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Complete company report
Generated 17-07-2026
Active BE 0803.674.791Private limited company

HVN10

Torense Weg 10 ·2940 Stabroek, Belgium· 3 yrs active
Sector: Accommodation (55209)
Conclusion Checked

The computed 12-month bankruptcy probability of HVN10 is 1.9% (moderate). The 2025 annual accounts show equity of €3k and a net result of €-32k. Its solvency ranks better than 40% of 109 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €3k
Net result €-32k
Staff (FTE) 5.7
Better than sector 40%
Snowflake analysis 5 axes · computed by Checked
Health20Profitability0Solvency0Growth32Stability94
29 / 100

Fragile profile, watch profitability in particular.

Health 20
Profitability 0
Solvency 0
Growth 32
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
1.9% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
20 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 30-10-2025 with the NBB · fiscal year 2025 · micro
€-40k€-20k€0€20kOperating result 2024: €19k€19kNet result 2024: €16k€16kOperating result 2025: €-30k€-30kNet result 2025: €-32k€-32k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 55, Accommodation · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 0.5% 7.7%
better than 40% of 109 sector peers
Net result €-32k €-2k
better than 13% of 109 sector peers
Equity €3k €12k
better than 45% of 109 sector peers
Gross operating margin €119k €17k
better than 85% of 109 sector peers
Total assets €603k €252k
better than 71% of 109 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€42k
-23.5% far above sector median
Net profit
€-32k
- far below sector median
Cash flow
€39k
-23.5% far above sector median
Total assets
€603k
-2.1% far above sector median
Equity
€3k
-90.8% -87% vs sector
Working capital
€-444k
-19.6% far below sector median
Employees (FTE)
6
- 24-25
Staff costs
€77k
- far above sector median
Income taxes
€134
-94.1% -85% vs sector
Debt
€600k
+3.3% far above sector median
Debt ≤ 1y
€511k
+13.5% far above sector median
Debt > 1y
€89k
-31.7% far above sector median
Current ratio
0.13
-25.6% -93% vs sector
Quick ratio
0.13
-25.6% -93% vs sector
Solvency
0.5%
-90.6% -99% vs sector
Debt / equity
182.78
+1019.6% far above sector median
ROE
-983.4%
- far below sector median
ROA
-5.4%
- +9% vs sector
Interest coverage
14.19
-64.8% far above sector median
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€42k
Net profit€-32k
Cash flow€39k
Staff costs€77k
Income taxes€134
Dividends-
Total assets€603k
Equity€3k
Debt€600k
of which ≤ 1y€511k
of which > 1y€89k
Working capital€-444k
Employees (FTE)5.7
Ratios (computed)
2025
Current ratio0.13
Quick ratio0.13
Working capital ratio-73.7%
Solvency0.5%
Debt / equity182.78
Long-term debt ratio27.03
Interest coverage14.19
Gross margin-
Net margin-
ROA-5.4%
ROE-983.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€603k
Fixed assets 21/28€536k
Intangible fixed assets 21€13k
Tangible fixed assets 22/27€523k
Current assets 29/58€67k
Amounts receivable within one year 40/41€39k
Cash & bank 54/58€28k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€603k
Equity 10/15€3k
Contributions / capital 10/11€20k
Reserves 13€16k
Accumulated profits (losses) 14€-32k
Amounts payable 17/49€600k
Amounts payable after one year 17€89k
Amounts payable within one year 42/48€511k
Trade debts payable within one year 44€55k
Income statement
Gross operating margin 9900€119k
Operating result 9901€-30k
Financial income 75€329
Financial charges 65€3k
Result before taxes 9903€-32k
Income taxes 67/77€134
Net result for the period 9904€-32k
Result to be appropriated 9905€-32k
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Ratios computed by Checked.
Legal Structure
NACE primary Accommodation(55209)
Legal form Private limited company(610)
Incorporation06-07-2023
StatusActive
Postal code2940
Establishment units 1 location
HVN10
Torense Weg 10, 2940 StabroekHotels en dergelijke accommodatie
since 20232.348.608.144
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11044E0164/00V000 Flanders 7,708 m² 1 · 108 m² 6.7 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
30-10-2025
NBB filing Annual accounts filed
fiscal year 2025 · micro
2024
30-10-2024
NBB filing Annual accounts filed
fiscal year 2024 · micro
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Gastenkamers55204Gastenkamers55204Vakantieverblijven en andere accommodatie voor kort verblijf, n.e.g.55209Vakantieverblijven en andere accommodatie voor kort verblijf, neg55209Hotels en dergelijke accommodatie55100Hotels en dergelijke accommodatie55100Gastenkamers55204Gastenkamers55204Organisatie van congressen en beurzen82300Organisatie van congressen en beurzen82300
Primary activity highlighted.
Names & trade names
Legal nameNL HVN10
Registered office
Torense Weg 10
2940 Stabroek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative