MF BAFILA
ActiveMF BAFILA has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-13k) and a net result of €-20k. Equity is shrinking by ~133.6% per year across the filed fiscal years. Its solvency ranks better than 13% of 4355 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
31
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability20▼-33
Solvency17▼-66
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.28 against 1.7 in 2023; short-term debt: 107.8% and cash: 0.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-7.8%
Return on assets
-12.3%
Age of the figures
21 mo
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
222324
2022 to 2024 · latest year €-13k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-10-2025, 91 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
91 d late
2023
85 d late
2022
232 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-13k
2023 · €7k
2022: €7k
2023: €7k
2022 → 2024
Total assets
€161k▲ 1,195%
2023 · €12k
2022: €22k
2023: €12k
2022 → 2024
Net result
€-20k
2023 · €487
2022: €2k
2023: €487
2022 → 2024
Working capital
€-125k
2023 · €4k
2022: €7k
2023: €4k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€7k-€7k▲ 7.2%€-13k
Operating result€2k-€1k▼ 46.6%€-19k
Net result€2k-€487▼ 71.8%€-20k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €19k after €1k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €161k
Fixed assets
€113k▲ 3,090%
Current assets
€48k▲ 443%
Key figures and ratios
EBITDA
€1k▼
2023 · €2k
Cash flow
€248▼
2023 · €1k
Solvency
-7.8%▼
2023 · 58.0%
Current ratio
0.28▼
2023 · 1.70
Quick ratio
0.28▼
2023 · 1.70
Debt / equity
-13.85▼
2023 · 0.73
ROA
-12.3%▼
2023 · 3.9%
Interest coverage
2.04▼
2023 · 3.51
Debt
€174k▲
2023 · €5k
Debt ≤ 1 year
€174k▲
2023 · €5k
Income taxes
€320▲
2023 · €130
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€12k€161k▲
Fixed assets21/28€4k€113k▲
Tangible fixed assets22/27€4k€113k▲
Furniture and vehicles24€4k€113k▲
Current assets29/58€9k€48k▲
Amounts receivable within one year40/41€2k€45k▲
Trade receivables40€2k€26k▲
Other amounts receivable41€247€19k▲
Cash at bank and in hand54/58€7k€176▼
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€12k€161k▲
Equity10/15€7k€-13k▼
Contributions10/11€5k€5k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14-€-20k
Amounts payable17/49€5k€174k▲
Amounts payable within one year42/48€5k€174k▲
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€3k€7k▲
Taxes450/3€3k€7k▲
Other amounts payable47/48€120€162k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€783€20k▲
Other operating charges640/8-€780
Gross operating margin9900€2k€2k▼
Operating profit (loss)9901€1k€-19k▼
Financial charges65/66B€557€547▼
Recurring financial charges65€557€547▼
Profit (loss) for the period before taxes9903€618€-19k▼
Income taxes67/77€130€320▲
Profit (loss) for the period9904€487€-20k▼
Profit (loss) for the period to be appropriated9905€487€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€487€-20k▼
Transfer to equity691/2€487€0▼
To other reserves6921€487€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 91 days late
2024
31-12
Financial
Weakest financial yearnet €-20k ▼4156%
Net result drops to €-20k, the lowest in the series.
24-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 85 days late
19-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 232 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Denderleeuw · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Landuitstraat 1409470 DenderleeuwGround area
1,030 m²
Building footprint
348 m²
Volume, LiDAR
1,249 m³
2 parcels, Flanders · tallest building 11.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
MF BAFILA
since 20222.328.706.615
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41402B1359/00V002 | Flanders | 696 m² | 1 · 266 m² | 11.3 m · 1 fl. |
| 41402B0037/00V000 | Flanders | 333 m² | 1 · 81 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DIGITME
BE 0801.505.852
Rebecq · Eq €7k
Guerman Pascal
BE 0550.558.538
Zaventem · Eq €7k
Strike A Score
BE 0770.366.971
Brugge · Eq €7k
SHIELMARTIN
BE 0655.677.735
Gent · Eq €7k
HUIZE PEETERS
BE 0737.905.130
Dessel · Eq €6k
Of 887 companies in sector 74991 we hold annual accounts for 317. 151 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-2022
Fiscal year end31-12
Activities, NACEBEL
74901Other professional, scientific and technical activities
74991Agents and managers of artists, athletes and other public figures
47711Retail sale of women's outerwear
47712Retail trade
66300Activities auxiliary to financial services and insurance activities
85510Sports and recreation education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.