Skip to content

GESTEO

Active
Private limited companyfounded 20215 yrs activeRue des Tiennes 8 A, 1380 Lasne, BelgiumKBO/BCE: BE 0761.721.697
Summary

GESTEO has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €84,794 and a net result of €3,123. Equity is growing by ~19.4% per year across the filed fiscal years. Its solvency ranks better than 86% of 11620 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2024
59 / 100
Fair
A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72▼-7
Solvency100▲+20
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.4 against 2.07 in 2023; short-term debt: 13.7% of total assets), and 13.7% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-10-2025, 91 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
91 d late
2023
48 d late
2022
87 d late
2021
9 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 54 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 18 January 2021, GESTEO was incorporated as a Private limited company.1 Total assets went from EUR 66,861 in 2021 to EUR 98,244 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2024

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€3,123▼ 75.5%
2023 · €12,738
Working capital
€32,264▼ 55.4%
2023 · €72,371
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2021202220232024
Operating result€7,611-€44,991▲ 491%€18,736▼ 58.4%€6,077▼ 67.6%
Net result€5,573within the sector's middle half-€33,360within the sector's middle half▲ 499%€12,738within the sector's middle half▼ 61.8%€3,123within the sector's middle half▼ 75.5%
Equity€35,573below the sector's middle half-€68,933within the sector's middle half▲ 93.8%€81,671within the sector's middle half▲ 18.5%€84,794within the sector's middle half▲ 3.8%
Total assets€66,861below the sector's middle half-€118,042within the sector's middle half▲ 76.5%€149,092within the sector's middle half▲ 26.3%€98,244within the sector's middle half▼ 34.1%
Debt€31,288-€49,109▲ 57.0%€67,421▲ 37.3%€13,450▼ 80.1%
Working capital€35,573within the sector's middle half-€51,721within the sector's middle half▲ 45.4%€72,371within the sector's middle half▲ 39.9%€32,264within the sector's middle half▼ 55.4%
Solvency53.2%within the sector's middle half-58.4%within the sector's middle half▲ 5.2pp54.8%within the sector's middle half▼ 3.6pp86.3%above the sector's middle half▲ 31.5pp
Current ratio2.14within the sector's middle half-2.05within the sector's middle half▼ 0.082.07within the sector's middle half▲ 0.023.40within the sector's middle half▲ 1.33
Return on assets (ROA)8.3%within the sector's middle half-28.3%above the sector's middle half▲ 19.9pp8.5%within the sector's middle half▼ 19.7pp3.2%within the sector's middle half▼ 5.4pp
above within below the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000Operating result 2021: €7,611€7,611Net result 2021: €5,573€5,573Operating result 2022: €44,991€44,991Net result 2022: €33,360€33,360Operating result 2023: €18,736€18,736Net result 2023: €12,738€12,738Operating result 2024: €6,077€6,077Net result 2024: €3,123€3,1232021202220232024€0€20,000€40,000Operating result 2022: €44,991€45,000Net result 2022: €33,360€33,400Operating result 2023: €18,736€18,700Net result 2023: €12,738€12,700Operating result 2024: €6,077€6,080Net result 2024: €3,123€3,120202220232024
The operating result has fallen two years in a row; 2024 is 68% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €98,244
Fixed assets €52,530 ▲ 465%
Current assets €45,714 ▼ 67.3%
Equity and liabilities €98,244
Equity €84,794 ▲ 3.8%
Debt €13,450 ▼ 80.1%
Debt's share of the balance-sheet total falls from 45.2% to 13.7%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€10,347▼
2023 · €26,649
Cash flow
€7,394▼
2023 · €20,650
Debt to equity
0.16▼
2023 · 0.83
ROE
3.7%▼
2023 · 15.6%
Interest coverage
5.90▼
2023 · 51.25
Debt ≤ 1 year
€13,450▼
2023 · €67,421
Income taxes
€1,200▼
2023 · €5,479
Staff costs
€1,696▼
2023 · €98,852
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 5,049 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
2.0% went bankrupt
3.7% stopped otherwise
94% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 5,049 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 34 lines
Balance sheet Code20232024
Assets
Total assets20/58€149,092€98,244▼
Fixed assets21/28€9,300€52,530▲
Intangible fixed assets21€9,000€52,230▲
Financial fixed assets28€300€300=
Current assets29/58€139,792€45,714▼
Amounts receivable within one year40/41€135,742€45,714▼
Trade receivables40€124,303€15,000▼
Other amounts receivable41€11,440€30,714▲
Cash at bank and in hand54/58€4,049-
Equity and liabilities
Total equity and liabilities10/49€149,092€98,244▼
Equity10/15€81,671€84,794▲
Contributions10/11€30,000€30,000=
