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Hypconcept

Active Risk: not assessed
Private limited companyfounded 20188 yrs activeKortrijksestraat 50, 8850 Ardooie, BelgiumKBO/BCE: BE 0695.763.380
Summary

Hypconcept is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €252,467 and a net result of €71,890. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 40% of 8074 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €252,467
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
7 d early
2024
7 d early
2023
60 d late
2022
51 d late
2021
60 d late
2020
65 d early
2019
27 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Hypconcept was incorporated on 7 May 2018.1 Total assets rose from EUR 76,848 in 2019 to EUR 648,451 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€252,467▲ 39.8%
2024 · €180,577
Net result
€71,890▼ 1.1%
2024 · €72,677
Total assets
€648,451▲ 3.9%
2024 · €623,844
Solvency
38.9%▲ 10.0pp
2024 · 28.9%
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€24,736▼ 7.2%€60,370▲ 144%€73,413▲ 21.6%€87,865▲ 19.7%€110,855▲ 26.2%
Net result€23,761▼ 6.2%€43,328▲ 82.3%€51,371▲ 18.6%€72,677▲ 41.5%€71,890▼ 1.1%
Equity€13,201€56,529▲ 328%€107,900▲ 90.9%€180,577▲ 67.4%€252,467▲ 39.8%
Total assets€590,579▲ 1,495%€613,533▲ 3.9%€623,390▲ 1.6%€623,844▲ 0.1%€648,451▲ 3.9%
Debt€577,378▲ 1,114%€557,004▼ 3.5%€515,490▼ 7.5%€443,267▼ 14.0%€395,984▼ 10.7%
Working capital-€538,228▼ 2,896%-€504,143▲ 6.3%-€461,670▲ 8.4%-€366,493▲ 20.6%-€265,004▲ 27.7%
Solvency2.2%▲ 30.8pp9.2%▲ 7.0pp17.3%▲ 8.1pp28.9%▲ 11.6pp38.9%▲ 10.0pp
Staff (FTE)
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
  • 2021 Total assets +1,495% on 2020. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000Operating result 2021: €24,736€24,736Net result 2021: €23,761€23,761Operating result 2022: €60,370€60,370Net result 2022: €43,328€43,328Operating result 2023: €73,413€73,413Net result 2023: €51,371€51,371Operating result 2024: €87,865€87,865Net result 2024: €72,677€72,677Operating result 2025: €110,855€110,855Net result 2025: €71,890€71,89020212022202320242025€0€50,000€100,000Operating result 2023: €73,413€73,400Net result 2023: €51,371€51,400Operating result 2024: €87,865€87,900Net result 2024: €72,677€72,700Operating result 2025: €110,855€111,000Net result 2025: €71,890€71,900202320242025
The operating result has risen four years in a row; 2025 is 26% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €648,451
Fixed assets €517,887 ▼ 5.3%
Current assets €130,564 ▲ 70.1%
Equity and liabilities €648,451
Equity €252,467 ▲ 39.8%
Debt €395,984 ▼ 10.7%
Debt's share of the balance-sheet total falls from 71.1% to 61.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
28.5%▼
2024 · 40.2%
ROA
11.1%▼
2024 · 11.6%
Debt ≤ 1 year
€395,568▼
2024 · €443,267
Income taxes
€37,684▲
2024 · €30,823
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€623,844€648,451▲
Fixed assets21/28€547,070€517,887▼
Tangible fixed assets22/27-€875
Plant, machinery and equipment23-€875
Financial fixed assets28€547,070€517,012▼
Current assets29/58€76,774€130,564▲
Amounts receivable within one year40/41€47,500€47,500=
Other amounts receivable41€47,500€47,500=
Cash at bank and in hand54/58€26,842€81,068▲
Deferred charges and accrued income490/1€2,432€1,996▼
Equity and liabilities
Total equity and liabilities10/49€623,844€648,451▲
Equity10/15€180,577€252,467▲
Contributions10/11€18,600€18,600=
Reserves13€161,977€233,867▲
Distributable reserves133€161,977€233,867▲
Amounts payable17/49€443,267€395,984▼
Amounts payable within one year42/48€443,267€395,568▼
Financial debts43€4,255€12,986▲
Credit institutions430/8€4,255€12,986▲
Trade debts44€789€238▼
Suppliers440/4€789€238▼
Taxes, remuneration and social security45€41,313€41,158▼
Taxes450/3€41,313€41,158▼
Other amounts payable47/48€396,909€341,186▼
Accrued charges and deferred income492/3-€417
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€161
Other operating charges640/8€1,100€831▼
Gross operating margin9900€88,965€111,846▲
Operating profit (loss)9901€87,865€110,855▲
Financial income75/76B€16,875-
Recurring financial income75€16,875-
Financial charges65/66B€1,240€1,281▲
Recurring financial charges65€1,240€1,281▲
Profit (loss) for the period before taxes9903€103,500€109,574▲
Income taxes67/77€30,823€37,684▲
Profit (loss) for the period9904€72,677€71,890▼
Profit (loss) for the period to be appropriated9905€72,677€71,890▼
Appropriation of the result
Profit (loss) to be appropriated9906€72,677€71,890▼
Transfer to equity691/2€72,677€71,890▼
To other reserves6921€72,677€71,890▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630----€161-
