Debts
€21,836 73% of the balance sheet
Suppliers 24%Taxes and wages 10%Other 65%
HUSNOT PROTECT
Lifetime
1 annual account with figurespeak €8,624 (2025)
€8,624
peak €3,017 (2025)
€3,017
peak €8,017 (2025)
€8,017
€21,836
Board2 names since 2024
1 directorJean-Louis David Roger MAOLE
Documentsfilings and deeds
30-04-202631 days before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsBoard
1 joined · 1 left
Board changed. Latest change 05-11-2026 · 1 in office.
Position in the sector
€8,017
Less equity than 85% of companies in specialised construction. Sector median €57,715 · 35,131 companies.
Checked score
52
Fair
Financially stronger than 33% of micro companies in specialised construction (NACE 43)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,701 companies (NACE 43, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
09-2025: 1.9%lowest value
10-2025: 1.9%● unchanged vs 09-2025lowest value
11-2025: 2.0%▲ +0.1 percentage points vs 10-2025
12-2025: 2.3%▲ +0.3 percentage points vs 11-2025
01-2026: 2.4%▲ +0.1 percentage points vs 12-2025
02-2026: 2.7%▲ +0.3 percentage points vs 01-2026
03-2026: 2.7%● unchanged vs 02-2026
04-2026: 3.0%▲ +0.3 percentage points vs 03-2026
05-2026: 3.0%● unchanged vs 04-2026
06-2026: 2.9%▼ -0.1 percentage points vs 05-2026
07-2026: 3.2%▲ +0.3 percentage points vs 06-2026
08-2026: 3.3%▲ +0.1 percentage points vs 07-2026
09-2026: 3.3%● unchanged vs 08-2026highest value
10-2026: 2.4%▼ -0.9 percentage points vs 09-2026
11-2026: 2.3%▼ -0.1 percentage points vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Founded in 2024
Size: total assets €29,854
Sector: Specialised construction activities (NACE 43)
Liquidity: current ratio 1.06, cash €884
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 28% of them on solvency, 8% on liquidity and 62% on profitability.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-10-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as HUSNOT PROTECT has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of HUSNOT PROTECT itself: 2.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for HUSNOT PROTECT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-10-2025 was due by 31-05-2026 and was filed on 30-04-2026, 31 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
31 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- Jean-Louis David Roger MAOLE 50 sharesdeed of 28-08-2024
- Jordan Nicolas HUSNOT 50 sharesdeed of 28-08-2024
Recent changes
Company renamed from A-M-i PROTECT to HUSNOT PROTECT
Registered office moved from Overijse to Namur · New registered office: Place de l'llon 12, 5000 Namur · Previous registered office: Terhulpensesteenweg 380, 3090 Overijse · General meeting of 30-09-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1012786106
Company renamed from LES MAITRES DE L'ELAGAGE to A-M-i PROTECT
“Het aanleggen en onderhouden van tuinen,parken,sportvelden,enz; Snoeien en vellen van bomen en heggen…” (deed in Dutch) · General meeting of 12-11-2024 · Gazette deed
Incorporation
Founding capital of €5,000, 100 shares · Appointment: Jean-Louis David Roger MAOLE (director) · Registered office clause: Terhulpensesteenweg 380, 3090 Overijse · published on 28-08-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HUSNOT PROTECT Namur | €29,854 | €8,624 | 26.9% | - |
| Milis Maatwerk Geraardsbergen | €28,335 | €8,700 | 52.3% | - |
| HT Concept Scherpenheuvel-Zichem | €29,815 | €7,185 | 66.2% | - |
| Close & Frères Toitures Sint-Genesius-Rode | €30,138 | €9,892 | 34.1% | - |
| MAK DAK Bonheiden | €31,759 | €6,934 | 16.8% | - |
| MS Dakwerken Oudsbergen | €29,097 | €10,471 | 34.1% | - |
| TOIT ET BOIS + Floreffe | €32,590 | €6,364 | 14.7% | - |
These companies have the same main activity as HUSNOT PROTECT: roofing work (NACE 43410). They are comparable in size and age: total assets between €28,300 and €32,600, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 26-08-2024Normal situation
- Activity
- Roofing workNACE 43410
- Establishment unit
- 2.362.957.6123090 Overijse, since 26-08-2024
- Financial year end
- 31 October
- Peppol
- Reachable since 10-02-2026
Annual accounts to 31-10-2025
- ≈ €100,000estimated
- €29,854
- Filing
- Filed on 30-04-2026, 31 days before the end of the filing period
Insights on HUSNOT PROTECT
The computed 12-month bankruptcy probability of HUSNOT PROTECT is 2.3% (moderate). The 2025 annual accounts show equity of €8,017 and a net result of €3,017.
Its solvency ranks better than 28% of 35,119 sector peers (NACE 43, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HUSNOT PROTECT
- What is the company number of HUSNOT PROTECT?
- The company number of HUSNOT PROTECT is 1012.786.106. The VAT number is the same number with BE in front: BE 1012.786.106.
- Where is HUSNOT PROTECT based?
- The registered office is at Place l'Ilon 12, 5000 Namur.Company details
- What does HUSNOT PROTECT do?
- According to the KBO register, the main activity is roofing work (NACE 43410).
- What is the legal form of HUSNOT PROTECT?
- HUSNOT PROTECT is a private limited company (BV).
- When was HUSNOT PROTECT founded?
- HUSNOT PROTECT was founded on 26-08-2024.
- Is HUSNOT PROTECT still active?
- Yes, HUSNOT PROTECT is an active enterprise in the KBO register.
- What is the turnover of HUSNOT PROTECT?
- The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €8,624 and 31 comparable companies (NACE 43410). It probably lies between €56,000 and €160,000. It is a rough estimate.Financials
- Is HUSNOT PROTECT profitable?
- In financial year 2025, HUSNOT PROTECT made a profit of €3,017.
- Where can I find the annual accounts of HUSNOT PROTECT?
- HUSNOT PROTECT filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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