Turnover
≈ €130,000 estimated
The micro format states no turnover.
HV-IT Services
Lifetime
3 annual accounts with figures on one time axispeak €46,112 (2022)
€39,382▼ 7.3%
peak €33,728 (2022)
€25,420▼ 9.8%
peak €89,323 (2024)
€89,323▲ 39.8%
€22,694▼ 25.6%
Board1 name since 2022
1 directorCARUJO VELHINHO Hugo Manuel
Documentsfilings and deeds
24-07-20257 days before the deadline
2024micro format
Equity from €63,903 to €89,323Debts from €30,485 to €22,694Cash from €14,474 to €25,333
Key points
from the 2024 annual accountsChecked score
57
Fair
Financially stronger than 69% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 1.5% to 4.2%
A confirmed filing finding caps the score at 59.
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025
08-2025: < 0.1%▼ -0.2 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.3%▲ +0.2 percentage points vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
Capped at 59: a confirmed filing finding
Figures for financial year 2024 (filed on 24-07-2025)
1 financial year not filed after the legal deadline; 1 of the last 3 accounts late
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 4.86, cash €25,333
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 55% on liquidity, 62% on profitability and 75% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as HV-IT Services has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of HV-IT Services itself is lower: 0.3% within 12 months. It rests on far more data about HV-IT Services than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for HV-IT Services. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is ample, with a current ratio of 4.86 (3.0 in 2023), above the usual 1.5. Short-term debt is 20.3% and cash 22.6% of total assets. 20.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 101 days later.
NBB · 3 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline09-11-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not filed
2024
7 days early
2023
12 days late
2022
70 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 25 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0782539679
Incorporation
Founding capital of €2,000, 100 shares · Founder: CARUJO VELHINHO Hugo Manuel · Appointment: CARUJO VELHINHO Hugo Manuel (director) · published on 25-02-2022 · Gazette deed
First establishment
Britselei 10, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HV-IT Services Antwerp | €112,017 | €39,382 | 79.7% | - |
| CAROLINE SALMON Gembloux | €103,826 | €39,437 | 65.2% | - |
| Crossing Consulting Fosses-la-Ville | €104,708 | €41,745 | 55.9% | - |
| JipJip Sint-Katelijne-Waver | €129,062 | €49,998 | 75.7% | - |
| JRNH Mol | €96,133 | €52,209 | 28.5% | - |
| RomLine Villers-la-Ville | €101,831 | €31,331 | 40.1% | - |
| HARAX Grimbergen | €86,081 | €42,316 | 54.7% | - |
These companies have the same main activity as HV-IT Services: other information technology and computer services (NACE 62900). They are comparable in size and age: total assets between €86,100 and €129,000, founded between 2020 and 2022.
Official details
Source: KBO- Status
- Active since 23-02-2022Normal situation
- Activity
- Other information technology and computer servicesNACE 62900and 1 other
- Establishment unit
- 2.328.348.9032000 Antwerp, since 23-02-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 22-11-2025
Insights on HV-IT Services
HV-IT Services files the micro format. That format states no turnover. The gross margin fell from €46,112 in 2022 to €39,382 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HV-IT Services
- What is the company number of HV-IT Services?
- The company number of HV-IT Services is 0782.539.679. The VAT number is the same number with BE in front: BE 0782.539.679.
- Where is HV-IT Services based?
- The registered office is at Britselei 10, 2000 Antwerp.Company details
- What does HV-IT Services do?
- According to the KBO register, the main activity is other information technology and computer services (NACE 62900).
- What is the legal form of HV-IT Services?
- HV-IT Services is a private limited company (BV).
- When was HV-IT Services founded?
- HV-IT Services was founded on 23-02-2022.
- Is HV-IT Services still active?
- Yes, HV-IT Services is an active enterprise in the KBO register.
- What is the turnover of HV-IT Services?
- The turnover in financial year 2024 is ≈ €130,000. This figure is estimated from the gross margin of €39,382 and 84 comparable companies (NACE 62). It probably lies between €100,000 and €170,000.Financials
- Is HV-IT Services profitable?
- In financial year 2024, HV-IT Services made a profit of €25,420.
- Where can I find the annual accounts of HV-IT Services?
- HV-IT Services filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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