Other operating charges640/8€1,709€413€266€1,100€831▼ 24.5%
Non-recurring operating charges66A€5,091-----
Gross operating margin9900€31,536€60,783€73,679€88,965€111,846▲ 25.7%
Operating profit (loss)9901€24,736€60,370€73,413€87,865€110,855▲ 26.2%
Financial income75/76B€113--€16,875--
Recurring financial income75€113--€16,875--
Financial charges65/66B€1,088€1,258€1,332€1,240€1,281▲ 3.3%
Recurring financial charges65€1,088€1,258€1,332€1,240€1,281▲ 3.3%
Profit (loss) for the period before taxes9903€23,761€59,113€72,081€103,500€109,574▲ 5.9%
Income taxes67/77-€15,785€20,710€30,823€37,684▲ 22.3%
Profit (loss) for the period9904€23,761€43,328€51,371€72,677€71,890▼ 1.1%
Profit (loss) for the period to be appropriated9905€23,761€43,328€51,371€72,677€71,890▼ 1.1%
Line20212022202320242025Change
Assets
Total assets20/58€590,579€613,533€623,390€623,844€648,451▲ 3.9%
Fixed assets21/28€564,570€564,570€569,570€547,070€517,887▼ 5.3%
Tangible fixed assets22/27----€875-
Plant, machinery and equipment23----€875-
Financial fixed assets28€564,570€564,570€569,570€547,070€517,012▼ 5.5%
Current assets29/58€26,009€48,963€53,820€76,774€130,564▲ 70.1%
Amounts receivable within one year40/41€20,000-€47,500€47,500€47,500=
Other amounts receivable41€20,000-€47,500€47,500€47,500=
Cash at bank and in hand54/58€6,009€48,910€4,032€26,842€81,068▲ 202%
Deferred charges and accrued income490/1-€53€2,288€2,432€1,996▼ 17.9%
Equity and liabilities
Total equity and liabilities10/49€590,579€613,533€623,390€623,844€648,451▲ 3.9%
Equity10/15€13,201€56,529€107,900€180,577€252,467▲ 39.8%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Reserves13€1,860€37,929€89,300€161,977€233,867▲ 44.4%
Non-distributable reserves130/1€1,860€1,860----
Reserves not available under the articles1311€1,860€1,860----
Distributable reserves133-€36,069€89,300€161,977€233,867▲ 44.4%
Profit (loss) carried forward14-€7,259-----
Amounts payable17/49€577,378€557,004€515,490€443,267€395,984▼ 10.7%
Amounts payable after more than one year17€13,141€3,898----
Financial debts170/4€13,141€3,898----
Amounts payable within one year42/48€564,237€553,106€515,490€443,267€395,568▼ 10.8%
Current portion of amounts payable after more than one year42€9,087€9,243€3,898---
Financial debts43--€3,350€4,255€12,986▲ 205%
Credit institutions430/8--€3,350€4,255€12,986▲ 205%
Trade debts44--€604€789€238▼ 69.9%
Suppliers440/4--€604€789€238▼ 69.9%
Taxes, remuneration and social security45€550€17,435€24,145€41,313€41,158▼ 0.4%
Taxes450/3€550€17,435€24,145€41,313€41,158▼ 0.4%
Other amounts payable47/48€554,599€526,428€483,493€396,909€341,186▼ 14.0%
Accrued charges and deferred income492/3----€417-
Line20212022202320242025Change
Profit (loss) for the period9904€23,761€43,328€51,371€72,677€71,890▼ 1.1%
+ Depreciation and write-downs630----€161-
Operating cash flow (approximation)€23,761€43,328€51,371€72,677€72,050▼ 0.9%
Investment in fixed assets (approximation)-€0-€5,000€22,500€29,022▲ 29.0%
Change in cash-€42,901-€44,878€22,810€54,226▲ 138%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Equity above €200,000Eq €252,467 ▲39.8%
6 profitable years in a row build equity to €252,467.
24-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2019net €72,677 ▲41.5%
Net result €72,677, the highest in the series.
31-12
Financial Equity above €150,000Eq €180,577 ▲67.4%
5 profitable years in a row build equity to €180,577.
29-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
31-12
Financial Equity above €100,000Eq €107,900 ▲90.9%
4 profitable years in a row build equity to €107,900.
20-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 51 days late
2022
29-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
27-05
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Back to profitnet €25,318
Net result €25,318 after one loss-making year.
27-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ardooie · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
266 m²
Building footprint
146 m²
Volume, LiDAR
1,043 m³
Parcel 36001E0413/00W000, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Hypconcept
Kortrijksestraat 50, 8850 ArdooieHoldings
since 20192.290.666.084
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36001E0413/00W000 Flanders 266 m² 1 · 146 m² 11.8 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner · 2 holdings

Owners 1

Holdings 2

According to the 2025 annual accounts of Hypconcept and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 13,674 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-05-2018
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0695763380
Also 9925:BE0695763380
Registered 07-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.