Humco
The computed 12-month bankruptcy probability of Humco is 1.6% (moderate). The 2025 annual accounts show equity of €180k and a net result of €75k. Equity is growing by ~39.3% per year across the filed fiscal years. Its solvency ranks better than 29% of 47 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €180k |
| Net result | €75k |
| Staff (FTE) | 6.6 |
| Better than sector | 29% |
Strong profile, led by profitability.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 21.5% | 36.7% | |
| Net result | €75k | €51k | |
| Equity | €180k | €279k | |
| Gross operating margin | €508k | €380k | |
| Staff costs | €317k | €345k |
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €182k |
| Net profit | €75k |
| Cash flow | €147k |
| Staff costs | €317k |
| Income taxes | €21k |
| Dividends | - |
| Total assets | €838k |
| Equity | €180k |
| Debt | €658k |
| of which ≤ 1y | €507k |
| of which > 1y | €141k |
| Working capital | €7k |
| Employees (FTE) | 6.6 |
| 2025 | |
|---|---|
| Current ratio | 1.01 |
| Quick ratio | 0.67 |
| Working capital ratio | 0.8% |
| Solvency | 21.5% |
| Debt / equity | 3.65 |
| Long-term debt ratio | 0.78 |
| Interest coverage | 12.49 |
| Gross margin | - |
| Net margin | - |
| ROA | 9.0% |
| ROE | 41.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €838k |
| Fixed assets | 21/28 | €287k |
| Formation expenses | 20 | €37k |
| Intangible fixed assets | 21 | €155k |
| Tangible fixed assets | 22/27 | €131k |
| Financial fixed assets | 28 | €363 |
| Current assets | 29/58 | €514k |
| Stocks & contracts in progress | 3 | €174k |
| Amounts receivable within one year | 40/41 | €230k |
| Cash & bank | 54/58 | €110k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €838k |
| Equity | 10/15 | €180k |
| Contributions / capital | 10/11 | €50k |
| Reserves | 13 | €18k |
| Accumulated profits (losses) | 14 | €112k |
| Amounts payable | 17/49 | €658k |
| Amounts payable after one year | 17 | €141k |
| Amounts payable within one year | 42/48 | €507k |
| Trade debts payable within one year | 44 | €237k |
| Income statement | ||
| Gross operating margin | 9900 | €508k |
| Operating result | 9901 | €111k |
| Financial charges | 65 | €15k |
| Result before taxes | 9903 | €96k |
| Income taxes | 67/77 | €21k |
| Net result for the period | 9904 | €75k |
| Result to be appropriated | 9905 | €75k |
| NACE primary | 25401 |
| Legal form | Private limited company(610) |
| Incorporation | 04-02-2021 |
| Status | Active |
| Postal code | 3740 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73006A0089/00A000 | Flanders | 1.1 ha | 1 · 3,639 m² | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
03-02-2023 General meeting · Seat change · Approval · Officer appointment
- Filing: 2023-01-25 · Humco
- Publication: 2023-02-03 · Humco
- General meeting: date: 2022-12-30, type: bijzondere algemene vergadering · Humco
- Seat change: new_address: Twaalfbunderweg 10, 3740 Bilzen, old_address: Gasthuisbosdreef 18, 3700 Tongeren, effective_date: 2023-01-01 · Humco
- Approval: voting: éénparigheid van stemmen, decision: seat_change · Humco
- Officer appointment: role: Bestuurder · Huygen Sofie
- Act object: Adreswijziging
Technical details
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}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | Humco |