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HVI CONSTRUCT

Open bankruptcy
Private limited company (pre-2019)founded 2016Heizelstraat 162, 1020 Brussel, BelgiumKBO/BCE: BE 0664.674.385

A bankruptcy procedure is open for HVI CONSTRUCT according to publications in the Belgian State Gazette; curator: GUNTHER PEETERS. The 2021 annual accounts show equity of €55k and a net result of €17k.

Signals

Four signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy (code 050). This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
neutral · Filed after the deadline
The financial year that closed on 31-05-2021 was due by 31-12-2021 and was filed on 09-02-2022, 40 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
not filed
2021
40 d late
2020
42 d late
2019
51 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2021, micro schema

Turnover
€118k▼ 13.9%
2019 · €137k
2019: €137k
2019 → 2020
EBIT margin
34.0%▲ 23.8pp
2019 · 10.1%
2019: 10.1%
2019 → 2020
Net result
€17k▼ 52.2%
2020 · €35k
2019: €11k 2020: €35k
2019 → 2021
Working capital
€54k▲ 55.2%
2020 · €35k
2019: €24k 2020: €35k
2019 → 2021
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line201920202021Trend
Turnover€137k-€118k▼ 13.9%
Equity€24k-€39k▲ 63.6%€55k▲ 43.4%
Operating result€14k-€40k▲ 189%€21k▼ 46.9%
Net result€11k-€35k▲ 221%€17k▼ 52.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40kOperating result 2019: €14k€14kNet result 2019: €11k€11kOperating result 2020: €40k€40kNet result 2020: €35k€35kOperating result 2021: €21k€21kNet result 2021: €17k€17k201920202021
The operating result falls in 2021; 2021 is 47% below 2020.
Balance-sheet composition
2021 in colour, 2020 as the grey bar beneath
Assets €64k
Fixed assets €2k▼ 59.9%
Current assets €63k▼ 13.9%
Equity and liabilities €64k
Equity €55k▲ 43.4%
Debt €9k▼ 76.7%
The debt ratio falls from 49.7% to 13.9%. Equity is higher and debt is lower.
Key figures and ratios
2021 value · change against 2020
EBITDA
€24k
2020 · €42k
Cash flow
€19k
2020 · €36k
Solvency
86.1%
2020 · 50.3%
Current ratio
7.04
2020 · 1.91
Quick ratio
7.04
2020 · 1.91
ROE
30.3%
2020 · 90.8%
ROA
26.1%
2020 · 45.6%
Debt
€9k
2020 · €38k
Debt ≤ 1 year
€9k
2020 · €38k
Income taxes
€4k
2020 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2021 against 2020
Balance sheet Code20202021
Assets
Total assets20/58€77k€64k
Fixed assets21/28€4k€2k
Tangible fixed assets22/27€4k€2k
Current assets29/58€73k€63k
Amounts receivable within one year40/41€72k€60k
Cash at bank and in hand54/58€393€2k
Equity and liabilities
Total equity and liabilities10/49€77k€64k
Equity10/15€39k€55k
Reserves13€2k€2k=
Profit (loss) carried forward14€30k€47k
Amounts payable17/49€38k€9k
Amounts payable within one year42/48€38k€9k
Trade debts44€6k€778
Income statement Code20202021
Turnover70€118k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k
Gross operating margin9900€42k€24k
Operating profit (loss)9901€40k€21k
Recurring financial charges65€1k€448
Profit (loss) for the period before taxes9903€39k€21k
Income taxes67/77€4k€4k
Profit (loss) for the period9904€35k€17k
Profit (loss) for the period to be appropriated9905€35k€17k

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Timeline · acts, filings and financial milestones

2023
20-09
Bankruptcy Opening
Ondernemingsrechtbank Brussel · HVI CONSTRUCT BV HEIZEL- STRAAT 162, 1020 BRUSSEL 2 · event 07-09-2023
2022
09-02
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 40 days late
2021
31-05
Financial Liquidity quadruplescurrent ratio 7.04
Current ratio from 1.91 to 7.04; short-term debt falls from €38k to €9k.
11-02
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 42 days late
2020
31-05
Financial Highest result since 2019net €35k ▲221%
Operating result €40k, net result €35k, both a record.
20-02
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 51 days late
2019
15-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 15 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2016
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Heizelstraat 1621020 Brussel
Ground area
79 m²
Building footprint
80 m²
Volume, LiDAR
721 m³
Parcel 21816C0001/00S007, Brussels · tallest building 14.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
HVI CONSTRUCT
Heizelstraat 162, 1020 BrusselJoinery installation
since 20162.258.074.381
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21816C0001/00S007 Brussels 79 m² 1 · 80 m² 14.0 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator GUNTHER PEETERS
KUNSTLAAN 24 BUS 9, 1000 BRUSSEL 1
07-09-2023 → present

Similar companies · same sector, comparable size

Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 13,140 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded15-10-2016
Fiscal year end31-05
Activities, NACEBEL
41001General construction of residential buildings
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.