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HVL MANAGEMENT

Active
Private limited companyfounded 1983active for 43 yearsWaterstraat 45, 3770 Riemst, BelgiumKBO/BCE: BE 0425.322.036
Summary

HVL MANAGEMENT has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €734,510 and a net result of -€77,973. Equity is shrinking by about 9% per year across the filed financial years. Its solvency ranks better than 58% of 11,189 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
HVL MANAGEMENTActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Activity
Property management for co-owned buildings (syndics)
NACE 68321
Oldest company in Riemst, Real estate sector1 site
Size
€1.8mtotal assets 2025
Equity
€734,510
Loss
-€77,973
Turnover not published (abbreviated or micro format)Net result +56%: other schema
Financial health
94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 31 days early1 of 10 deeds summarised
Why 94raises riskLiquidity: current ratio 63.22, cash €8,144, halvedLoss of €77,973, the second in a row (financial year 2025)lowers riskSize: total assets €1.8mFounded in 1983Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 52% of its sector peers (NACE 68, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 66+15
equity 40.6% of total assets
Liquidity 51-2
short-term debt 1.5% · cash 0.4%
Profitability 13+5
return on assets -4.3%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,613 companies, NACE 68, micro)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● unchanged vs 11-2024lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.4%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.1%▼ -0.3 percentage points vs 09-2026
Credit of up to €65,000 on 30-day terms is acceptable
Liquidity ample (current ratio 63.22, compared with 0.68 in 2024, above the usual 1.5; short-term debt: 1.5% and cash: 0.4% of total assets), but 59.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 57% on solvency, 54% on liquidity, 16% on profitability and 83% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €1.8m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 63.22, cash €8,144, halved
NBB · annual accounts
lowers risk · Founded in 1983
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Loss of €77,973, the second in a row (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
14 days early
2023
56 days early
2022
32 days early
2021
27 days early
2020
53 days early
2019
52 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 23 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Liquidity more than 92 timescurrent ratio 63.22
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Risk: 7 loss-making years in a rowloss financial year 2025 -€77,973 View
  • Positive: Oldest company in Riemst, Real estate sectorin the Checked rankings No. 1 View
  • Positive: Result rose in 2025different schema filed ▲ 56.4% View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View

By topic

Financials

Financial year
2025
Total assets
€1.8m
Loss
-€77,973
Solvency
40.6%
Total assets▼ 11.0%
Net result
20182025
Go to Financials

Board & ownership

Board
2 members
  • AGUILERA BURGALETA Raquel Herminia BeatrizDirector
  • van LUIJK Johannes Felix JosephManaging director
Go to Board & ownership

Timeline

Events
45
Since
1985
Next accounts
by 31-07-2027
  1. 31-12-2024Weakest financial year
  2. 05-06-2024Annual accounts filed
  3. 14-11-2023Resignations: van LUIJK Johannes Felix Joseph (director)…
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Property management for co-owned buildings (syndics)NACE 68321
Founded
06-08-1983
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
38
Annual meeting
31 May at 16:00
Purpose
“Het adviseren en begeleiden van ondernemingen en instellingen,het verstrekken van adviezen…” (deed in Dutch)
Go to Articles of association

Key facts about HVL MANAGEMENT

What is the company number of HVL MANAGEMENT?
0425.322.036. In Belgium the VAT number is the company number with BE in front: BE 0425.322.036.
Where is HVL MANAGEMENT based?
The registered office is at Waterstraat 45, 3770 Riemst.Company details
What does HVL MANAGEMENT do?
According to the KBO register, the main activity is property management for co-owned buildings (syndics) (NACE 68321).
What is the legal form of HVL MANAGEMENT?
Private limited company (BV).
When was HVL MANAGEMENT founded?
On 06-08-1983.
Is HVL MANAGEMENT still active?
Yes, HVL MANAGEMENT is an active enterprise in the KBO register.
How many employees does HVL MANAGEMENT have?
On average 1 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of HVL MANAGEMENT?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is HVL MANAGEMENT profitable?
In financial year 2025, HVL MANAGEMENT made a loss of €77,973.
Where can I find the annual accounts of HVL MANAGEMENT?
HVL MANAGEMENT filed 42 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HVL MANAGEMENT due?
By 31-07-2027, for financial year 2026.Timeline

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