Active BE 0779.808.140Private limited companyOpen bankruptcy

HTMRMS

· 4 yrs active

Conclusion Checked

A bankruptcy procedure is open for HTMRMS according to publications in the Belgian State Gazette. The 2023 annual accounts show equity of €148k and a net result of €145k.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€148k
Net result	€145k
Active	4 yrs
Locations	1

Snowflake analysis 5 axes · computed by Checked

53 / 100

Mixed profile: strong on solvency, weaker on stability.

Health 41

Profitability 74

Solvency 100

Growth 50

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open — a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

50 / 100

High risk

Components

· Open bankruptcy (+50)

Trust signals 1 signals

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags 0 events

No administrative flags

Health barometer FY 2023 · computed

41 / 100 Weak

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.

Financial overview1 NBB filings

Annual accounts filed on 26-03-2024 with the NBB · fiscal year 2023 · micro

Highlight YoY changes (±10%)

Fiscal year	2023
Revenue	€1.80M
EBITDA	€201k
Net profit	€145k
Cash flow	€163k
Staff costs	€55k
Income taxes	€35k
Dividends	—
Total assets	€163k
Equity	€148k
Debt	€15k
of which ≤ 1y	€15k
of which > 1y	—
Working capital	€76k
Employees (FTE)	—

Ratios (computed)

	2023
Current ratio	5.93
Quick ratio	4.83
Working capital ratio	46.7%
Solvency	90.5%
Debt / equity	0.10
Long-term debt ratio	—
Interest coverage	61.90
Gross margin	14.4%
Net margin	8.1%
ROA	88.7%
ROE	98.0%
EBITDA margin	11.2%
Days sales outstanding	12d
Days payable outstanding	4d
Inventory turnover	90.57
Days inventory (DSI)	4d

Balance-sheet composition 2023

Assets

Fixed assets €72k · 43.9% Current assets €92k · 56.1%

Equity & liabilities

Equity €148k · 90.5% Debt €15k · 9.5%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2023
Balance sheet — Assets
TOTAL ASSETS	20/58	€163k
Fixed assets	21/28	€72k
Tangible fixed assets	22/27	€72k
Current assets	29/58	€92k
Stocks & contracts in progress	3	€17k
Amounts receivable within one year	40/41	€61k
Cash & bank	54/58	€14k
Balance sheet — Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€163k
Equity	10/15	€148k
Contributions / capital	10/11	€3k
Accumulated profits (losses)	14	€145k
Amounts payable	17/49	€15k
Amounts payable within one year	42/48	€15k
Trade debts payable within one year	44	€15k
Income statement
Turnover	70	€1.80M
Gross operating margin	9900	€260k
Operating result	9901	€183k
Financial income	75	€45
Financial charges	65	€3k
Result before taxes	9903	€180k
Income taxes	67/77	€35k
Net result for the period	9904	€145k
Result to be appropriated	9905	€145k

Ratios computed by Checked.

Directors & mandates1 person

Role	Name	Tenure	Source
Curator	IWEIN MOORKENS MECHELSESTEENWEG 271 8.1, 2018 ANTWERPEN 1 ↔ Also on 85 other cases	27-03-2025 → present	Belgian State Gazette

Legal Structure

NACE primary	—
Legal form	Private limited company(610)
Incorporation	06-01-2022
Status	Active
Postal code	—
First BS signal	02-04-2025
Latest BS signal	02-04-2025

Company structure — linked entities1 linked entities

Mandates

↔ 1 of these mandate-holders are active on other cases — click any red card to open that KBO.

Establishment units 1 location

HTMRMS

Carnotstraat 106, 2060 AntwerpenAmbachtelijke vervaardiging van brood en van vers banketbakkerswerk

since 20222.325.973.688

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11811L3838/00N000	Flanders	261 m²	1 · 261 m²	22.5 m · 6 fl.
11808H1043/00G000	Flanders	169 m²	1 · 169 m²	17.9 m · 4 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data — this is not proof of ownership.

