HUIZE PEETERS
ActiveThe annual accounts of HUIZE PEETERS for fiscal year 2025 show a net loss of 542% of total assets and of 87% of the equity at the start of that year. The 2025 annual accounts show equity of €6k and a net result of €-41k. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 84% of 3481 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-66
Solvency100=
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 6.22 against 31.38 in 2024; short-term debt: 16.1% and cash: 40.6% of total assets), and 16.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.9%
Return on assets
-541.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
202122232425
2020 to 2025 · latest year €-41k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
52 d early
2024
51 d early
2023
58 d early
2022
39 d early
2021
33 d early
2020
5 d late
2019
11 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6k▼ 86.6%
2024 · €48k
2020: €12k
2021: €35k
2022: €47k
2023: €49k
2024: €48k
2020 → 2025
Total assets
€8k▼ 85.6%
2024 · €53k
2020: €41k
2021: €60k
2022: €68k
2023: €61k
2024: €53k
2020 → 2025
Net result
€-41k▼ 3,099%
2024 · €-1k
2020: €-3k
2021: €22k
2022: €13k
2023: €2k
2024: €-1k
2020 → 2025
Working capital
€6k▼ 86.4%
2024 · €47k
2020: €8k
2021: €28k
2022: €41k
2023: €40k
2024: €47k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€35k-€47k▲ 36.6%€49k▲ 4.0%€48k▼ 2.6%€6k▼ 86.6%
Operating result€27k-€16k▼ 39.6%€3k▼ 83.2%€-870€-41k▼ 4,571%
Net result€22k-€13k▼ 42.8%€2k▼ 85.2%€-1k€-41k▼ 3,099%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €41k in 2025 against €870 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €8k
Equity
€6k▼ 86.6%
Debt
€1k▼ 77.1%
The debt ratio rises from 10.1% to 16.1%. Equity and debt are lower.
Key figures and ratios
Solvency
83.9%▼
2024 · 89.9%
Current ratio
6.22▼
2024 · 31.38
Quick ratio
6.22▼
2024 · 23.96
Debt / equity
0.19▲
2024 · 0.11
ROE
-645.5%▼
2024 · -2.7%
ROA
-541.8%▼
2024 · -2.4%
Debt
€1k▼
2024 · €5k
Debt ≤ 1 year
€1k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€53k€8k▼
Fixed assets21/28€4k-
Tangible fixed assets22/27€4k-
Furniture and vehicles24€4k-
Current assets29/58€49k€8k▼
Stocks and contracts in progress3€12k-
Stocks30/36€12k-
Amounts receivable within one year40/41€37k€4k▼
Trade receivables40€34k€689▼
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58-€3k
Deferred charges and accrued income490/1€232€265▲
Equity and liabilities
Total equity and liabilities10/49€53k€8k▼
Equity10/15€48k€6k▼
Contributions10/11€2k€2k=
Reserves13€13k€13k=
Distributable reserves133€13k€13k=
Profit (loss) carried forward14€33k€-9k▼
Amounts payable17/49€5k€1k▼
Amounts payable after more than one year17€4k-
Financial debts170/4€4k-
Amounts payable within one year42/48€2k€1k▼
Current portion of amounts payable after more than one year42€2k€406▼
Trade debts44-€620
Suppliers440/4-€620
Taxes, remuneration and social security45-€202
Taxes450/3-€202
Income statement
Code20242025
Non-recurring operating income76A€500€1k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k-
Other operating charges640/8€248€120▼
Gross operating margin9900€6k€-41k▼
Operating profit (loss)9901€-870€-41k▼
Financial charges65/66B€424€761▲
Recurring financial charges65€424€761▲
Profit (loss) for the period before taxes9903€-1k€-41k▼
Profit (loss) for the period9904€-1k€-41k▼
Profit (loss) for the period to be appropriated9905€-1k€-41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€-9k▼
Profit (loss) brought forward from the previous period14P€34k€33k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-41k
Net result drops to €-41k, the lowest in the series.
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 6current ratio 31.38
Current ratio from 5.00 to 31.38; short-term debt falls from €10k to €2k.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 5 days late
2020
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Dessel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Buskesstraat 402480 DesselGround area
2,135 m²
Building footprint
255 m²
Volume, LiDAR
1,208 m³
Parcel 13006B0626/00H000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HUIZE PEETERS
since 20192.295.812.133
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13006B0626/00H000 | Flanders | 2,135 m² | 1 · 255 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 887 companies in sector 74991 we hold annual accounts for 317. 140 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-11-2019
Fiscal year end31-12
Activities, NACEBEL
74901Other professional, scientific and technical activities
74991Agents and managers of artists, athletes and other public figures
43310Plastering work
43320Joinery installation
43333Wallpapering and laying of floor and wall coverings in other materials
43341Painting of buildings
43422Screed work
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.