CARNA
ActiveCARNA has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €405k and a net result of €38k. Equity is growing by ~5.1% per year across the filed fiscal years. Its solvency ranks better than 89% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+2
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.07 against 2.54 in 2024; short-term debt: 13.2% and cash: 19.3% of total assets), and 13.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.8%
Return on assets
8.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
41 d early
2023
47 d early
2022
31 d late
2021
33 d early
2020
1 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€405k▼ 2.9%
2024 · €417k
2018: €285k
2019: €320k
2020: €365k
2021: €420k
2022: €441k
2023: €462k
2024: €417k
2018 → 2025
Total assets
€467k▲ 0.3%
2024 · €466k
2018: €296k
2019: €332k
2020: €380k
2021: €427k
2022: €448k
2023: €470k
2024: €466k
2018 → 2025
Net result
€38k▲ 31.9%
2024 · €29k
2018: €31k
2019: €35k
2020: €44k
2021: €56k
2022: €21k
2023: €21k
2024: €29k
2018 → 2025
Working capital
€66k▼ 11.7%
2024 · €74k
2018: €193k
2019: €257k
2020: €329k
2021: €388k
2022: €417k
2023: €439k
2024: €74k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€420k-€441k▲ 5.0%€462k▲ 4.7%€417k▼ 9.8%€405k▼ 2.9%
Operating result€77k-€31k▼ 60.1%€31k▼ 0.2%€31k=€59k▲ 92.0%
Net result€56k-€21k▼ 62.6%€21k▲ 0.4%€29k▲ 37.9%€38k▲ 31.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 92% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €467k
Fixed assets
€339k▼ 0.9%
Current assets
€127k▲ 3.7%
Equity and liabilities €467k
Equity
€405k▼ 2.9%
Debt
€62k▲ 27.4%
The debt ratio rises from 10.4% to 13.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€72k▲
2024 · €35k
Cash flow
€52k▲
2024 · €34k
Solvency
86.8%▼
2024 · 89.6%
Current ratio
2.07▼
2024 · 2.54
Quick ratio
2.07▼
2024 · 2.54
Debt / equity
0.15▲
2024 · 0.12
ROE
9.4%▲
2024 · 6.9%
ROA
8.2%▲
2024 · 6.2%
Interest coverage
16.30▼
2024 · 130.49
Debt
€62k▲
2024 · €48k
Debt ≤ 1 year
€62k▲
2024 · €48k
Income taxes
€18k▲
2024 · €13k
Staff costs
€28k▲
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€466k€467k▲
Fixed assets21/28€343k€339k▼
Tangible fixed assets22/27€343k€339k▼
Land and buildings22€323k€318k▼
Furniture and vehicles24€750€750=
Other tangible fixed assets26€19k€21k▲
Current assets29/58€123k€127k▲
Amounts receivable within one year40/41€33k€37k▲
Trade receivables40€2k€0▼
Other amounts receivable41€31k€37k▲
Current investments50/53€0-
Cash at bank and in hand54/58€89k€90k▲
Deferred charges and accrued income490/1€619€847▲
Equity and liabilities
Total equity and liabilities10/49€466k€467k▲
Equity10/15€417k€405k▼
Contributions10/11€169k€169k=
Reserves13€183k€171k▼
Distributable reserves133€183k€171k▼
Profit (loss) carried forward14€65k€65k=
Amounts payable17/49€48k€62k▲
Amounts payable within one year42/48€48k€62k▲
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€5k€8k▲
Taxes450/3€513€4k▲
Remuneration and social security454/9€4k€4k▲
Other amounts payable47/48€39k€50k▲
Income statement
Code20242025
Non-recurring operating income76A-€29k
Remuneration, social security and pensions62€28k€28k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€14k▲
Other operating charges640/8€4k€6k▲
Gross operating margin9900€67k€106k▲
Operating profit (loss)9901€31k€59k▲
Financial income75/76B€12k€2k▼
Recurring financial income75€12k€2k▼
Financial charges65/66B€271€4k▲
Recurring financial charges65€271€4k▲
Profit (loss) for the period before taxes9903€42k€56k▲
Income taxes67/77€13k€18k▲
Profit (loss) for the period9904€29k€38k▲
Profit (loss) for the period to be appropriated9905€29k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€94k€103k▲
Profit (loss) brought forward from the previous period14P€65k€65k▲
Transfer from equity791/2€74k€50k▼
Transfer to equity691/2€29k€38k▲
To other reserves6921€29k€38k▲
Profit to be distributed694/7€74k€50k▼
Return on contributions (dividend)694€74k€50k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €21k ▼62.6%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €56k ▲27%
Operating result €77k, net result €56k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 59.03
Current ratio from 22.47 to 59.03; short-term debt falls from €15k to €7k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopoldstraat 772800 MechelenGround area
158 m²
Building footprint
138 m²
Volume, LiDAR
1,221 m³
Parcel 12403D0026/00M007, Flanders · tallest building 14.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Leopoldstraat 77, 2800 Mechelen
since 20002.099.622.507
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403D0026/00M007 | Flanders | 158 m² | 1 · 138 m² | 14.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PLASTIFLAC
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JustDoIt
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LIP Capital
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Antwerpen · Eq €406k
Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 4,423 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-04-2000
Fiscal year end31-12
Activities, NACEBEL
47713Retail trade
52424
68203Renting and operating of own or leased non-residential real estate, excluding land
70203
71340
77399Renting and leasing of other machinery, equipment and tangible goods
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.