0.009m | - |
| Change in cash | - | -€0.03m | €0.03m | €0.1m | -€0.1m | €0.1m | -€0.009m | €0.06m | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 19 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 01-06-2026 | 2026-00135788 |
| 31-12-2024 | abbreviated format | 21-05-2025 | 2025-00101696 |
| 31-12-2023 | abbreviated format | 03-05-2024 | 2024-00082575 |
| 31-12-2022 | abbreviated format | 28-06-2023 | 2023-00185004 |
| 31-12-2021 | abbreviated format | 21-04-2023 | 2023-00063789 |
| 31-12-2020 | abbreviated format | 18-01-2022 | 2022-01100506 |
| 31-12-2019 | abbreviated format | 14-07-2020 | 2020-30000010 |
| 31-12-2018 | abbreviated format | 05-08-2019 | 2019-44200063 |
| 31-12-2017 | abbreviated format | 13-09-2018 | 2018-63500279 |
| 31-12-2016 | abbreviated format | 12-07-2017 | 2017-31400563 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Board 4
4 not recently confirmed
Day-to-day management 1
Permanent representatives 1
3 not recently confirmed
Statutory auditor 1
Mandate history
- Board
- Day-to-day management
- Permanent representative
- Statutory auditor
- not recently confirmed
- began earlier
| Name | Functions and periods |
|---|---|
| PATRONALE LIFE |
|
| Johan VANDENBERGHE |
|
| Patronale Group NVfrom an act |
|
| Oliver Auvray |
|
| BV PwC Bedrijfsrevisoren |
|
| BVBA FORTAM CONSULTING |
|
| FUENTES MANAGEMENT & CONSULTING BVBA |
|
| Olivier AUVRAY |
|
| PATRONALE LIFE, AFGEKORT : PATRONALE |
|
| Jan OTTOY |
|
| EY Bedrijfsrevisoren BV |
|
| ALTRO FINANCE & INSURANCE |
|
| DEJEAN Dominique |
|
| Hans Van Campfort |
|
| Olivier NOKERMAN |
|
| SkinPros |
|
| Stradeq SA |
|
| Etienne Nevens |
|
| Filip Moeykens |
|
| Hans VERMEULEN |
|
| Sociale Investeringsmaatschappij voor Vlaanderen |
|
Owners and capital
Owners
1 ownerChain of control
- PATRONALE LIFE
- HYPOCONNECT
Highest known parent: PATRONALE LIFE. The sources do not say who stands above it.
Owners 1
- PATRONALE LIFEparent100%
According to the 2025 annual accounts of HYPOCONNECT and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Capital and shareholders
- 19-12-2023 Capital stated in the deed · €320,000 · 3,200 shares
- 22-02-2018 Capital increase of €80,000 · to €320,000 · 800 new shares
Group and network
Holdings and subsidiaries
1 holdingHoldings 1
-
100%
According to the 2025 annual accounts of HYPOCONNECT and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.
Connections & network
51 connected companiesShow 47 more companies with a shared director
History
HYPOCONNECT was incorporated on 2 February 2006.1 In 2018 the company took the name HypoConnect.2 The registered office was moved to Brussel in 2018.3 In 2018 the capital was increased by €80,000 to €320,000.2 Total assets rose from €1.4m in 2018 to €1.7m in 2025 and headcount from 10 to 6.4 full-time equivalents.4
Acts, filings and financial milestones
11-05
Gazette deed
Resignation: EY Bedrijfsrevisoren BV (statutory auditor)Appointment: PwC Bedrijfsrevisoren BV (statutory auditor) · Permanent representative: William Rutten · Director discharge5 facts ▸
- General meeting, 27-03-2026
- Auditor resignation, EY Bedrijfsrevisoren BV (statutory auditor)
- Director discharge, EY Bedrijfsrevisoren BV (statutory auditor)
- Auditor appointment, PwC Bedrijfsrevisoren BV (statutory auditor)
- Permanent representative, William Rutten
02-05
Gazette deed
Reappointment: EY Bedrijfsrevisoren BV (statutory auditor)3 facts ▸
- General meeting, 28-03-2023
- Auditor reappointment, EY Bedrijfsrevisoren BV (statutory auditor)
- Other provision, “stemming besluiten, eenparigheid van stemmen” (deed in Dutch)
28-06
Gazette deed
Reappointments: Patronale Life NV, Johan Vandenberghe and Oliver AuvrayPermanent representative: Filip Moeykens6 facts ▸
- General meeting, 29-03-2024
- Director reappointment, Patronale Life NV (director)
- Permanent representative, Filip Moeykens
- Director reappointment, Johan Vandenberghe (director)
- Director reappointment, Oliver Auvray (director)
- Other provision, “stemresultaat, eenparigheid van stemmen” (deed in Dutch)
19-12
Gazette deed
