F.Q.M.D.
ActiveF.Q.M.D. has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €112k and a net result of €41k. Equity is growing by ~66.2% per year across the filed fiscal years. Its solvency ranks better than 49% of 7017 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▼-7
Solvency78▲+2
Growth78=
Track record82
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity ample (current ratio 2.11 against 2.07 in 2024; short-term debt: 47.2% and cash: 85.3% of total assets), and 47.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.8%
Return on assets
19.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-03-2026, 143 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
143 d early
2024
21 d early
2023
134 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€112k▲ 57.5%
2024 · €71k
2023: €18k
2024: €71k
2023 → 2025
Total assets
€212k▲ 52.6%
2024 · €139k
2023: €44k
2024: €139k
2023 → 2025
Net result
€41k▼ 24.3%
2024 · €54k
2023: €15k
2024: €54k
2023 → 2025
Working capital
€111k▲ 55.0%
2024 · €72k
2023: €16k
2024: €72k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€18k-€71k▲ 297%€112k▲ 57.5%
Operating result€20k-€70k▲ 244%€54k▼ 22.6%
Net result€15k-€54k▲ 267%€41k▼ 24.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €212k
Fixed assets
€947
Current assets
€211k
Equity and liabilities €212k
Equity
€112k▲ 57.5%
Debt
€100k▲ 47.5%
The debt ratio falls from 48.8% to 47.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€54k▼
2024 · €72k
Cash flow
€41k▼
2024 · €56k
Solvency
52.8%▲
2024 · 51.2%
Current ratio
2.11▲
2024 · 2.07
Quick ratio
2.11▲
2024 · 2.07
Debt / equity
0.89▼
2024 · 0.95
ROE
36.5%▼
2024 · 76.0%
ROA
19.3%▼
2024 · 38.9%
Interest coverage
86.90▲
2024 · 72.46
Debt
€100k▲
2024 · €68k
Debt ≤ 1 year
€100k▲
2024 · €67k
Income taxes
€13k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€139k€212k▲
Formation expenses20€0-
Fixed assets21/28-€947
Tangible fixed assets22/27-€947
Furniture and vehicles24-€947
Current assets29/58€139k€211k▲
Amounts receivable within one year40/41€31k€29k▼
Trade receivables40€25k€20k▼
Other amounts receivable41€6k€9k▲
Cash at bank and in hand54/58€108k€181k▲
Deferred charges and accrued income490/1€292€1k▲
Equity and liabilities
Total equity and liabilities10/49€139k€212k▲
Equity10/15€71k€112k▲
Contributions10/11€4k€4k=
Reserves13€67k€108k▲
Distributable reserves133€67k€108k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€68k€100k▲
Amounts payable within one year42/48€67k€100k▲
Trade debts44€42k€63k▲
Suppliers440/4€42k€63k▲
Taxes, remuneration and social security45€24k€37k▲
Taxes450/3€24k€37k▲
Other amounts payable47/48€859€0▼
Accrued charges and deferred income492/3€558€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€289▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€73k€55k▼
Operating profit (loss)9901€70k€54k▼
Financial income75/76B€293€568▲
Recurring financial income75€293€568▲
Financial charges65/66B€991€626▼
Recurring financial charges65€991€626▼
Profit (loss) for the period before taxes9903€69k€54k▼
Income taxes67/77€15k€13k▼
Profit (loss) for the period9904€54k€41k▼
Profit (loss) for the period to be appropriated9905€54k€41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€41k▼
Transfer to equity691/2€53k€41k▼
To other reserves6921€53k€41k▼
Profit to be distributed694/7€859€0▼
Return on contributions (dividend)694€859€0▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €112k ▲57.5%
3 profitable years in a row build equity to €112k.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €54k ▲267%
Operating result €70k, net result €54k, both a record.
19-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogte 59910 AalterGround area
825 m²
Building footprint
192 m²
Volume, LiDAR
825 m³
Parcel 44029A0823/00M000, Flanders · tallest building 6.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
F.Q.M.D.
since 20232.352.894.752
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44029A0823/00M000 | Flanders | 825 m² | 1 · 192 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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WYSE
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,900. 5,567 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-11-2023
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.