Human Architects
ActiveHuman Architects has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €112k and a net result of €-10k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 54% of 6965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
78
/ 100
Excellent▲ +26 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency98▼-2
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 3.62 against 4.61 in 2024), and 41.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€10k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-04-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
15 d early
2023
36 d early
2022
5 d early
2021
79 d early
2020
16 d early
2019
43 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€112k▼ 7.9%
2024 · €121k
2018: €120k
2019: €136k
2020: €106k
2021: €91k
2022: €113k
2023: €154k
2024: €121k
2018 → 2025
Total assets
€191k▲ 11.7%
2024 · €171k
2018: €161k
2019: €166k
2020: €134k
2021: €107k
2022: €139k
2023: €204k
2024: €171k
2018 → 2025
Net result
€-10k▲ 70.2%
2024 · €-32k
2018: €22k
2019: €16k
2020: €-31k
2021: €-15k
2022: €22k
2023: €41k
2024: €-32k
2018 → 2025
Working capital
€110k▲ 22.1%
2024 · €90k
2018: €71k
2019: €102k
2020: €79k
2021: €55k
2022: €86k
2023: €113k
2024: €90k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€91k-€113k▲ 24.4%€154k▲ 35.9%€121k▼ 20.9%€112k▼ 7.9%
Operating result€-21k-€20k€58k▲ 183%€-31k€-9k▲ 70.2%
Net result€-15k-€22k€41k▲ 83.3%€-32k€-10k▲ 70.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2025 against €31k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €191k
Fixed assets
€39k▼ 30.5%
Current assets
€152k▲ 32.1%
Equity and liabilities €191k
Equity
€112k▼ 7.9%
Debt
€79k▲ 59.6%
The debt ratio rises from 29.0% to 41.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€8k▲
2024 · €-12k
Cash flow
€7k▲
2024 · €-12k
Solvency
58.6%▼
2024 · 71.0%
Current ratio
3.62▼
2024 · 4.61
Quick ratio
3.62▼
2024 · 4.61
Debt / equity
0.71▲
2024 · 0.41
ROE
-8.6%▲
2024 · -26.5%
ROA
-5.0%▲
2024 · -18.8%
Interest coverage
11.02▲
2024 · -6.28
Debt
€79k▲
2024 · €50k
Debt ≤ 1 year
€42k▲
2024 · €25k
Debt > 1 year
€14k▼
2024 · €25k
Income taxes
€163▼
2024 · €170
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€171k€191k▲
Fixed assets21/28€56k€39k▼
Tangible fixed assets22/27€56k€39k▼
Land and buildings22€16k€11k▼
Plant, machinery and equipment23€1k€936▼
Furniture and vehicles24€39k€27k▼
Current assets29/58€115k€152k▲
Amounts receivable within one year40/41€28k€42k▲
Trade receivables40€18k€31k▲
Other amounts receivable41€10k€11k▲
Current investments50/53€59k€0▼
Cash at bank and in hand54/58€27k€109k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€171k€191k▲
Equity10/15€121k€112k▼
Contributions10/11€19k€19k=
Reserves13€103k€93k▼
Distributable reserves133€103k€93k▼
Profit (loss) carried forward14€0-
Amounts payable17/49€50k€79k▲
Amounts payable after more than one year17€25k€14k▼
Financial debts170/4€25k€14k▼
Amounts payable within one year42/48€25k€42k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Financial debts43€33€105▲
Credit institutions430/8€33€0▼
Other loans439-€105
Trade debts44€3k€17k▲
Suppliers440/4€3k€17k▲
Taxes, remuneration and social security45€2k€8k▲
Taxes450/3€2k€8k▲
Other amounts payable47/48€11k€6k▼
Accrued charges and deferred income492/3-€23k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€17k▼
Other operating charges640/8€949€1k▲
Gross operating margin9900€-11k€9k▲
Operating profit (loss)9901€-31k€-9k▲
Financial income75/76B€1k€591▼
Recurring financial income75€1k€591▼
Financial charges65/66B€2k€701▼
Recurring financial charges65€2k€701▼
Profit (loss) for the period before taxes9903€-32k€-9k▲
Income taxes67/77€170€163▼
Profit (loss) for the period9904€-32k€-10k▲
Profit (loss) for the period to be appropriated9905€-32k€-10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-31k€-10k▲
Profit (loss) brought forward from the previous period14P€1k€0▼
Transfer from equity791/2€31k€10k▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-32k ▼179%
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
25-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2018net €41k ▲83.3%
Operating result €58k, net result €41k, both a record.
30-09
Financial
Equity above €150kEq €154k ▲35.9%
2 profitable years in a row build equity to €154k.
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €22k
Net result €22k after 2 loss-making years.
30-09
Financial
Equity above €100kEq €113k ▲24.4%
Equity rises from €91k to €113k.
10-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 43 days late
2019
30-09
Financial
Liquidity triplescurrent ratio 10.09
Current ratio from 3.28 to 10.09; short-term debt falls from €31k to €11k.
27-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Regenbooglaan 409800 DeinzeGround area
435 m²
Building footprint
182 m²
Volume, LiDAR
544 m³
Parcel 44054A0554/00Z002, Flanders · tallest building 4.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Human Architects
since 20112.200.854.576
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44054A0554/00Z002 | Flanders | 435 m² | 1 · 182 m² | 4.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 1,440 EUR awarded · 1,440 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 255 EUR | 255 EUR |
| 2023 | 1 | 528 EUR | 528 EUR |
| 2022 | 1 | 657 EUR | 657 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 13,391 companies in sector 73300 we hold annual accounts for 6,881. 5,554 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-06-2011
Fiscal year end30-09
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
78100Employment placement agencies
82300Organisation of conventions and trade shows
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.