BACK2BUZZ
ActiveBACK2BUZZ has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82k and a net result of €8k. Equity is shrinking by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 16% of 2692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▼-3
Solvency29=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.63 against 1.32 in 2024; short-term debt: 55.1% and cash: 1.9% of total assets), but 96.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.7%
Return on assets
0.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 2692 sector peers (2025).
NBB · sector comparisonPosition among 2692 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
60 d late
2023
26 d late
2022
30 d late
2021
117 d late
2020
67 d early
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€8k
2024 · €-40k
2018: €10k
2019: €-197k
2020: €57k
2021: €137k
2022: €-170k
2023: €45k
2024: €-40k
2018 → 2025
Working capital
€766k▲ 156%
2024 · €299k
2018: €-197k
2019: €-234k
2020: €545k
2021: €401k
2022: €130k
2023: €182k
2024: €299k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€239k-€70k▼ 70.9%€114k▲ 64.0%€75k▼ 34.6%€82k▲ 10.3%
Operating result€234k-€-103k€148k€60k▼ 59.5%€-413k
Net result€137k-€-170k€45k€-40k€8k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €413k after €60k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.20M
Fixed assets
€223k▼ 67.5%
Current assets
€1.98M▲ 62.0%
Equity and liabilities €2.20M
Equity
€82k▲ 10.3%
Debt
€2.12M▲ 15.7%
The debt ratio rises from 96.1% to 96.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€-396k▼
2024 · €71k
Cash flow
€25k▲
2024 · €-28k
Solvency
3.7%▼
2024 · 3.9%
Current ratio
1.63▲
2024 · 1.32
Quick ratio
0.73▲
2024 · 0.41
Debt / equity
25.73▲
2024 · 24.52
ROE
9.3%▲
2024 · -52.9%
ROA
0.3%▲
2024 · -2.1%
Interest coverage
-5.91▼
2024 · 0.66
Debt
€2.12M▲
2024 · €1.83M
Debt ≤ 1 year
€1.22M▲
2024 · €924k
Debt > 1 year
€906k▼
2024 · €908k
Income taxes
€517▲
2024 · €451
Staff costs
€224k▲
2024 · €197k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.91M€2.20M▲
Fixed assets21/28€685k€223k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€47k€206k▲
Plant, machinery and equipment23€6k€3k▼
Furniture and vehicles24€2k€97k▲
Leasing and similar rights25€39k€106k▲
Financial fixed assets28€638k€17k▼
Current assets29/58€1.22M€1.98M▲
Stocks and contracts in progress3€844k€1.10M▲
Stocks30/36€844k€1.10M▲
Amounts receivable within one year40/41€306k€842k▲
Trade receivables40€306k€833k▲
Other amounts receivable41€0€9k▲
Current investments50/53€6€6▲
Cash at bank and in hand54/58€64k€42k▼
Deferred charges and accrued income490/1€10k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.91M€2.20M▲
Equity10/15€75k€82k▲
Contributions10/11€236k€236k=
Reserves13€25k€25k=
Tax-exempt reserves132€25k€25k=
Profit (loss) carried forward14€-186k€-178k▲
Amounts payable17/49€1.83M€2.12M▲
Amounts payable after more than one year17€908k€906k▼
Financial debts170/4€32k€149k▲
Other amounts payable178/9€876k€757k▼
Amounts payable within one year42/48€924k€1.22M▲
Current portion of amounts payable after more than one year42€8k€37k▲
Financial debts43€656k€1.05M▲
Credit institutions430/8€656k€1.05M▲
Trade debts44€37k€7k▼
Suppliers440/4€37k€7k▼
Taxes, remuneration and social security45€221k€124k▼
Taxes450/3€202k€100k▼
Remuneration and social security454/9€19k€24k▲
Other amounts payable47/48€2k€0▼
Accrued charges and deferred income492/3€1k€463▼
Income statement
Code20242025
Non-recurring operating income76A-€0
Goods, raw materials, services and sundry goods60/61€4.39M-
Remuneration, social security and pensions62€197k€224k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€17k▲
Other operating charges640/8€33k€26k▼
Gross operating margin9900€301k€-145k▼
Operating profit (loss)9901€60k€-413k▼
Financial income75/76B€8k€488k▲
Recurring financial income75€8k€2k▼
Non-recurring financial income76B-€486k
Financial charges65/66B€107k€67k▼
Recurring financial charges65€107k€67k▼
Profit (loss) for the period before taxes9903€-39k€8k▲
Transfer to deferred taxes680€0-
Income taxes67/77€451€517▲
Profit (loss) for the period9904€-40k€8k▲
Profit (loss) for the period to be appropriated9905€-40k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-186k€-178k▲
Profit (loss) brought forward from the previous period14P€-147k€-186k▼
Social balance
Average headcount (FTE)90874.95.1▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 29 days late
2025
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 60 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 26 days late
2023
31-12
Financial
Back to profitnet €45k
Net result €45k after one loss-making year.
31-12
Financial
Equity above €100kEq €114k ▲64%
Equity rises from €70k to €114k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
25-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 117 days late
2021
31-12
Financial
Highest result since 2018net €137k ▲140%
Operating result €234k, net result €137k, both a record.
31-12
Financial
Equity above €200kEq €239k ▲134%
2 profitable years in a row build equity to €239k.
25-05
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €57k
Net result €57k after one loss-making year.
31-12
Financial
Equity above €100kEq €102k ▲125%
Equity rises from €45k to €102k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
31-12
Financial
Weakest financial yearnet €-197k ▼2010%
Net result drops to €-197k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 26 days late
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Zénobe Gramme 101300 WavreGround area
2,367 m²
Building footprint
515 m²
Volume, LiDAR
3,550 m³
Parcel 25112B0049/00B000, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BACK2BUZZ
since 20162.250.615.972
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25112B0049/00B000 | Wallonia | 2,367 m² | 1 · 515 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6994002YF0DJRWZJG509
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 15,585 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2016
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
46500Wholesale of information and communication equipment
46510Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.