Amendment of the articlesCapital · Registered office clause4 facts ▸
- General meeting, “buitengewone algemene vergadering van aandeelhouders” (deed in Dutch)
- Amendment of the articles
- Capital, €320,000
- Registered office clause, “Bischoffsheimlaan 33,1000 Brussel, VIJFDE BESLISSING” (deed in Dutch)
11-10
Gazette deed
Reappointment: EY Bedrijfsrevisoren BV (statutory auditor)2 facts ▸
- General meeting, 21-04-2023
- Auditor reappointment, EY Bedrijfsrevisoren BV (statutory auditor)
Show earlier events
02-08
Gazette deed
MiscellaneousAppointment: Patronale Group NV (director) · Permanent representative: Filip MOEYKENS · Merger7 facts ▸
- Board meeting, 08-06-2023
- Merger, “geruisloze fusie, integrale overname” (deed in Dutch)
- Shareholding, “100% dochtervennootschap”, 100 (deed in Dutch)
- Director appointment, Patronale Group NV (director)
- Name change, Patronale Life NV
- Permanent representative, Filip MOEYKENS
- Other provision, “publicatie aanpassingen, Bijlagen tot het Belgisch Staatsblad” (deed in Dutch)
09-03
Gazette deed
Resignation: Altro Finance & Insurance (director)2 facts ▸
- General meeting, 15-01-2021
- Director resignation, Altro Finance & Insurance (director)
19-03
Gazette deed
Resignation: Dominique Dejean (permanent representative)Appointment: Jan Ottoy (permanent representative)3 facts ▸
- Board meeting, 19-11-2019
- Director resignation, Dominique Dejean (permanent representative)
- Director appointment, Jan Ottoy (permanent representative)
02-09
Gazette deed
Appointment: EY Bedrijfsrevisoren (statutory auditor)Resignation: HypoConnect (statutory auditor) · Mandate compensation4 facts ▸
- General meeting, 03-06-2019
- Auditor appointment, EY Bedrijfsrevisoren (statutory auditor)
- Mandate compensation, EY Bedrijfsrevisoren
- Auditor resignation, HypoConnect
25-06
Gazette deed
Registered officeRegistered-office move2 facts ▸
- Board meeting, 14-05-2018
- Registered-office move, Bischoffsheimlaan 33, 1000 Brussel
22-02
Gazette deed
Resignations: Hans VAN CAMPFORT, Olivier NOKERMAN and 2 othersAppointments: Johan VANDENBERGHE, PATRONALE LIFE and 2 others · Permanent representatives: Filip MOEYKENS and Dominique DEJEAN · Name change20 facts ▸
- General meeting, 30-01-2018
- Name change, HypoConnect
- Capital increase, €80,000
- Reserve creation, 242243, “Uitgiftepremie” (deed in Dutch)
- Legal-form conversion, “naamloze vennootschap” (deed in Dutch)
- Capital, €320,000
- Director resignation, Hans VAN CAMPFORT (manager)
- Director resignation, Olivier NOKERMAN (manager)
- Director resignation, Johan VANDENBERGHE (manager)
- Director resignation, Olivier AUVRAY (manager)
- Director appointment, Johan VANDENBERGHE (director)
- Director appointment, Johan VANDENBERGHE (managing director)
- +8 further facts in this act
24-10
Gazette deed
Appointments: Johan Vandenberghe, Olivier Nokerman and Hans Van Campfort5 facts ▸
- General meeting, 21-09-2016
- Director appointment, Johan Vandenberghe (manager)
- Director appointment, Olivier Nokerman (manager)
- Board meeting, 03-10-2016
- Director appointment, Hans Van Campfort (voorzitter van het college van zaakvoerders)
14-07
Gazette deed
Resignations: PATRONALE LIFE, Olivier Jules AUVRAY and 2 othersAppointment: Hans VAN CAMPFORT (manager) · Purpose change · Amendment of the articles11 facts ▸
- General meeting, 28-06-2016
- Purpose change, “De vennootschap heeft tot doel in België en in het buitenland, uitsluitend in eigen naam en voor eigen rekening: Het verrichten van activiteiten van verzekering…” (deed in Dutch)
- Amendment of the articles
- Director resignation, PATRONALE LIFE (manager)
- Director resignation, Olivier Jules AUVRAY (manager)
- Director resignation, FUENTES MANAGEMENT & CONSULTING (manager)
- Director resignation, FORTAM CONSULTING (manager)
- Director appointment, Hans VAN CAMPFORT (manager)
- Mandate compensation, Hans VAN CAMPFORT
- Power of attorney, Hans VAN CAMPFORT
- Power of attorney, Eric Jacobs
11-04
Gazette deed
PurposePurpose change · Amendment of the articles3 facts ▸
- General meeting, 23-03-2016
