Deckers Invest
ActiveDeckers Invest has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120k and a net result of €50k. Equity is growing by ~55.5% per year across the filed fiscal years. Its solvency ranks better than 30% of 9386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
81
/ 100
Excellent▲ +18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency72▲+28
Growth78=
Stability94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.39 against 1.82 in 2024), but 68.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.6%
Return on assets
13.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
3 d early
2024
1 d early
2023
1 d early
2022
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€120k▲ 70.0%
2024 · €71k
2022: €14k
2023: €53k
2024: €71k
2022 → 2025
Total assets
€380k▲ 9.9%
2024 · €346k
2022: €275k
2023: €353k
2024: €346k
2022 → 2025
Net result
€50k▲ 175%
2024 · €18k
2022: €10k
2023: €40k
2024: €18k
2022 → 2025
Working capital
€214k▲ 45.7%
2024 · €147k
2022: €83k
2023: €115k
2024: €147k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€14k-€53k▲ 279%€71k▲ 32.8%€120k▲ 70.0%
Operating result€16k-€62k▲ 297%€39k▼ 37.5%€76k▲ 96.7%
Net result€10k-€40k▲ 307%€18k▼ 54.3%€50k▲ 175%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 97% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €380k
Fixed assets
€11k▼ 39.6%
Current assets
€369k▲ 12.7%
Equity and liabilities €380k
Equity
€120k▲ 70.0%
Debt
€260k▼ 5.5%
The debt ratio falls from 79.5% to 68.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€78k▲
2024 · €46k
Cash flow
€52k▲
2024 · €25k
Solvency
31.6%▲
2024 · 20.5%
Current ratio
2.39▲
2024 · 1.82
Quick ratio
0.14▼
2024 · 0.25
Debt / equity
2.16▼
2024 · 3.89
ROE
41.9%▲
2024 · 25.9%
ROA
13.2%▲
2024 · 5.3%
Interest coverage
8.33▲
2024 · 3.52
Debt
€260k▼
2024 · €275k
Debt ≤ 1 year
€154k▼
2024 · €180k
Debt > 1 year
€100k▲
2024 · €85k
Income taxes
€17k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€346k€380k▲
Fixed assets21/28€18k€11k▼
Tangible fixed assets22/27€18k€11k▼
Plant, machinery and equipment23-€9k
Furniture and vehicles24€2k€2k▲
Leasing and similar rights25€17k€0▼
Current assets29/58€327k€369k▲
Stocks and contracts in progress3€281k€348k▲
Stocks30/36€281k€348k▲
Amounts receivable within one year40/41€10k€8k▼
Trade receivables40€10k€8k▼
Other amounts receivable41-€140
Cash at bank and in hand54/58€33k€10k▼
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€346k€380k▲
Equity10/15€71k€120k▲
Contributions10/11€5k€5k=
Reserves13€66k€115k▲
Tax-exempt reserves132€21k€42k▲
Distributable reserves133€45k€73k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€275k€260k▼
Amounts payable after more than one year17€85k€100k▲
Financial debts170/4€85k€100k▲
Amounts payable within one year42/48€180k€154k▼
Current portion of amounts payable after more than one year42€6k€0▼
Financial debts43€150k€125k▼
Credit institutions430/8€150k€125k▼
Trade debts44€1k€743▼
Suppliers440/4€1k€743▼
Taxes, remuneration and social security45€21k€17k▼
Taxes450/3€18k€12k▼
Remuneration and social security454/9€3k€5k▲
Other amounts payable47/48€2k€11k▲
Accrued charges and deferred income492/3€10k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€1k▼
Other operating charges640/8€1k€4k▲
Non-recurring operating charges66A-€17k
Gross operating margin9900€47k€98k▲
Operating profit (loss)9901€39k€76k▲
Financial income75/76B-€669
Recurring financial income75-€669
Financial charges65/66B€13k€9k▼
Recurring financial charges65€13k€9k▼
Profit (loss) for the period before taxes9903€26k€68k▲
Income taxes67/77€8k€17k▲
Profit (loss) for the period9904€18k€50k▲
Transfer to tax-exempt reserves689€2k€21k▲
Profit (loss) for the period to be appropriated9905€17k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€29k▲
Transfer to equity691/2€16k€28k▲
To other reserves6921€16k€28k▲
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €50k ▲175%
Operating result €76k, net result €50k, both a record.
31-12
Financial
Equity above €100kEq €120k ▲70%
4 profitable years in a row build equity to €120k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ooievaarlaan 59800 DeinzeGround area
1,186 m²
Building footprint
224 m²
Volume, LiDAR
1,055 m³
Parcel 44054B0095/00G000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Deckers Invest
since 20212.324.602.228
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44054B0095/00G000 | Flanders | 1,186 m² | 1 · 224 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ARCHITECTEN VERBRUGGHE
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Of 18,210 companies in sector 71111 we hold annual accounts for 6,293. 5,412 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-11-2021
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
41001General construction of residential buildings
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@deckersinvest.be