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Humain

Active
Public limited companyfounded 20224 yrs activeVeldkant 33 A, 2550 Kontich, BelgiumKBO/BCE: BE 0782.674.588
Summary

Humain has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-249k) and a net result of €186k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 9% of 1416 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
54 / 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency0=
Growth54▲+16
Track record94
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.48 against 0.28 in 2024; short-term debt: 205.6% and cash: 2.9% of total assets), and equity is negative.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-105.6%
Return on assets
78.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 1416 sector peers (2025).
NBB · sector comparison
Position among 1416 sector peers
Solvency
better than 9%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
4 d early
2024
24 d early
2023
8 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
€792k▲ 3.0%
2024 · €768k
2023: €928k 2024: €768k
2023 → 2025
EBIT margin
28.1%▲ 46.7pp
2024 · -18.7%
2023: -33.6% 2024: -18.7%
2023 → 2025
Net result
€186k
2024 · €-173k
2023: €-323k 2024: €-173k
2023 → 2025
Working capital
€-249k▲ 43.1%
2024 · €-438k
2023: €-268k 2024: €-438k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Turnover€928k-€768k▼ 17.2%€792k▲ 3.0%
Equity€-261k-€-435k▼ 66.4%€-249k▲ 42.8%
Operating result€-312k-€-144k▲ 53.9%€222k
Net result€-323k-€-173k▲ 46.4%€186k
Result per fiscal year
Operating resultNet result
€-400k€-200k€0€200kOperating result 2023: €-312k€-312kNet result 2023: €-323k€-323kOperating result 2024: €-144k€-144kNet result 2024: €-173k€-173kOperating result 2025: €222k€222kNet result 2025: €186k€186k202320242025€-400k€-200k€0€200kOperating result 2023: €-312k€-312kNet result 2023: €-323k€-323kOperating result 2024: €-144k€-144kNet result 2024: €-173k€-173kOperating result 2025: €222k€222kNet result 2025: €186k€186k202320242025
The operating result returns to profit in 2025: €222k after a loss of €144k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €236k
Fixed assets €690 ▼ 79.3%
Current assets €235k ▲ 39.1%
Key figures and ratios
2025 value · change against 2024
EBITDA
€225k
2024 · €-140k
Cash flow
€189k
2024 · €-170k
Solvency
-105.6%
2024 · -252.6%
Current ratio
0.48
2024 · 0.28
Debt to equity
-1.95
2024 · -1.40
ROA
78.9%
2024 · -100.8%
Interest coverage
6.42
2024 · -4.88
Debt
€484k
2024 · €607k
Debt ≤ 1 year
€484k
2024 · €607k
Income taxes
€1k
2024 · €1k
Staff costs
€406k
2024 · €446k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€172k€236k
Fixed assets21/28€3k€690
Tangible fixed assets22/27€3k€690
Plant, machinery and equipment23€3k€214
Furniture and vehicles24€671€477
Current assets29/58€169k€235k
Amounts receivable within one year40/41€159k€222k
Trade receivables40€159k€222k
Cash at bank and in hand54/58€7k€7k
Deferred charges and accrued income490/1€3k€6k
Equity and liabilities
Total equity and liabilities10/49€172k€236k
Equity10/15€-435k€-249k
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Profit (loss) carried forward14€-497k€-311k
Provisions and deferred taxes16-€26
Provisions for liabilities and charges160/5-€26
Pensions and similar obligations160-€26
Amounts payable17/49€607k€484k
Amounts payable within one year42/48€607k€484k
Trade debts44€97k€68k
Suppliers440/4€97k€68k
Taxes, remuneration and social security45€59k€84k
Taxes450/3€20k€36k
Remuneration and social security454/9€39k€48k
Other amounts payable47/48€451k€332k
Income statement Code20242025
Turnover70€768k€792k
Non-recurring operating income76A-€170k
Goods, raw materials, services and sundry goods60/61€459k€330k
Remuneration, social security and pensions62€446k€406k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€26
Other operating charges640/8€4k€3k
Non-recurring operating charges66A€420-
Gross operating margin9900€311k€634k
Operating profit (loss)9901€-144k€222k
Financial income75/76B€36€1
Recurring financial income75€36€1
Financial charges65/66B€29k€35k
Recurring financial charges65€29k€35k
Profit (loss) for the period before taxes9903€-172k€187k
Income taxes67/77€1k€1k
Profit (loss) for the period9904€-173k€186k
Profit (loss) for the period to be appropriated9905€-173k€186k
Appropriation of the result
Profit (loss) to be appropriated9906€-497k€-311k
Profit (loss) brought forward from the previous period14P€-323k€-497k
Social balance
Average headcount (FTE)90875.95.1

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Back to profitnet €186k
Net result €186k after 2 loss-making years.
07-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
23-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2022
establishment approximate The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Veldkant 33 A2550 Kontich
Ground area
3,333 m²
Building footprint
933 m²
Volume, LiDAR
7,846 m³
Parcel 11024B0079/00F000, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Humain
Veldkant 33 A, 2550 KontichIT consultancy
since 20222.338.348.712
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11024B0079/00F000 Flanders 3,333 m² 1 · 932 m² 10.3 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 1,724 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded28-02-2022
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.