bmoreconsulting
Activebmoreconsulting has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €16k. Equity is growing by ~16.9% per year across the filed fiscal years. Its solvency ranks better than 32% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
78
/ 100
Excellent▼ -22 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+1
Solvency65▼-35
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 6.32 in 2024), and 62.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.4%
Return on assets
12.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
53 d early
2024
36 d early
2023
51 d early
2022
32 d early
2021
26 d early
2020
7 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k▼ 61.8%
2024 · €124k
2018: €46k
2019: €49k
2020: €65k
2021: €68k
2022: €92k
2023: €99k
2024: €124k
2018 → 2025
Total assets
€126k▼ 13.2%
2024 · €146k
2018: €63k
2019: €76k
2020: €76k
2021: €104k
2022: €103k
2023: €134k
2024: €146k
2018 → 2025
Net result
€16k▼ 33.8%
2024 · €25k
2018: €18k
2019: €15k
2020: €16k
2021: €20k
2022: €12k
2023: €24k
2024: €25k
2018 → 2025
Working capital
€26k▼ 77.8%
2024 · €117k
2018: €43k
2019: €45k
2020: €55k
2021: €58k
2022: €85k
2023: €94k
2024: €117k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€68k-€92k▲ 35.0%€99k▲ 7.3%€124k▲ 24.7%€47k▼ 61.8%
Operating result€28k-€17k▼ 39.2%€33k▲ 91.1%€33k▲ 1.1%€22k▼ 33.0%
Net result€20k-€12k▼ 43.5%€24k▲ 111%€25k▲ 0.5%€16k▼ 33.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €126k
Fixed assets
€21k▲ 210%
Current assets
€105k▼ 24.2%
Equity and liabilities €126k
Equity
€47k▼ 61.8%
Debt
€79k▲ 260%
The debt ratio rises from 15.1% to 62.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€33k▼
2024 · €37k
Cash flow
€27k▼
2024 · €28k
Solvency
37.4%▼
2024 · 84.9%
Current ratio
1.33▼
2024 · 6.32
Quick ratio
1.33▼
2024 · 6.32
Debt / equity
1.68▲
2024 · 0.18
ROE
34.3%▲
2024 · 19.8%
ROA
12.8%▼
2024 · 16.8%
Interest coverage
31.91▲
2024 · 19.95
Debt
€79k▲
2024 · €22k
Debt ≤ 1 year
€79k▲
2024 · €22k
Income taxes
€5k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€146k€126k▼
Fixed assets21/28€7k€21k▲
Tangible fixed assets22/27€7k€21k▲
Land and buildings22€583€171▼
Plant, machinery and equipment23€6k€3k▼
Furniture and vehicles24€246€18k▲
Current assets29/58€139k€105k▼
Amounts receivable within one year40/41€14k€15k▲
Trade receivables40€14k€14k▲
Other amounts receivable41-€901
Cash at bank and in hand54/58€121k€87k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€146k€126k▼
Equity10/15€124k€47k▼
Contributions10/11€19k€19k=
Reserves13€12k€12k=
Distributable reserves133€12k€12k=
Profit (loss) carried forward14€93k€16k▼
Amounts payable17/49€22k€79k▲
Amounts payable within one year42/48€22k€79k▲
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€11k€7k▼
Taxes450/3€9k€7k▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€6k€69k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€11k▲
Other operating charges640/8€850€877▲
Gross operating margin9900€38k€34k▼
Operating profit (loss)9901€33k€22k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€32k€21k▼
Income taxes67/77€7k€5k▼
Profit (loss) for the period9904€25k€16k▼
Profit (loss) for the period to be appropriated9905€25k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€93k€109k▲
Profit (loss) brought forward from the previous period14P€68k€93k▲
Profit to be distributed694/7-€93k
Return on contributions (dividend)694-€93k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €25k ▲0.5%
Operating result €33k, net result €25k, both a record.
31-12
Financial
Equity above €100kEq €124k ▲24.7%
7 profitable years in a row build equity to €124k.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €12k ▼43.5%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 8.96
Current ratio from 2.62 to 8.96; short-term debt falls from €36k to €11k.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 6.08
Current ratio from 2.68 to 6.08; short-term debt falls from €27k to €11k.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herzele · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Borsbekestraat 299551 HerzeleGround area
482 m²
Building footprint
73 m²
Volume, LiDAR
627 m³
Parcel 41058A0142/00R000, Flanders · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
bmoreconsulting
since 20162.254.314.246
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41058A0142/00R000 | Flanders | 482 m² | 1 · 73 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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ENVICT
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StartAhead
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LONKKO
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SARSORA CONSULTING
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,322. 15,227 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-06-2016
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
49420Removal services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.