Checked.be
Active
BE 0437.754.664Private limited company
HUIS ELITE
Bredabaan (Centrum) 462 ·2990 Wuustwezel, Belgium· 37 yrs active
Sector: Detailhandel in huishoudtextiel en beddengoed
(47512)
Conclusion
The computed 12-month bankruptcy probability of HUIS ELITE is 0.7% (low). The 2024 annual accounts show equity of €89k and a net result of €-8k. Equity is shrinking by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 75% of 1229 sector peers (fiscal year 2024). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Key figures
| Equity | €89k |
| Net result | €-8k |
| Staff (FTE) | 1.1 |
| Better than sector | 75% |
Snowflake analysis
56
/ 100
Mixed profile: strong on stability, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
35
Profitability
0
Solvency
85
Growth
58
Stability
100
Bankruptcy probability (12 mo)
0.7%
Low
0%0,5%1,5%4%10%≥25%
Long track record
−Higher-failure-rate sector
+Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1989, 37 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
35
/ 100
Weak
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 09-07-2025 with the NBB · fiscal year 2024 · verkort
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Equity: declining trend of ~6.7%/year over 7 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 46.0% | 20.4% | |
| Net result | €-8k | €26k | |
| Equity | €89k | €142k | |
| Gross operating margin | €46k | €215k | |
| Staff costs | €47k | €161k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€-2k
-
18-24
€-8k
-
18-24
€-4k
-
18-24
€193k
-4.7%
18-24
€89k
-8.1%
18-24
€76k
-15.5%
18-24
1
-45.0%
18-24
€47k
-11.0%
18-24
€0
-100.0%
18-24
€104k
-1.6%
18-24
€104k
-1.6%
18-24
1.73
-6.5%
18-24
0.13
-38.8%
18-24
46.0%
-3.6%
18-24
1.17
+7.1%
18-24
-8.8%
-
18-24
-4.1%
-
18-24
-0.28
-
18-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €-2k |
| Net profit | €-8k |
| Cash flow | €-4k |
| Staff costs | €47k |
| Income taxes | €0 |
| Dividends | - |
| Total assets | €193k |
| Equity | €89k |
| Debt | €104k |
| of which ≤ 1y | €104k |
| of which > 1y | - |
| Working capital | €76k |
| Employees (FTE) | 1.1 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.73 |
| Quick ratio | 0.13 |
| Working capital ratio | 39.5% |
| Solvency | 46.0% |
| Debt / equity | 1.17 |
| Long-term debt ratio | - |
| Interest coverage | -0.28 |
| Gross margin | - |
| Net margin | - |
| ROA | -4.1% |
| ROE | -8.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €193k |
| Fixed assets | 21/28 | €13k |
| Tangible fixed assets | 22/27 | €12k |
| Financial fixed assets | 28 | €317 |
| Current assets | 29/58 | €180k |
| Stocks & contracts in progress | 3 | €166k |
| Amounts receivable within one year | 40/41 | €10k |
| Cash & bank | 54/58 | €2k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €193k |
| Equity | 10/15 | €89k |
| Contributions / capital | 10/11 | €162k |
| Reserves | 13 | €16k |
| Accumulated profits (losses) | 14 | €-89k |
| Amounts payable | 17/49 | €104k |
| Amounts payable within one year | 42/48 | €104k |
| Trade debts payable within one year | 44 | €12k |
| Income statement | ||
| Gross operating margin | 9900 | €46k |
| Operating result | 9901 | €-5k |
| Financial income | 75 | €3k |
| Financial charges | 65 | €6k |
| Result before taxes | 9903 | €-8k |
| Income taxes | 67/77 | €0 |
| Net result for the period | 9904 | €-8k |
| Result to be appropriated | 9905 | €-8k |
You are seeing the latest fiscal year only. 4 prior years (figures + ratios) are in a paid plan.
See plans →
Ratios computed by Checked.
Directors & mandates
Current directors & mandates
-
DELCROIX IlseNiet statutaire bestuurderState Gazette act 23436658 (27-11-2023)Current27-11-2023 → present
Former directors (1)
-
DELCROIX Ilse Joannes MariaNiet statutaire bestuurderState Gazette act 23436658 (27-11-2023)Former- → 27-11-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
| NACE primary | Detailhandel in huishoudtextiel en beddengoed(47512) |
| Legal form | Private limited company(610) |
| Incorporation | 19-06-1989 |
| Status | Active |
| Postal code | 2990 |
Establishment units
HUIS ELITE
since 19892.044.046.455
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11053D0917/00Y005 | Flanders | 596 m² | 1 · 480 m² | 10.6 m · 1 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
09-07-2025
NBB filing
Annual accounts filed
2024
01-07-2024
NBB filing
Annual accounts filed
2023
27-11-2023
State Gazette act
Statutes amendment
23-05-2023
NBB filing
Annual accounts filed
2022
24-05-2022
NBB filing
Annual accounts filed
2021
08-06-2021
NBB filing
Annual accounts filed
2020
11-06-2020
NBB filing
Annual accounts filed
2019
24-06-2019
NBB filing
Annual accounts filed
2018
30-07-2018
NBB filing
Annual accounts filed
2017
28-06-2017
NBB filing
Annual accounts filed
2016
25-08-2016
NBB filing
Annual accounts filed
Belgisch Staatsblad, acts
All acts · 1
updated 2 years ago
2023
27-11-2023 Articles of association amended
Summary:
v3.2
Technical details
{
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"name_change": {
"new": "",
"old": "",
"changed": false
},
"seat_change": {
"changed": false
},
"object_change": {
"changed": false
},
"subject_company": {
"kbo": "0437.754.664",
"name_full": "HUIS ELITE"
},
"legal_form_change": {
"new": "Besloten vennootschap",
"old": "Besloten vennootschap met beperkte aansprakelijkheid",
"changed": false
}
}Credit advice
Company registry (CBE)
Activities
Detailhandel in huishoudtextiel en beddengoed in gespecialiseerde winkels47512Detailhandel in huishoudtextiel en beddengoed47512Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires in gespecialiseerde winkels (algemeen assortiment)47716Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)47716Detailhandel in textiel52410Detailhandel in bovenkleding voor heren, dames en kinderen (algemeen assortiment)52421
Primary activity highlighted.
Names & trade names
| Legal nameNL | HUIS ELITE |
Registered office
Bredabaan (Centrum) 462
2990 Wuustwezel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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