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Huzzay

Active
Private limited companyfounded 201510 yrs activeHertstraat (STG) 2, 9200 Dendermonde, BelgiumKBO/BCE: BE 0643.652.705

Huzzay has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €17k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 69% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
92 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84=
Solvency100▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 3.77 against 4.03 in 2024; short-term debt: 22.9% and cash: 56.2% of total assets), and 23.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
76.5%
Return on assets
12.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-04-2026, 22 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
22 d early
2024
on the day
2023
19 d early
2022
2 d early
2021
2 d early
2020
1 d early
2019
1 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€103k▲ 3.7%
2024 · €99k
2018: €52k 2019: €65k 2020: €76k 2021: €83k 2022: €115k 2023: €100k 2024: €99k
2018 → 2025
Total assets
€135k▼ 0.7%
2024 · €136k
2018: €75k 2019: €85k 2020: €92k 2021: €94k 2022: €171k 2023: €147k 2024: €136k
2018 → 2025
Net result
€17k▲ 0.9%
2024 · €17k
2018: €17k 2019: €13k 2020: €11k 2021: €7k 2022: €32k 2023: €12k 2024: €17k
2018 → 2025
Working capital
€86k▲ 12.4%
2024 · €76k
2018: €44k 2019: €48k 2020: €65k 2021: €74k 2022: €81k 2023: €70k 2024: €76k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€83k-€115k▲ 39.3%€100k▼ 13.3%€99k▼ 0.3%€103k▲ 3.7%
Operating result€10k-€46k▲ 362%€17k▼ 62.6%€23k▲ 34.5%€23k▲ 1.4%
Net result€7k-€32k▲ 392%€12k▼ 63.9%€17k▲ 42.1%€17k▲ 0.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40kOperating result 2021: €10k€10kNet result 2021: €7k€7kOperating result 2022: €46k€46kNet result 2022: €32k€32kOperating result 2023: €17k€17kNet result 2023: €12k€12kOperating result 2024: €23k€23kNet result 2024: €17k€17kOperating result 2025: €23k€23kNet result 2025: €17k€17k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €135k
Fixed assets €18k▼ 46.5%
Current assets €116k▲ 14.9%
Equity and liabilities €135k
Equity €103k▲ 3.7%
Debt €32k▼ 12.5%
The debt ratio falls from 26.7% to 23.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€39k
2024 · €39k
Cash flow
€33k
2024 · €33k
Solvency
76.5%
2024 · 73.3%
Current ratio
3.77
2024 · 4.03
Quick ratio
3.77
2024 · 4.03
Debt / equity
0.31
2024 · 0.36
ROE
16.3%
2024 · 16.7%
ROA
12.5%
2024 · 12.3%
Interest coverage
83.26
2024 · 63.48
Debt
€32k
2024 · €36k
Debt ≤ 1 year
€31k
2024 · €25k
Debt > 1 year
€859
2024 · €11k
Income taxes
€8k
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€136k€135k
Fixed assets21/28€34k€18k
Tangible fixed assets22/27€34k€18k
Plant, machinery and equipment23€893€444
Furniture and vehicles24€29k€15k
Other tangible fixed assets26€4k€3k
Current assets29/58€101k€116k
Amounts receivable within one year40/41€44k€38k
Trade receivables40€14k€17k
Other amounts receivable41€30k€22k
Cash at bank and in hand54/58€55k€76k
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€136k€135k
Equity10/15€99k€103k
Contributions10/11€6k€6k=
Reserves13€93k€97k
Distributable reserves133€93k€97k
Amounts payable17/49€36k€32k
Amounts payable after more than one year17€11k€859
Financial debts170/4€11k€859
Amounts payable within one year42/48€25k€31k
Current portion of amounts payable after more than one year42€10k€10k
Trade debts44€3k€5k
Suppliers440/4€3k€5k
Taxes, remuneration and social security45€12k€16k
Taxes450/3€12k€16k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k=
Other operating charges640/8€553€559
Gross operating margin9900€39k€40k
Operating profit (loss)9901€23k€23k
Financial income75/76B€2k€2k
Recurring financial income75€2k€2k
Financial charges65/66B€613€471
Recurring financial charges65€613€471
Profit (loss) for the period before taxes9903€24k€24k
Income taxes67/77€8k€8k
Profit (loss) for the period9904€17k€17k
Profit (loss) for the period to be appropriated9905€17k€17k
Appropriation of the result
Profit (loss) to be appropriated9906€17k€17k
Transfer from equity791/2€17k€13k
Transfer to equity691/2€17k€17k
To other reserves6921€17k€17k
Profit to be distributed694/7€17k€13k
Return on contributions (dividend)694€17k€13k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
08-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Equity above €100kEq €103k ▲3.7%
8 profitable years in a row build equity to €103k.
30-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
11-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial Highest result since 2018net €32k ▲392%
Operating result €46k, net result €32k, both a record.
30-09
Financial Equity above €100kEq €115k ▲39.3%
5 profitable years in a row build equity to €115k.
28-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial Weakest financial yearnet €7k ▼37.7%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
29-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
29-04
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
25-04
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
06-04
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 2015
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hertstraat (STG) 29200 Dendermonde
Ground area
492 m²
Building footprint
90 m²
Volume, LiDAR
500 m³
Parcel 42021C0547/00T000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HUZZAY
Hertstraat (STG) 2, 9200 DendermondeRetail trade
since 20152.249.882.534
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42021C0547/00T000 Flanders 492 m² 1 · 90 m² 8.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 15,550 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded26-11-2015
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
58290Other software publishing
62010Computer programming, consultancy and related activities
62100Computer programming
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.