- Purpose change, “Het optreden als agent, makelaar, commissionair, tussenpersoon of in een andere hoedanigheid die de heersende wetgevingen in dit verband toestaan, voor een bank…” (deed in Dutch)
- Amendment of the articles
22-01
Gazette deed
Appointment: Olivier AUVRAY (manager)2 facts ▸
- General meeting, 09-12-2014
- Director appointment, Olivier AUVRAY (manager)
04-09
Gazette deed
Appointments: FORTAM CONSULTING BVBA, FUENTES MANAGEMENT & CONSULTING BVBA and Patronale Life NVPermanent representatives: Hans VAN CAMPFORT, Erik LAENEN and Filip MOEYKENS · Resignation: SA STRADEQ (manager) · Director discharge9 facts ▸
- General meeting, 01-04-2013
- Director appointment, FORTAM CONSULTING BVBA (manager)
- Permanent representative, Hans VAN CAMPFORT
- Director appointment, FUENTES MANAGEMENT & CONSULTING BVBA (manager)
- Permanent representative, Erik LAENEN
- Director resignation, SA STRADEQ (manager)
- Director discharge, SA STRADEQ
- Director appointment, Patronale Life NV (voorzitter van het college van zaakvoerders)
- Permanent representative, Filip MOEYKENS
24-06
Gazette deed
Appointments: Stradeq SA (manager) and Patronale Life NV (manager)Resignations: Etienne Nevens (manager) and Filip Moeykens (manager)5 facts ▸
- General meeting, 09-06-2011
- Director appointment, Stradeq SA (manager)
- Director appointment, Patronale Life NV (manager)
- Director resignation, Etienne Nevens (manager)
- Director resignation, Filip Moeykens (manager)
21-12
Gazette deed
Resignation: Hans Vermeulen (manager)Appointment: Filip Moeykens (manager)3 facts ▸
- General meeting, 01-10-2009
- Director resignation, Hans Vermeulen (manager)
- Director appointment, Filip Moeykens (manager)
21-12
Gazette deed
Resignations: Sociale Investeringsmaatschappij voor Vlaanderen (manager) and Etienne Nevens (manager)Permanent representative: Willy Vanderstraeten4 facts ▸
- General meeting, 30-06-2009
- Director resignation, Sociale Investeringsmaatschappij voor Vlaanderen (manager)
- Permanent representative, Willy Vanderstraeten
- Director resignation, Etienne Nevens (manager)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 25 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Legal Entity Identifier
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21803C0382/00G000 | Brussels | 1,284 m² | 1 · 1,036 m² | 26.4 m · 7 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Het verrichten van activiteiten van verzekeringsbemiddeling die de heersende wetgevingen in dit verband toestaan, voor een bank…” (deed in Dutch)
4 activities (deed in Dutch)
- Het verrichten van activiteiten van verzekeringsbemiddeling die de heersende wetgevingen in dit verband toestaan, voor een bank, verzekeringsmaatschappij of andere financieringsvennootschap met het oog op het afsluiten van:
- Alle mogelijke leningen en kredieten, zowel hypothecaire als persoonlijke leningen, financieringen, ten aanzien van alle mogelijke maatschappijen en personen en met alle mogelijke waarborgen, zowel persoonlijke als zakelijke waarborgen, alsook alle hiermee rechtstreeks of onrechtstreeks aanverwante producten en verbintenissen;
- Alle verzekeringen aangaande alle mogelijke risico's, betreffende allerhande verzekerings- en herverzekeringscontracten en aanverwante producten en verbintenissen;
- Het verrichten van alle mogelijke bemiddelingen, tussenkomsten en adviesverleningen inzake leningen en kredieten, verzekeringen en geldplaatsingen.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- HYPOCONNECT
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Enkel besluit van bestuursorgaan, bestuursorgaan” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Hoogstens zes jaar, 4” (deed in Dutch)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- One provision in the deed
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of March at 16:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Zoals inzake een statutenwijziging, algemene vergadering” (deed in Dutch)“Vormen vereist voor statutenwijziging, beslissing algemene vergadering” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed