HW services
ActiveHW services has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €25k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 4444 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▼-47
Solvency26▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.36 against 0.7 in 2024; short-term debt: 15.6% and cash: 2% of total assets), and 98.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.2%
Return on assets
1.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 4444 sector peers (2025).
NBB · sector comparisonPosition among 4444 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
63 d early
2024
70 d early
2023
40 d early
2022
6 d early
2021
25 d early
2020
12 d early
2019
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k=
2024 · €19k
2018: €8k
2019: €8k
2020: €23k
2021: €42k
2022: €44k
2023: €101k
2024: €19k
2018 → 2025
Total assets
€1.56M▲ 448%
2024 · €286k
2018: €32k
2019: €25k
2020: €50k
2021: €271k
2022: €222k
2023: €239k
2024: €286k
2018 → 2025
Net result
€25k▼ 74.8%
2024 · €98k
2018: €393
2019: €216
2020: €3k
2021: €19k
2022: €2k
2023: €57k
2024: €98k
2018 → 2025
Working capital
€-156k▼ 185%
2024 · €-55k
2018: €-5k
2019: €-10k
2020: €8k
2021: €-102k
2022: €-62k
2023: €-22k
2024: €-55k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€44k▲ 5.9%€101k▲ 128%€19k▼ 81.6%€19k=
Operating result€24k-€9k▼ 61.1%€83k▲ 779%€133k▲ 61.7%€73k▼ 45.2%
Net result€19k-€2k▼ 86.9%€57k▲ 2,200%€98k▲ 72.1%€25k▼ 74.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 45% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.56M
Fixed assets
€1.48M▲ 829%
Current assets
€87k▼ 31.0%
Equity and liabilities €1.56M
Equity
€19k=
Debt
€1.55M▲ 479%
The debt ratio rises from 93.5% to 98.8%. Debt is higher.
Key figures and ratios
EBITDA
€191k▼
2024 · €194k
Cash flow
€143k▼
2024 · €158k
Solvency
1.2%▼
2024 · 6.5%
Current ratio
0.36▼
2024 · 0.70
Quick ratio
0.16▼
2024 · 0.60
Debt / equity
83.10▲
2024 · 14.35
ROE
132.2%▼
2024 · 525.4%
ROA
1.6%▼
2024 · 34.2%
Interest coverage
3.88▼
2024 · 22.69
Debt
€1.55M▲
2024 · €267k
Debt ≤ 1 year
€244k▲
2024 · €182k
Debt > 1 year
€1.30M▲
2024 · €85k
Income taxes
€2k▼
2024 · €28k
Staff costs
€86k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€286k€1.56M▲
Fixed assets21/28€159k€1.48M▲
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€153k€1.48M▲
Land and buildings22-€1.28M
Plant, machinery and equipment23€103k€86k▼
Furniture and vehicles24€11k€23k▲
Leasing and similar rights25€38k€86k▲
Financial fixed assets28€4k€0▼
Current assets29/58€127k€87k▼
Stocks and contracts in progress3€18k€49k▲
Stocks30/36€18k€49k▲
Amounts receivable within one year40/41€12k€7k▼
Trade receivables40€4k€2k▼
Other amounts receivable41€8k€5k▼
Cash at bank and in hand54/58€94k€31k▼
Deferred charges and accrued income490/1€4k€606▼
Equity and liabilities
Total equity and liabilities10/49€286k€1.56M▲
Equity10/15€19k€19k=
Contributions10/11€19k€19k=
Reserves13€0-
Distributable reserves133€0-
Profit (loss) carried forward14€0€0=
Amounts payable17/49€267k€1.55M▲
Amounts payable after more than one year17€85k€1.30M▲
Financial debts170/4€85k€1.30M▲
Amounts payable within one year42/48€182k€244k▲
Current portion of amounts payable after more than one year42€58k€161k▲
Financial debts43€20k€0▼
Credit institutions430/8€20k€0▼
Trade debts44€25k€45▼
Suppliers440/4€25k€45▼
Taxes, remuneration and social security45€28k€50k▲
Taxes450/3€23k€42k▲
Remuneration and social security454/9€6k€8k▲
Other amounts payable47/48€51k€33k▼
Income statement
Code20242025
Remuneration, social security and pensions62€12k€86k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€61k€118k▲
Other operating charges640/8€1k€135k▲
Gross operating margin9900€207k€413k▲
Operating profit (loss)9901€133k€73k▼
Financial income75/76B€336€3k▲
Recurring financial income75€336€3k▲
Financial charges65/66B€9k€49k▲
Recurring financial charges65€9k€49k▲
Profit (loss) for the period before taxes9903€125k€27k▼
Income taxes67/77€28k€2k▼
Profit (loss) for the period9904€98k€25k▼
Profit (loss) for the period to be appropriated9905€98k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€98k€25k▼
Transfer from equity791/2€82k€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€180k€25k▼
Return on contributions (dividend)694€180k€25k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €98k ▲72.1%
Operating result €133k, net result €98k, both a record.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €101k ▲128%
6 profitable years in a row build equity to €101k.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 1.30
Current ratio from 0.42 to 1.30.
10-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €216 ▼45.1%
Net result drops to €216, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gistelse Steenweg 6868200 BruggeGround area
1,250 m²
Building footprint
186 m²
Volume, LiDAR
1,105 m³
Parcel 31425C0136/00R002, Flanders · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HW clinic
since 20172.263.315.252
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31425C0136/00R002 | Flanders | 1,250 m² | 1 · 186 m² | 11.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 600 EUR awarded · 600 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 600 EUR | 600 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
DUFER.NET
BE 0684.603.333
Mouscron · Eq €19k
Salar Cleaning
BE 0694.640.259
Holsbeek · Eq €19k
GT AUTOMOBILE
BE 0793.286.190
Sint-Jans-Molenbeek · Eq €19k
Christine SERVAES SERVICES
BE 0875.754.008
Namur · Eq €19k
RAPID GROUP
BE 0677.424.937
Gent · Eq €19k
Of 7,353 companies in sector 81210 we hold annual accounts for 2,734. 2,081 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2017
Fiscal year end31-12
Abbreviation NL
HEWO
Activities, NACEBEL
81210General cleaning of buildings
96022Beauty treatment
96220Beauty care and other beauty treatments
81220Other building cleaning and industrial cleaning
86999Other human health activities
95220Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.