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Hypconcept

Active Risk: not assessed
Private limited companyfounded 2018active for 8 yearsKortrijksestraat 50, 8850 Ardooie, BelgiumKBO/BCE: BE 0695.763.380

From the official registers: KBO 7 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Hypconcept is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €252,467 and a net result of €71,890. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 40% of 9,750 sector peers (NACE 64, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

Financials · financial year 2025, micro format

Latest annual accounts filed

Annual accounts 2025

View at the NBB
Financial year ended
31-12-2025
Filed on
24-07-2026
Format
micro format
Reference
2026-00327828
Equity
€252,467▲ 39.8%
2024 · €180,577
Net result
€71,890▼ 1.1%
2024 · €72,677
Total assets
€648,451▲ 3.9%
2024 · €623,844
Solvency
38.9%▲ 10.0pp
2024 · 28.9%
Trend over the years

2021 to 2025, 5 financial years 2019 to 2025, 7 financial years

The operating result for 2025 is 26% higher than in 2024 and the highest since 2021. It is the fourth rise in a row.

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Operating result€110,855 2025 Net result€71,890 2025

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line2019202020212022202320242025
Operating result-€52,568-€26,664€24,736▼ 7.2%€60,370▲ 144%€73,413▲ 21.6%€87,865▲ 19.7%€110,855▲ 26.2%
Net result-€54,478-€25,318within the sector's middle half€23,761within the sector's middle half▼ 6.2%€43,328within the sector's middle half▲ 82.3%€51,371within the sector's middle half▲ 18.6%€72,677within the sector's middle half▲ 41.5%€71,890within the sector's middle half▼ 1.1%
Equity-€35,878--€10,560below the sector's middle half▲ 70.6%€13,201below the sector's middle half€56,529within the sector's middle half▲ 328%€107,900within the sector's middle half▲ 90.9%€180,577within the sector's middle half▲ 67.4%€252,467within the sector's middle half▲ 39.8%
Total assets€76,848-€37,019below the sector's middle half▼ 51.8%€590,579within the sector's middle half▲ 16×€613,533within the sector's middle half▲ 3.9%€623,390within the sector's middle half▲ 1.6%€623,844within the sector's middle half▲ 0.1%€648,451within the sector's middle half▲ 3.9%
Debt€112,726-€47,578▼ 57.8%€577,378▲ 12×€557,004▼ 3.5%€515,490▼ 7.5%€443,267▼ 14.0%€395,984▼ 10.7%
Working capital-€50,900--€17,967within the sector's middle half▲ 64.7%-€538,228below the sector's middle half▼ 2,896%-€504,143below the sector's middle half▲ 6.3%-€461,670below the sector's middle half▲ 8.4%-€366,493below the sector's middle half▲ 20.6%-€265,004below the sector's middle half▲ 27.7%
Solvency-46.7%--28.5%below the sector's middle half▲ 18.2pp2.2%below the sector's middle half▲ 30.8pp9.2%below the sector's middle half▲ 7.0pp17.3%below the sector's middle half▲ 8.1pp28.9%within the sector's middle half▲ 11.6pp38.9%within the sector's middle half▲ 10.0pp
Current ratio0.38-0.29below the sector's middle half▼ 0.080.05below the sector's middle half▼ 0.250.09below the sector's middle half▲ 0.040.10below the sector's middle half▲ 0.020.17below the sector's middle half▲ 0.070.33below the sector's middle half▲ 0.16
Return on assets (ROA)-70.9%-68.4%above the sector's middle half▲ 139.3pp4.0%within the sector's middle half▼ 64.4pp7.1%within the sector's middle half▲ 3.0pp8.2%within the sector's middle half▲ 1.2pp11.6%within the sector's middle half▲ 3.4pp11.1%within the sector's middle half▼ 0.6pp
Staff (FTE)0.7-0.8below the sector's middle half▲ 14.3%
above within below The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €648,451
Fixed assets €517,887 ▼ 5.3%
Current assets €130,564 ▲ 70.1%
Equity and liabilities €648,451
Equity €252,467 ▲ 39.8%
Debt €395,984 ▼ 10.7%
Debt's share of the balance-sheet total falls from 71.1% to 61.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
28.5%▼
2024 · 40.2%
Debt ≤ 1 year
€395,568▼
2024 · €443,267
Income taxes
€37,684▲
2024 · €30,823
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines

Source: Annual accounts 2025 at the NBB, filed on 24-07-2026.

