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Complete company report
Generated 09-08-2026
Active BE 0834.030.051Private limited companyOpen bankruptcy

HWNV

Peerderbaan 8 ·3910 Pelt, Belgium· 15 yrs active
Sector: Cafés (56301)
Conclusion Checked

A bankruptcy procedure is open for HWNV according to publications in the Belgian State Gazette. The 2021 annual accounts show equity of €9k and a net result of €4k.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €9k
Net result €4k
Active 15 yrs
Locations 1
Snowflake analysis 5 axes · computed by Checked
Health34Profitability100Solvency81Growth78Stability0
59 / 100

Mixed profile: strong on profitability, weaker on stability.

Health 34
Profitability 100
Solvency 81
Growth 78
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High risk
Components
· Open bankruptcy (+50)
Trust signals 1 signals
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2021 · computed
34 / 100 Weak
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 27-08-2024 with the NBB · fiscal year 2023 · micro
€-40k€-30k€-20k€-10k€0Operating result 2018: €-746€-746Net result 2018: €-27k€-27kOperating result 2020: €-12k€-12kNet result 2020: €-30k€-30kOperating result 2021: €5k€5kNet result 2021: €4k€4k201820202021
Operating resultNet result
EBITDA
€6k
- 18-21
Net profit
€4k
- 18-21
Cash flow
€5k
- 18-21
Total assets
€21k
+72.8% 18-21
Equity
€9k
+86.0% 18-21
Working capital
€8k
+175.3% 18-21
Employees (FTE)
0
-50.0% 18-21
Staff costs
€8k
- 18-21
Income taxes
€2k
- 18-21
Debt
€12k
+64.0% 18-21
Debt ≤ 1y
€12k
+64.0% 18-21
Current ratio
1.69
+19.8% 18-21
Quick ratio
1.59
+24.7% 18-21
Solvency
43.1%
+7.6% 18-21
Debt / equity
1.32
- 18-21
ROE
46.2%
- 18-21
ROA
19.9%
- 18-21
Interest coverage
9.09
- 18-21
Figures by fiscal year
Fiscal year2021
Revenue-
EBITDA€6k
Net profit€4k
Cash flow€5k
Staff costs€8k
Income taxes-
Dividends-
Total assets€21k
Equity€9k
Debt€12k
of which ≤ 1y€12k
of which > 1y-
Working capital€8k
Employees (FTE)-
Ratios (computed)
2021
Current ratio1.69
Quick ratio1.59
Working capital ratio39.2%
Solvency43.1%
Debt / equity1.32
Long-term debt ratio-
Interest coverage9.09
Gross margin-
Net margin-
ROA19.9%
ROE46.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2021
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2021
Balance sheet, Assets
TOTAL ASSETS 20/58€21k
Fixed assets 21/28€810
Tangible fixed assets 22/27€480
Financial fixed assets 28€330
Current assets 29/58€20k
Stocks & contracts in progress 3€1k
Cash & bank 54/58€19k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€21k
Equity 10/15€9k
Contributions / capital 10/11€19k
Reserves 13€17k
Accumulated profits (losses) 14€-26k
Amounts payable 17/49€12k
Amounts payable within one year 42/48€12k
Trade debts payable within one year 44€7k
Income statement
Gross operating margin 9900€16k
Operating result 9901€5k
Financial charges 65€653
Result before taxes 9903€4k
Net result for the period 9904€4k
Result to be appropriated 9905€4k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates3 persons
Role Name Tenure Source
Curator DIRK VAN COPPENOLLE
GENKERSTEENWEG 302, 3500 HASSELT
 18-09-2025 → present Belgian State Gazette
Curator SOFIE REPRIELS
GENKER- STEENWEG 302, 3500 HASSELT
 18-09-2025 → present Belgian State Gazette
Curator FREDERICK VAN COPPENOLLE
GENKERSTEENWEG 302, 3500 HASSELT
 18-09-2025 → present Belgian State Gazette
Legal Structure
NACE primary Cafés(56301)
Legal form Private limited company(610)
Incorporation22-02-2011
StatusActive
Postal code3910
First BS signal 24-09-2025
Latest BS signal 24-09-2025
Company structure, linked entities3 linked entities
Establishment units 1 location
Flashback
Dorp 64, 3920 LommelCafés en bars
since 20112.211.288.214
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72033B0641/00K000 Flanders 2,100 m² 1 · 411 m² 11.0 m · 3 fl.
72020C0589/00V000indicative Flanders 433 m² 1 · 383 m² 11.3 m · 1 fl.
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
24-09-2025
Bankruptcy Opening
Ondernemingsrechtbank Antwerpen, afdeling Hasselt · HWNV BV PEERDERBAAN 8/2, 3910 PELT · event 18-09-2025
2024
27-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
03-07-2024
State Gazette act Director changes
2023
23-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
16-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
28-05-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
10-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
21-05-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
24-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
04-07-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
30-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2015
04-06-2015
NBB filing Annual accounts filed
fiscal year 2014 · verkort
Lifecycle & Insolvency Signals 1 events
24-09-2025
Bankruptcy Opening
Date: 18-09-2025 · Ondernemingsrechtbank Antwerpen, afdeling Hasselt · HWNV BV PEERDERBAAN 8/2, 3910 PELT · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-09-24 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2024
03-07-2024 1 director appointed, 2 resigning Director changes
  • Vervoort Brian, Bestuurder
  • Melkenbeke Guy, Bestuurder
  • Gabriëls Roy, Bestuurder
Technical details 
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Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Cafés en bars56301Cafés en bars56301
Primary activity highlighted.
Names & trade names
Legal nameNL HWNV
Registered office
Peerderbaan 8 bus 2
3910 Pelt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative