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Generated 27-07-2026
Active BE 0759.600.862Private limited company

HVR CONSULT

Achterstraat 50 ·1851 Grimbergen, Belgium· 5 yrs active
Sector: NACE 85592 (85592)
Conclusion Checked

The computed 12-month bankruptcy probability of HVR CONSULT is 0.3% (very low). The 2025 annual accounts show equity of €21k and a net result of €25k. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 48% of 235 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €21k
Net result €25k
Better than sector 48%
Active 5 yrs
Snowflake analysis 5 axes · computed by Checked
Health86Profitability100Solvency79Growth78Stability94
87 / 100

Exceptional profile, strong across almost every axis.

Health 86
Profitability 100
Solvency 79
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
0.3% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
86 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview5 NBB filings
Annual accounts filed on 31-03-2026 with the NBB · fiscal year 2025 · micro
€0€20k€40kOperating result 2021: €20k€20kNet result 2021: €11k€11kOperating result 2022: €5k€5kNet result 2022: €1k€1kOperating result 2023: €24k€24kNet result 2023: €16k€16kOperating result 2024: €47k€47kNet result 2024: €34k€34kOperating result 2025: €34k€34kNet result 2025: €25k€25k20212022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~9.1%/year over 5 fiscal years, indicative, assuming unchanged policy.
€0€10k€20k€30k2026: €22k (€21k - €24k)2027: €24k (€23k - €26k)2028: €27k (€25k - €28k)2021: €14k2022: €16k2023: €32k2024: €6k2025: €21k20212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 85 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 41.8% 43.1%
better than 48% of 235 sector peers
Net result €25k €12k
better than 70% of 234 sector peers
Equity €21k €26k
better than 45% of 235 sector peers
Gross operating margin €37k €29k
better than 60% of 234 sector peers
Total assets €49k €78k
better than 35% of 235 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€35k
-27.8% far above sector median
Net profit
€25k
-28.7% far above sector median
Cash flow
€26k
-27.9% far above sector median
Total assets
€49k
-41.8% -72% vs sector
Equity
€21k
+244.9% -40% vs sector
Working capital
€20k
+420.3% -16% vs sector
Staff costs
€0
-100.0% -100% vs sector
Income taxes
€8k
-29.6% far above sector median
Dividends
€10k
-83.3% 21-25
Debt
€29k
-63.5% -80% vs sector
Debt ≤ 1y
€29k
-63.5% -79% vs sector
Current ratio
1.69
+61.6% +30% vs sector
Quick ratio
1.69
+61.6% +30% vs sector
Solvency
41.8%
+492.8% +83% vs sector
Debt / equity
1.40
-89.4% -40% vs sector
ROE
119.7%
-79.3% far above sector median
ROA
50.0%
+22.6% far above sector median
Interest coverage
39.05
-30.5% far above sector median
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€35k
Net profit€25k
Cash flow€26k
Staff costs-
Income taxes€8k
Dividends€10k
Total assets€49k
Equity€21k
Debt€29k
of which ≤ 1y€29k
of which > 1y-
Working capital€20k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.69
Quick ratio1.69
Working capital ratio40.5%
Solvency41.8%
Debt / equity1.40
Long-term debt ratio-
Interest coverage39.05
Gross margin-
Net margin-
ROA50.0%
ROE119.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€49k
Fixed assets 21/28€637
Tangible fixed assets 22/27€637
Current assets 29/58€49k
Amounts receivable within one year 40/41€20k
Cash & bank 54/58€20k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€49k
Equity 10/15€21k
Contributions / capital 10/11€3k
Reserves 13€18k
Amounts payable 17/49€29k
Amounts payable within one year 42/48€29k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€37k
Operating result 9901€34k
Financial income 75€2
Financial charges 65€905
Result before taxes 9903€33k
Income taxes 67/77€8k
Net result for the period 9904€25k
Result to be appropriated 9905€25k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary 85592
Legal form Private limited company(610)
Incorporation09-12-2020
StatusActive
Postal code1851
Establishment units 1 location
HVR CONSULT
Achterstraat 50, 1851 GrimbergenWebportalen
since 20202.311.329.757
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23036C0142/00S000 Flanders 291 m² 1 · 107 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 7 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
31-03-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
27-01-2026
State Gazette act Statutes amendment
v3.2
2025
30-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
15-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
31-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
30-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2020
11-12-2020
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 6 months ago
2026
27-01-2026 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": true,
    "effective_date": "2025-12-15",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0759.600.862",
    "name_full": "HVR CONSULT",
    "legal_form": "BV"
  },
  "signature_regime": null,
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
2020
11-12-2020 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Achterstraat 50, 1851 Grimbergen",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1989-11-02",
        "name": "HAMDI Ali",
        "niss": null,
        "address": "Achterstraat 50, 1851 Grimbergen (Humbeek)"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 1500,
      "holder_person_name": "HAMDI Ali",
      "is_subscriber_only": false,
      "n_shares_subscribed": 50,
      "amount_subscribed_eur": 1500,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1991-06-03",
        "name": "VAN RODE Emy",
        "niss": null,
        "address": "Achterstraat 50, 1851 Grimbergen (Humbeek)"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 1500,
      "holder_person_name": "VAN RODE Emy",
      "is_subscriber_only": false,
      "n_shares_subscribed": 50,
      "amount_subscribed_eur": 1500,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 3000,
  "subject_company": {
    "kbo": "0759.600.862",
    "name_full": "HVR CONSULT",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2020-12-04",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Beroepsopleiding85592Beroepsopleiding85592Ambulante revalidatieactiviteiten86905Activiteiten op het gebied van kinesitherapie86951
Primary activity highlighted.
Names & trade names
Legal nameNL HVR CONSULT
Registered office
Achterstraat 50
1851 Grimbergen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative