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humbble.architectuurlaboratorium

Active
Private limited companyfounded 2019active for 7 yearsPrins Karellaan 41, 8310 Bruges, BelgiumKBO/BCE: BE 0731.914.983
Summary

humbble.architectuurlaboratorium has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12,418 and a net result of -€612. Equity has been growing by about 42% per year since 2020. Its solvency ranks better than 17% of 11,775 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 06-08-2019 Normal situation
Activity
Activities of building architects NACE 71111and 3 others
Establishment unit
2.292.836.312 8310 Bruges, since 06-08-2019
Financial year end
31 December
Peppol
Reachable since 30-10-2025

Board and ownership

Board
  • Wim VandendriesscheDirector

Financial position

88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€4,395
▼ 51.1%
Turnover
≈ €28,000
estimated
Loss
€612
Equity
€12,418
▼ 31.1%
Total assets
€89,274
▲ 78.6%
Score breakdownraises risk1 of the last 3 accounts latelowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Liquidity: current ratio 1.05, cash €65,438Size: total assets €89,274Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 25% of micro companies in architecture and engineering (NACE 71)
Financial strength · tick: 2024
Average
Solvency 39-22
equity 13.9% of total assets
Liquidity 52-14
short-term debt 86.1% · cash 73.3%
Profitability 68+28
return on assets -0.7%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,826 companies, NACE 71, micro)
Last 24 months 12-2024: 2.9% 01-2025: 2.9%● unchanged vs 12-2024 02-2025: 2.9%● unchanged vs 01-2025 03-2025: 2.9%● unchanged vs 02-2025 04-2025: 3.0%▲ +0.1 percentage points vs 03-2025 05-2025: 3.0%● unchanged vs 04-2025 06-2025: 3.0%● unchanged vs 05-2025 07-2025: 3.1%▲ +0.1 percentage points vs 06-2025 08-2025: 4.2%▲ +1.1 percentage points vs 07-2025 09-2025: 5.2%▲ +1.0 percentage point vs 08-2025highest value 10-2025: 1.2%▼ -4.0 percentage points vs 09-2025 11-2025: 1.3%▲ +0.1 percentage points vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.1%▼ -0.2 percentage points vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.2%▲ +0.1 percentage points vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 0.3%▼ -0.9 percentage points vs 05-2026 07-2026: 0.2%▼ -0.1 percentage points vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.4%▲ +0.1 percentage points vs 08-2026 10-2026: 0.1%▼ -0.3 percentage points vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.05 (1.18 in 2024), below the usual 1.5. Short-term debt is 86.1% and cash 73.3% of total assets. 86.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 18% of them on solvency, 37% on liquidity, 29% on profitability and 16% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
lowers risk · Liquidity: current ratio 1.05, cash €65,438
NBB · annual accounts
lowers risk · Size: total assets €89,274
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 1 of the last 3 accounts late
NBB · filings
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 11775 sector peers (2025).
NBB · sector comparison
Position among 11775 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
32 days early
2024
48 days late
2023
55 days early
2022
22 days early
2021
9 days early
2020
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 7 days before the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 July (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 82% of companies in architecture and engineeringsector median 53.9% · 11,775 companies 13.9% View

Recent changes

  1. · Gazette deed Registered office moved from Ghent to BrugesNew registered office: Prins Karellaan 41 8310 Brugge · Previous registered office: Zonnebloemstraat 90, 9000 Gent
  2. · Gazette deed Registered office moved within GhentNew registered office: Zonnebloemstraat 90, 9000 Gent · Previous registered office: François Laurentplein 1 bus 201, 9000 Gent
  3. · Gazette deed General meeting of 28-09-2023
All 14 events

Comparable companies

These companies have the same main activity as humbble.architectuurlaboratorium: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €72,600 and €102,000, founded between 2017 and 2021.

CompanyTotal assetsGross margin
humbble.architectuurlaboratorium Bruges€89,274€4,395
TEDE architecten Antwerp€87,367€5,331
Stael Architect Merelbeke-Melle€84,502€5,978
VLOOA architectuur en ontwerp Zoersel€98,334€4,371
UX Architecture Ghent€99,036€6,024
VIGOR Engineering Kasterlee€101,600€3,578
GESTEO Lasne€72,574€3,732
Full comparison

Key facts about humbble.architectuurlaboratorium

What is the company number of humbble.architectuurlaboratorium?
The company number of humbble.architectuurlaboratorium is 0731.914.983. The VAT number is the same number with BE in front: BE 0731.914.983.
Where is humbble.architectuurlaboratorium based?
The registered office is at Prins Karellaan 41, 8310 Bruges.Company details
What does humbble.architectuurlaboratorium do?
According to the KBO register, the main activity is activities of building architects (NACE 71111).
What is the legal form of humbble.architectuurlaboratorium?
humbble.architectuurlaboratorium is a private limited company (BV).
When was humbble.architectuurlaboratorium founded?
humbble.architectuurlaboratorium was founded on 06-08-2019.
Is humbble.architectuurlaboratorium still active?
Yes, humbble.architectuurlaboratorium is an active enterprise in the KBO register.
What is the turnover of humbble.architectuurlaboratorium?
The turnover in financial year 2025 is ≈ €28,000. This figure is estimated from the gross margin of €4,395 and 48 comparable companies (NACE 71111). It probably lies between €15,000 and €51,000. It is a rough estimate.Financials
Is humbble.architectuurlaboratorium profitable?
In financial year 2025, humbble.architectuurlaboratorium made a loss of €612.
Where can I find the annual accounts of humbble.architectuurlaboratorium?
humbble.architectuurlaboratorium filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of humbble.architectuurlaboratorium due?
humbble.architectuurlaboratorium must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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