Balance sheet Code20242025
Assets
Total assets20/58€623,844€648,451▲
Fixed assets21/28€547,070€517,887▼
Tangible fixed assets22/27-€875
Plant, machinery and equipment23-€875
Financial fixed assets28€547,070€517,012▼
Current assets29/58€76,774€130,564▲
Amounts receivable within one year40/41€47,500€47,500=
Other amounts receivable41€47,500€47,500=
Cash at bank and in hand54/58€26,842€81,068▲
Deferred charges and accrued income490/1€2,432€1,996▼
Equity and liabilities
Total equity and liabilities10/49€623,844€648,451▲
Equity10/15€180,577€252,467▲
Contributions10/11€18,600€18,600=
Reserves13€161,977€233,867▲
Distributable reserves133€161,977€233,867▲
Amounts payable17/49€443,267€395,984▼
Amounts payable within one year42/48€443,267€395,568▼
Financial debts43€4,255€12,986▲
Credit institutions430/8€4,255€12,986▲
Trade debts44€789€238▼
Suppliers440/4€789€238▼
Taxes, remuneration and social security45€41,313€41,158▼
Taxes450/3€41,313€41,158▼
Other amounts payable47/48€396,909€341,186▼
Accrued charges and deferred income492/3-€417
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€161
Other operating charges640/8€1,100€831▼
Gross operating margin9900€88,965€111,846▲
Operating profit (loss)9901€87,865€110,855▲
Financial income75/76B€16,875-
Recurring financial income75€16,875-
Financial charges65/66B€1,240€1,281▲
Recurring financial charges65€1,240€1,281▲
Profit (loss) for the period before taxes9903€103,500€109,574▲
Income taxes67/77€30,823€37,684▲
Profit (loss) for the period9904€72,677€71,890▼
Profit (loss) for the period to be appropriated9905€72,677€71,890▼
Appropriation of the result
Profit (loss) to be appropriated9906€72,677€71,890▼
Transfer to equity691/2€72,677€71,890▼
To other reserves6921€72,677€71,890▼

