JRNH
ActiveJRNH has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €37k. Equity is shrinking by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 26% of 16906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
75
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency53▼-9
Growth58▼-20
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.4 against 1.45 in 2024), and 71.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.5%
Return on assets
38.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-04-2026, 105 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
105 d early
2024
38 d early
2023
34 d early
2022
35 d early
2021
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€27k▼ 31.7%
2024 · €40k
2021: €29k
2022: €46k
2023: €72k
2024: €40k
2021 → 2025
Total assets
€96k▼ 21.2%
2024 · €122k
2021: €59k
2022: €76k
2023: €100k
2024: €122k
2021 → 2025
Net result
€37k▼ 4.0%
2024 · €39k
2021: €27k
2022: €19k
2023: €28k
2024: €39k
2021 → 2025
Working capital
€21k▼ 28.0%
2024 · €30k
2021: €33k
2022: €32k
2023: €63k
2024: €30k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€46k▲ 60.3%€72k▲ 56.7%€40k▼ 44.6%€27k▼ 31.7%
Operating result€36k-€25k▼ 30.7%€37k▲ 50.9%€50k▲ 34.4%€47k▼ 7.1%
Net result€27k-€19k▼ 30.8%€28k▲ 46.9%€39k▲ 39.2%€37k▼ 4.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 7% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €96k
Fixed assets
€21k▼ 18.4%
Current assets
€75k▼ 21.9%
Equity and liabilities €96k
Equity
€27k▼ 31.7%
Debt
€69k▼ 16.0%
The debt ratio rises from 67.1% to 71.5%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€51k▼
2024 · €55k
Cash flow
€42k▼
2024 · €43k
Solvency
28.5%▼
2024 · 32.9%
Current ratio
1.40▼
2024 · 1.45
Quick ratio
1.40▼
2024 · 1.45
Debt / equity
2.51▲
2024 · 2.04
ROE
136.0%▲
2024 · 96.8%
ROA
38.8%▲
2024 · 31.9%
Interest coverage
135.21▲
2024 · 85.37
Debt
€69k▼
2024 · €82k
Debt ≤ 1 year
€54k▼
2024 · €66k
Debt > 1 year
€15k=
2024 · €15k
Income taxes
€11k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€122k€96k▼
Fixed assets21/28€26k€21k▼
Tangible fixed assets22/27€26k€21k▼
Plant, machinery and equipment23€16k€14k▼
Furniture and vehicles24€10k€7k▼
Current assets29/58€96k€75k▼
Amounts receivable within one year40/41€11k€1k▼
Trade receivables40€11k€0▼
Other amounts receivable41€27€1k▲
Current investments50/53€50k€10k▼
Cash at bank and in hand54/58€35k€64k▲
Deferred charges and accrued income490/1€43€0▼
Equity and liabilities
Total equity and liabilities10/49€122k€96k▼
Equity10/15€40k€27k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€37k€24k▼
Amounts payable17/49€82k€69k▼
Amounts payable after more than one year17€15k€15k=
Financial debts170/4€15k€15k=
Amounts payable within one year42/48€66k€54k▼
Trade debts44€1k€468▼
Suppliers440/4€1k€468▼
Taxes, remuneration and social security45€3k€10k▲
Taxes450/3€3k€10k▲
Other amounts payable47/48€62k€44k▼
Accrued charges and deferred income492/3€427€71▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€820€841▲
Gross operating margin9900€56k€52k▼
Operating profit (loss)9901€50k€47k▼
Financial income75/76B€444€2k▲
Recurring financial income75€444€2k▲
Financial charges65/66B€641€380▼
Recurring financial charges65€641€380▼
Profit (loss) for the period before taxes9903€50k€48k▼
Income taxes67/77€11k€11k▼
Profit (loss) for the period9904€39k€37k▼
Profit (loss) for the period to be appropriated9905€39k€37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€108k€74k▼
Profit (loss) brought forward from the previous period14P€69k€37k▼
Profit to be distributed694/7€71k€50k▼
Return on contributions (dividend)694€71k€50k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €39k ▲39.2%
Operating result €50k, net result €39k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €19k ▼30.8%
Net result drops to €19k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapellekensdreef 422400 MolGround area
1,159 m²
Building footprint
157 m²
Volume, LiDAR
913 m³
Parcel 13025G0658/00F000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JRNH
since 20202.306.766.403
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13025G0658/00F000 | Flanders | 1,159 m² | 1 · 157 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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REDeyes
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SYSCOL
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ITL
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Of 3,203 companies in sector 62900 we hold annual accounts for 1,735. 1,213 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-08-2020
Fiscal year end31-12
Activities, NACEBEL
62900Other information technology and computer services
46500Wholesale of information and communication equipment
46510Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jeroen@jrnh.be
Phone:0498309617