Updates 5 events

A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

02-04-2025

Bankruptcy Opening

Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · HTMRMS BV BRUSSEL- STRAAT 51, 2018 ANTWERPEN 1 · event 27-03-2025

2024

26-03-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

22-11-2023

State Gazette act Capital & shares

22-11-2023

State Gazette act Director changes

22-11-2023

State Gazette act Registered-office change

Lifecycle & Insolvency Signals 1 events

02-04-2025

Bankruptcy Opening

Date: 27-03-2025 · Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · HTMRMS BV BRUSSEL- STRAAT 51, 2018 ANTWERPEN 1 · Publications in State Gazette ↗

Time machine — BS events + macro context 2021 — 2026

Macro context

2020-Q2/Q3 COVID lockdown

2022 energy crisis

2023–2024 ECB rate hikes

Legend

Bankruptcy

Interim / reorg

KBO event

Belgisch Staatsblad — acts 3 acts

Capital history · 1

22-11-2023

Capital change

Address history · 1

22-11-2023

Registered-office move

All acts · 3 updated 2 years ago

2023

22-11-2023 All shares are now held by a single shareholder Capital & shares

Original publication ↗

Technical details

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        }
      ],
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  "notary": {
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  },
  "act_meta": {
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    "act_kind_objet": "Onderwerp akte:"
  },
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    "act_date": "2023-11-07",
    "unanimous": null,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2023-04-10"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0779.808.140",
    "name_full": "HTMRMS",
    "legal_form": "BV",
    "is_foreign_registered": false
  },
  "publication_proxy": {
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  },
  "co_filed_documents": [],
  "shareholders_after": [
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      "role": "aandeelhouder",
      "n_shares": null,
      "share_class": null
    }
  ],
  "share_classes_after": []
}

22-11-2023 1 director appointed, 1 resigning Director changes

ZANDARIN Adeline — Bestuurder
Idrissi Mouhssine — Bestuurder

Original publication ↗

Technical details

{
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      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
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      "compensated": null,
      "effective_date": "2023-04-10",
      "evidence_quote": "Benoeming ZANDARIN Adeline als Bestuurderop op 10.04,2023",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
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    },
    {
      "kind": "director_out",
      "role": "bestuurder",
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        "birth_place": null
      },
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      "compensated": null,
      "effective_date": "2023-04-10",
      "evidence_quote": "Ontslag van Idrissi Mouhssine als Bestuurder op 10.04.2023 ontslag gaf hem voor zijn ambtsermijn en hij ontslaat hem van alle verantwoordelijkheden",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
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      "effective_date_qualifier": null
    },
    {
      "kind": "substantive_delegation",
      "role": "bestuurder",
      "person": {
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        "birth_date": null,
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      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-04-10",
      "evidence_quote": "Overdracht Van Aandelen ALL Aandelen van Idrissi Mouhssine aan ZANDARIN Adeline op 10.04.2023",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "board_snapshot",
      "role": null,
      "person": null,
      "reason": null,
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      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Nieuw zetel: Brusselstraat 51, 2018 Antwerpen",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Antwerpen",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2023-11-07",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
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      "body": "algemene_vergadering",
      "date": "2023-04-10",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0779.808.140",
    "name_full": "HTMRMS",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
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    "org_rep_person_name": null,
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  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}

22-11-2023 Registered office moved to Antwerpen Registered-office change

Brusselstraat 51, 2018 Antwerpen

Original publication ↗

Technical details

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      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Brusselstraat 51, 2018 Antwerpen",
        "city": "Antwerpen",
        "region": "vlaams_gewest",
        "street": "Brusselstraat",
        "country": "BE",
        "postcode": "2018",
        "box_number": null,
        "street_number": "51",
        "locality_suffix": null
      },
      "old_address": null,
      "effective_date": "2023-04-10",
      "evidence_quote": "",
      "region_changed": false,
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      "old_address_source": "inferred",
      "statute_clause_text": null,
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      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
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  },
  "act_meta": {
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  },
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  },
  "subject_company": {
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  },
  "publication_proxy": {
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    "org_kbo": null,
    "org_name": null,
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    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [
    "Annexes du Moniteur belge",
    "Mod DOC 19.01"
  ]
}

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Company registry (CBE) Crossroads Bank

Names & trade names

Legal nameNL

HTMRMS

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.