Profit (loss) carried forward14€51,671€54,794▲
Amounts payable17/49€67,421€13,450▼
Amounts payable within one year42/48€67,421€13,450▼
Trade debts44€35,424-
Suppliers440/4€35,424-
Taxes, remuneration and social security45€31,998€7,400▼
Taxes450/3€8,903€7,400▼
Remuneration and social security454/9€23,095-
Other amounts payable47/48-€6,050
Income statement Code20232024
Remuneration, social security and pensions62€98,852€1,696▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,912€4,270▼
Other operating charges640/8€384€387▲
Gross operating margin9900€125,885€12,430▼
Operating profit (loss)9901€18,736€6,077▼
Financial charges65/66B€520€1,754▲
Recurring financial charges65€520€1,754▲
Profit (loss) for the period before taxes9903€18,216€4,323▼
Income taxes67/77€5,479€1,200▼
Profit (loss) for the period9904€12,738€3,123▼
Profit (loss) for the period to be appropriated9905€12,738€3,123▼
Appropriation of the result
Profit (loss) to be appropriated9906€51,671€54,794▲
Profit (loss) brought forward from the previous period14P€38,933€51,671▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2021202220232024Change
Remuneration, social security and pensions62-€34,581€98,852€1,696▼ 98.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€3,088€7,912€4,270▼ 46.0%
Other operating charges640/8€348€348€384€387▲ 0.8%
Gross operating margin9900€7,958€83,007€125,885€12,430▼ 90.1%
Operating profit (loss)9901€7,611€44,991€18,736€6,077▼ 67.6%
Financial charges65/66B€181€222€520€1,754▲ 237%
Recurring financial charges65€181€222€520€1,754▲ 237%
Profit (loss) for the period before taxes9903€7,430€44,769€18,216€4,323▼ 76.3%
Income taxes67/77€1,858€11,408€5,479€1,200▼ 78.1%
Profit (loss) for the period9904€5,573€33,360€12,738€3,123▼ 75.5%
Profit (loss) for the period to be appropriated9905€5,573€33,360€12,738€3,123▼ 75.5%
Line2021202220232024Change
Assets
Total assets20/58€66,861€118,042€149,092€98,244▼ 34.1%
Fixed assets21/28-€17,212€9,300€52,530▲ 465%
Intangible fixed assets21-€16,912€9,000€52,230▲ 480%
Financial fixed assets28-€300€300€300=
Current assets29/58€66,861€100,829€139,792€45,714▼ 67.3%
Amounts receivable within one year40/41€39,790€25,834€135,742€45,714▼ 66.3%
Trade receivables40€38,812€25,834€124,303€15,000▼ 87.9%
Other amounts receivable41€979-€11,440€30,714▲ 168%
Cash at bank and in hand54/58€27,071€74,995€4,049--
Equity and liabilities
Total equity and liabilities10/49€66,861€118,042€149,092€98,244▼ 34.1%
Equity10/15€35,573€68,933€81,671€84,794▲ 3.8%
Contributions10/11€30,000€30,000€30,000€30,000=
Profit (loss) carried forward14€5,573€38,933€51,671€54,794▲ 6.0%
Amounts payable17/49€31,288€49,109€67,421€13,450▼ 80.1%
Amounts payable within one year42/48€31,288€49,109€67,421€13,450▼ 80.1%
Trade debts44€29,431€23,357€35,424--
Suppliers440/4€29,431€23,357€35,424--
Taxes, remuneration and social security45€1,858€25,751€31,998€7,400▼ 76.9%
Taxes450/3€1,858€17,858€8,903€7,400▼ 16.9%
Remuneration and social security454/9-€7,893€23,095--
Other amounts payable47/48---€6,050-
Line2021202220232024Change
Profit (loss) for the period9904€5,573€33,360€12,738€3,123▼ 75.5%
+ Depreciation and write-downs630-€3,088€7,912€4,270▼ 46.0%
Operating cash flow (approximation)€5,573€36,448€20,650€7,394▼ 64.2%
Investment in fixed assets (approximation)--€0-€47,500-
Change in cash-€47,925-€70,946--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
30-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 91 days late
2024
31-12
Financial Weakest financial yearnet €3,123 ▼75.5%
Net result drops to €3,123, the lowest in the series.
17-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 48 days late
2023
26-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 87 days late
2022
31-12
Financial Highest result since 2021net €33,360 ▲499%
Operating result €44,991, net result €33,360, both a record.
22-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
1,597 m²
Building footprint
198 m²
Volume, LiDAR
566 m³
2 parcels, Wallonia · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
GESTEO
Chaussée de Tervuren 149, 1410 WaterlooActivities of building architects
since 20212.312.108.430
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25051F0447/00R000 Wallonia 909 m² 1 · 118 m² -
25763L0631/00B000 Wallonia 688 m² 1 · 80 m² 9.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 18,250 companies in sector 71111 we hold annual accounts for 6,321. 5,476 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded18-01-2021
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
71121Engineering and related technical consultancy, excluding land surveyors
E-invoicing
Reachable via Peppol
Peppol ID 0208:0761721697
Also 9925:BE0761721697
Registered 04-09-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.