HUB Consult
ActiveHUB Consult has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120k and a net result of €6k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 28% of 9380 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability26▲+1
Solvency38▼-2
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity short (current ratio 0.75 against 0.61 in 2024), and 71.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.2%
Return on assets
1.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
71 d early
2024
141 d early
2023
28 d late
2022
9 d late
2021
31 d late
2020
11 d late
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€120k▼ 13.3%
2024 · €139k
2018: €32k
2019: €59k
2020: €83k
2021: €110k
2022: €121k
2023: €132k
2024: €139k
2018 → 2025
Total assets
€426k▼ 4.6%
2024 · €447k
2018: €245k
2019: €308k
2020: €306k
2021: €345k
2022: €490k
2023: €466k
2024: €447k
2018 → 2025
Net result
€6k▼ 10.1%
2024 · €7k
2018: €14k
2019: €27k
2020: €24k
2021: €27k
2022: €11k
2023: €11k
2024: €7k
2018 → 2025
Working capital
€-31k▲ 17.6%
2024 · €-38k
2018: €15k
2019: €22k
2020: €38k
2021: €15k
2022: €-3k
2023: €-50k
2024: €-38k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€110k-€121k▲ 9.9%€132k▲ 8.9%€139k▲ 5.3%€120k▼ 13.3%
Operating result€43k-€21k▼ 49.7%€22k▲ 4.8%€21k▼ 7.9%€19k▼ 6.7%
Net result€27k-€11k▼ 59.0%€11k▼ 0.7%€7k▼ 35.6%€6k▼ 10.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 7% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €426k
Fixed assets
€332k▼ 14.5%
Current assets
€94k▲ 61.7%
Equity and liabilities €426k
Equity
€120k▼ 13.3%
Debt
€306k▼ 0.7%
The debt ratio rises from 68.9% to 71.8%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€85k▲
2024 · €78k
Cash flow
€72k▲
2024 · €65k
Solvency
28.2%▼
2024 · 31.1%
Current ratio
0.75▲
2024 · 0.61
Quick ratio
0.52▼
2024 · 0.59
Debt / equity
2.54▲
2024 · 2.22
ROE
5.2%▲
2024 · 5.0%
ROA
1.5%▼
2024 · 1.6%
Interest coverage
9.16▲
2024 · 8.31
Debt
€306k▼
2024 · €308k
Debt ≤ 1 year
€125k▲
2024 · €96k
Debt > 1 year
€181k▼
2024 · €212k
Income taxes
€4k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€447k€426k▼
Fixed assets21/28€389k€332k▼
Tangible fixed assets22/27€389k€332k▼
Land and buildings22€344k€301k▼
Plant, machinery and equipment23€32k€24k▼
Furniture and vehicles24€12k€7k▼
Other tangible fixed assets26€801€698▼
Current assets29/58€58k€94k▲
Stocks and contracts in progress3€2k€29k▲
Stocks30/36€2k€29k▲
Amounts receivable within one year40/41€44k€39k▼
Trade receivables40€39k€38k▼
Other amounts receivable41€5k€1k▼
Cash at bank and in hand54/58€10k€23k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€447k€426k▼
Equity10/15€139k€120k▼
Contributions10/11€28k€28k=
Reserves13€111k€93k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€2k€2k=
Distributable reserves133€109k€91k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€308k€306k▼
Amounts payable after more than one year17€212k€181k▼
Financial debts170/4€212k€181k▼
Amounts payable within one year42/48€96k€125k▲
Current portion of amounts payable after more than one year42€31k€31k▲
Financial debts43€3€0▼
Credit institutions430/8€3€0▼
Trade debts44€33k€28k▼
Suppliers440/4€33k€28k▼
Taxes, remuneration and social security45€8k€9k▲
Taxes450/3€8k€9k▲
Other amounts payable47/48€24k€56k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€65k▲
Other operating charges640/8€865€1k▲
Gross operating margin9900€79k€86k▲
Operating profit (loss)9901€21k€19k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€9k€9k▼
Recurring financial charges65€9k€9k▼
Profit (loss) for the period before taxes9903€11k€10k▼
Income taxes67/77€4k€4k▼
Profit (loss) for the period9904€7k€6k▼
Profit (loss) for the period to be appropriated9905€7k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€6k▼
Transfer from equity791/2-€25k
Transfer to equity691/2€7k€6k▼
To other reserves6921€7k€6k▼
Profit to be distributed694/7-€25k
Return on contributions (dividend)694-€25k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €6k ▼10.1%
Net result drops to €6k, the lowest in the series.
12-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €100kEq €110k ▲31.9%
4 profitable years in a row build equity to €110k.
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
31-12
Financial
Highest result since 2018net €27k ▲86.6%
Net result €27k, the highest in the series.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Postweg 3991600 Sint-Pieters-LeeuwGround area
2,066 m²
Building footprint
381 m²
Volume, LiDAR
3,013 m³
Parcel 23073A0273/00H000, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HUB CONSULT MULTIPROFESSIONELE INGENIEURS-EN ARCHITECTENVENNOOTSCHAP BVBA
since 20092.249.252.925
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23073A0273/00H000 | Flanders | 2,066 m² | 1 · 381 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 150 EUR awarded · 214 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 85 EUR | 85 EUR |
| 2024 | 1 | 65 EUR | 65 EUR |
| 2023 | 1 | 0 EUR | 64 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Pieters-Leeuw2.249.252.925
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Of 18,208 companies in sector 71111 we hold annual accounts for 6,291. 5,408 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-06-2009
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.