The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Line2019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,848€16,548----€161-
Other operating charges640/8--€1,709€413€266€1,100€831▼ 24.5%
Non-recurring operating charges66A--€5,091-----
Gross operating margin9900-€8,743€73,462€31,536€60,783€73,679€88,965€111,846▲ 25.7%
Operating profit (loss)9901-€52,568€26,664€24,736€60,370€73,413€87,865€110,855▲ 26.2%
Financial income75/76B--€113--€16,875--
Recurring financial income75--€113--€16,875--
Financial charges65/66B--€1,088€1,258€1,332€1,240€1,281▲ 3.3%
Recurring financial charges65€1,909€1,346€1,088€1,258€1,332€1,240€1,281▲ 3.3%
Profit (loss) for the period before taxes9903-€54,478€25,318€23,761€59,113€72,081€103,500€109,574▲ 5.9%
Income taxes67/77---€15,785€20,710€30,823€37,684▲ 22.3%
Profit (loss) for the period9904-€54,478€25,318€23,761€43,328€51,371€72,677€71,890▼ 1.1%
Profit (loss) for the period to be appropriated9905-€54,478€25,318€23,761€43,328€51,371€72,677€71,890▼ 1.1%
Line2019202020212022202320242025Change
Assets
Total assets20/58€76,848€37,019€590,579€613,533€623,390€623,844€648,451▲ 3.9%
Fixed assets21/28€46,184€29,636€564,570€564,570€569,570€547,070€517,887▼ 5.3%
Intangible fixed assets21€17,086€12,814------
Tangible fixed assets22/27€24,554€12,277----€875-
Plant, machinery and equipment23------€875-
Financial fixed assets28€4,545€4,545€564,570€564,570€569,570€547,070€517,012▼ 5.5%
Current assets29/58€30,664€7,382€26,009€48,963€53,820€76,774€130,564▲ 70.1%
Amounts receivable within one year40/41€20,384-€20,000-€47,500€47,500€47,500=
Other amounts receivable41--€20,000-€47,500€47,500€47,500=
Current investments50/53€10,095-------
Cash at bank and in hand54/58-€7,382€6,009€48,910€4,032€26,842€81,068▲ 202%
Deferred charges and accrued income490/1---€53€2,288€2,432€1,996▼ 17.9%
Equity and liabilities
Total equity and liabilities10/49€76,848€37,019€590,579€613,533€623,390€623,844€648,451▲ 3.9%
Equity10/15-€35,878-€10,560€13,201€56,529€107,900€180,577€252,467▲ 39.8%
Contributions10/11€18,600€18,600€18,600€18,600€18,600€18,600€18,600=
Reserves13-€1,860€1,860€37,929€89,300€161,977€233,867▲ 44.4%
Non-distributable reserves130/1--€1,860€1,860----
Reserves not available under the articles1311--€1,860€1,860----
Distributable reserves133---€36,069€89,300€161,977€233,867▲ 44.4%
Profit (loss) carried forward14-€54,478-€31,020-€7,259-----
Amounts payable17/49€112,726€47,578€577,378€557,004€515,490€443,267€395,984▼ 10.7%
Amounts payable after more than one year17€31,162€22,228€13,141€3,898----
Financial debts170/4--€13,141€3,898----
Amounts payable within one year42/48€81,564€25,350€564,237€553,106€515,490€443,267€395,568▼ 10.8%
Current portion of amounts payable after more than one year42--€9,087€9,243€3,898---
Financial debts43----€3,350€4,255€12,986▲ 205%
Credit institutions430/8----€3,350€4,255€12,986▲ 205%
Trade debts44€3,038€113--€604€789€238▼ 69.9%
Suppliers440/4----€604€789€238▼ 69.9%
Taxes, remuneration and social security45--€550€17,435€24,145€41,313€41,158▼ 0.4%
Taxes450/3--€550€17,435€24,145€41,313€41,158▼ 0.4%
Other amounts payable47/48--€554,599€526,428€483,493€396,909€341,186▼ 14.0%
Accrued charges and deferred income492/3------€417-
Line2019202020212022202320242025Change
Profit (loss) for the period9904-€54,478€25,318€23,761€43,328€51,371€72,677€71,890▼ 1.1%
+ Depreciation and write-downs630€17,848€16,548----€161-
Operating cash flow (approximation)-€36,629€41,866€23,761€43,328€51,371€72,677€72,050▼ 0.9%
Investment in fixed assets (approximation)-€0-€534,934€0-€5,000€22,500€29,022▲ 29.0%
Change in cash---€1,373€42,901-€44,878€22,810€54,226▲ 138%

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (7)
Financial year Type Filed Reference Document
31-12-2025 micro format 24-07-2026 2026-00327828 NBB
31-12-2024 micro format 24-07-2025 2025-00301064 PDF
31-12-2023 micro format 29-09-2024 2024-00477590 PDF
31-12-2022 micro format 20-09-2023 2023-00449392 PDF
31-12-2021 micro format 29-09-2022 2022-20453447 PDF
31-12-2020 abbreviated format 27-05-2021 2021-15600449 PDF
31-12-2019 micro format 27-08-2020 2020-45500437 PDF

Comparable companies

These companies have the same main activity as Hypconcept: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €533,000 and €775,000, founded between 2018 and 2019.

CompanyFoundedTotal assetsEquityGross marginTurnoverNet resultFinancial year
Hypconcept Ardooie2018€648,451€252,467€111,846-€71,8902025
JAVAND Veurne2018€598,669€357,190€108,845-€77,3742025
Maveric Kortrijk2018€775,296€605,696€107,252-€139,5732025
MOOSH Kortrijk2019€670,695€232,608€121,226€157,608€21,3442025
Amblynn De Panne2018€750,968-€21,828€124,739-€81,0432025
Dirk Vermeersch Harelbeke2018€532,829€476,944€111,605-€87,0972025
C² & J Menen2019€586,903€177,157€101,751-€39,8122025

They were chosen from the 20,097 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.