TOIT ET BOIS +

Active

Private limited companyfounded 2025active for 1 yearRue Robersart 98, 5150 Floreffe, BelgiumKBO/BCE: BE 1022.375.050

Summary

TOIT ET BOIS + has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4,798 and a net result of €798. Its solvency ranks better than 17% of 34,789 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Risk analysisFollow Report Compare

TOIT ET BOIS +ActiveChecked score 64/100

Risk analysis Report Compare

Activity

Roofing work

NACE 43410

1 site

Size

≈ €73,000turnover 2025, estimated

Equity: €4,798
Profit: €798

Turnover estimated from the gross margin

Financial health

64 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.4%

Structure

Monsieur VANSTEENBEECK AntoineDirector
VANSTEENBEECK Henri Albert Fernand GhislainDirector
Laurence GodelaineDirector

2025 accounts filed 11 days late

Why 64raises riskFounded in 2025Size: total assets €32,590Equity €4,798 (14.7% of total assets)lowers riskLiquidity: current ratio 0.95, cash €7,709Show the evidence

Checked score

Score 2025

64 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 41% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength

Average

Solvency 40

equity 14.7% of total assets

Liquidity 67

short-term debt 30.6% · cash 23.7%

Profitability 72

return on assets 2.4%

Bankruptcy probability, 12 months

1.4% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,663 companies, NACE 43, micro)

Last 24 months 05-2026: 1.9% 06-2026: 1.9%● unchanged vs 05-2026 07-2026: 1.9%● unchanged vs 06-2026 08-2026: 2.4%▲ +0.5 percentage points vs 07-2026highest value 09-2026: 1.3%▼ -1.1 percentage points vs 08-2026lowest value 10-2026: 1.4%▲ +0.1 percentage points vs 09-2026

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 17% on solvency, 65% on liquidity and 42% on profitability.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.

lowers riskraises risk

Founded in 2025

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 0.95, cash €7,709

NBB · annual accounts

Size: total assets €32,590

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Equity €4,798 (14.7% of total assets)

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 34789 sector peers (2025).

NBB · sector comparison

Position among 34789 sector peers

Solvency

better than 17%

← weakest strongest →

2025 accounts filed 11 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 1 filing

Deviation from the deadline

2025

11 days late

← before the deadline after the deadline →

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since incorporation in 2025.

KBO publications · our coverage

11-08-2026 Annual accounts filedfinancial year 2025 · micro…
09-03-2026 Appointment: Laurence Godelaine (director)Gazette deed
24-04-2025 IncorporationAppointments: VANSTEENBEECK Antoine (director) and…

Key points

Caution: Among the weakest 12% on equitysector median €57,778 · 34,801 companies €4,798 View
New directorlatest change 20-02-2026 · 3 in office 1 joined View
Total assets 2025first financial year filed €32,590 View

By topic

Financials

Financial year: 2025
Total assets: €32,590
Profit: €798
Solvency: 14.7%

Go to Financials

Board & ownership

Board: 3 members

Monsieur VANSTEENBEECK AntoineDirector
VANSTEENBEECK Henri Albert Fernand GhislainDirector
Laurence GodelaineDirector

Go to Board & ownership

Timeline

Events: 3
Since: 2025

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Roofing workNACE 43410
Founded: 15-04-2025
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 12

Who signs: Each director alone
Annual meeting: First Thursday of June at 19:00
Purpose: “Les travaux de menuiserie en bois ou en matières plastiques; Les travaux de couverture en…” (deed in French)
Statutory auditor: No statutory auditor

Go to Articles of association

Key facts about TOIT ET BOIS +

What is the company number of TOIT ET BOIS +?: 1022.375.050. In Belgium the VAT number is the company number with BE in front: BE 1022.375.050.
Where is TOIT ET BOIS + based?: The registered office is at Rue Robersart 98, 5150 Floreffe.Company details
What does TOIT ET BOIS + do?: According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of TOIT ET BOIS +?: Private limited company (BV).
When was TOIT ET BOIS + founded?: On 15-04-2025.
Is TOIT ET BOIS + still active?: Yes, TOIT ET BOIS + is an active enterprise in the KBO register.
What is the turnover of TOIT ET BOIS +?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is TOIT ET BOIS + profitable?: In financial year 2025, TOIT ET BOIS + made a profit of €798.
Where can I find the annual accounts of TOIT ET BOIS +?: TOIT ET BOIS + filed 1 annual account with the National Bank of Belgium, for financial year 2025.