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HUMBLET - STERCK

Active
Private limited companyfounded 1998active for 28 yearsRue de Hermée 171, 4040 Herstal, BelgiumKBO/BCE: BE 0464.342.463
Summary

HUMBLET - STERCK has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,757 and a net result of €26,499. Equity has been growing by about 24% per year since 2018. Its solvency ranks better than 23% of 17,119 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Official details

Source: KBO
Status
Active since 09-10-1998 Normal situation
Registered office
13 active companies are registered at this address Source: KBO register, as of 1 November 2026.
Activity
Renting and operating of own or leased non-residential real estate, excluding land NACE 68203and 1 other
Establishment unit
2.089.195.007 6960 Manhay, since 12-11-1998
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
  • BIG INVEST GESTION SADirector · since 26-05-2025

Financial position

83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€100,845
▲ 9.6%
Turnover
≈ €140,000
estimated
Profit
€26,499
▲ 191%
Equity
€10,757
Total assets
€508,055
▼ 4.3%
  • 2025 accounts filed 24 days after the deadline
Filed on 24-08-2026
Score breakdownraises risk1 change of registered office in 24 monthsEquity €10,757 (2.1% of total assets)lowers riskSize: total assets €508,055Figures for financial year 2025 (filed on 26-08-2026)Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 57% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Average
Solvency 27+5
equity 2.1% of total assets
Liquidity 54+2
short-term debt 13.3% · cash 4.5%
Profitability 60+17
return on assets 5.2%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 12-2024: 0.3%lowest value 01-2025: 0.3%● unchanged vs 12-2024lowest value 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.9%▲ +0.6 percentage points vs 06-2025 08-2025: 1.2%▲ +0.3 percentage points vs 07-2025 09-2025: 1.3%▲ +0.1 percentage points vs 08-2025 10-2025: 0.8%▼ -0.5 percentage points vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.9%▲ +0.1 percentage points vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.8%▼ -0.1 percentage points vs 03-2026 05-2026: 1.0%▲ +0.2 percentage points vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.0%● unchanged vs 06-2026 08-2026: 1.5%▲ +0.5 percentage points vs 07-2026highest value 09-2026: 0.5%▼ -1.0 percentage point vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.04 (0.84 in 2024), below the usual 1.5. Short-term debt is 13.3% and cash 4.5% of total assets. 97.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 22% of them on solvency, 63% on liquidity, 48% on profitability and 94% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: total assets €508,055
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 26-08-2026)
NBB · annual accounts
raises risk · Equity €10,757 (2.1% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 17119 sector peers (2025).
NBB · sector comparison
Position among 17119 sector peers
Solvency
better than 23%
← weakest strongest →
raises risk · 2025 accounts filed 24 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
24 days late
2024
28 days late
2023
22 days late
2022
21 days late
2021
23 days late
2020
23 days late
2019
25 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 24 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 5 profitable years in a rowprofit 2025: €26,499 5 years View

Comparable companies

These companies have the same main activity as HUMBLET - STERCK: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €466,000 and €597,000, founded between 1996 and 2003.

CompanyTotal assetsGross margin
HUMBLET - STERCK Herstal€508,055€100,845
DAUVIMMO Liège€553,039€89,246
PLASTIFLAC Dison€597,001€97,649
HEYVAERT IMMO Londerzeel€512,606€101,036
GITTER INVEST LANDEN Landen€558,020€105,823
CARNA Mechelen€466,853€105,975
POBRA Kruisem€466,302€96,477
Full comparison

Key facts about HUMBLET - STERCK

What is the company number of HUMBLET - STERCK?
The company number of HUMBLET - STERCK is 0464.342.463. The VAT number is the same number with BE in front: BE 0464.342.463.
Where is HUMBLET - STERCK based?
The registered office is at Rue de Hermée 171, 4040 Herstal.Company details
What does HUMBLET - STERCK do?
According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
What is the legal form of HUMBLET - STERCK?
The legal form of HUMBLET - STERCK is Private limited company (BV).
When was HUMBLET - STERCK founded?
HUMBLET - STERCK was founded on 09-10-1998.
Is HUMBLET - STERCK still active?
Yes, HUMBLET - STERCK is an active enterprise in the KBO register.
What is the turnover of HUMBLET - STERCK?
The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €100,845 and 37 comparable companies (NACE 68203). It probably lies between €110,000 and €210,000.Financials
Is HUMBLET - STERCK profitable?
In financial year 2025, HUMBLET - STERCK made a profit of €26,499.
Where can I find the annual accounts of HUMBLET - STERCK?
HUMBLET - STERCK filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HUMBLET - STERCK due?
HUMBLET - STERCK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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