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HTC CONSTRUCT

Active Private limited companyfounded 2019active for 7 yearsVan Mosseveldestraat 28, 9185 LochristiKBO/BCE: BE 0718.765.842
HTC CONSTRUCT
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Overview

Lifetime

7 annual accounts with figures on one time axis
peak €82,982 (2025)
€82,982▲ 39.4%
lowest -€12,612 (2023)
€45,742▲ 170%
peak €87,708 (2025)
€87,708▲ 109%
€247,006▲ 36.9%
Board1 name since 2019
1 director
Documentsfilings and deeds
27-09-202658 days late
2025micro format
Gross margin from €59,513 to €82,982Result from €16,934 to €45,742Equity from €41,965 to €87,708Debts from €180,371 to €247,006Cash from €9,283 to €3,355

Key points

from the 2025 annual accounts

Turnover

≈ €310,000 estimated

The micro format states no turnover.

Debts

€247,006 74% of the balance sheet
Suppliers 88%Taxes and wages 12%

Filings

7 annual accounts 7 late
AprilJune31 JulyOctober202020222024

The 2024 accounts came latest: 244 days after the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 6,713 companies had the same profile as HTC CONSTRUCT has now. Each dot stands for 17 companies, two years later.

95.8%
were still trading
2.2%
stopped another way
1.8%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,713 companies, not a prediction for HTC CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
  • 148 sharesdeed of 18-01-2019
  • 38 sharesdeed of 18-01-2019
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0718765842
Company renamed from BOSNA GROUP to HTC CONSTRUCT Registered office moved within Wachtebeke · New registered office: Molenstraat 28, 9185 Wachtebeke · Previous registered office: Molenstraat 26, 9185 Wachtebeke · Gazette deed
Incorporation Founding capital of €18,600, 186 shares · Founders: (founder and shareholder) and (founder and shareholder) · Appointment: (manager) · published on 18-01-2019 · Gazette deed
First establishment BOSNA GROUP, Van Mosseveldestraat 26, Lochristi
All 14 events

Comparable companies

same main activity, similar in size and age
Company
HTC CONSTRUCT Lochristi €334,714 €82,982 26.2% -
SR GROUP Molenbeek-Saint-Jean €347,995 €79,619 11.2% -
NT PROJECT Uccle €293,514 €88,525 47.9% -
KLEVERS Roosdaal €337,600 €86,759 27.3% -
MIDAV CONSTRUCT Wemmel €333,209 €82,383 16.3% -
W.P.M. Construct Londerzeel €394,637 €96,907 59.9% -
Vars Company Ghent €220,054 €71,538 49.3% -

These companies have the same main activity as HTC CONSTRUCT: other building finishing work (NACE 43350). They are comparable in size and age: total assets between €220,000 and €395,000, founded between 2018 and 2019.

Official details

Source: KBO
Status
Active since 16-01-2019Normal situation
Activity
Other building finishing workNACE 43350
Establishment unit
2.283.999.9099185 Lochristi, since 16-01-2019
Financial year end
31 December
Peppol
Reachable since 02-12-2025
Company details

Annual accounts 2025

€82,982▲ 39.4%
€45,742▲ 170%
€87,708▲ 109%
€334,714▲ 50.5%
Filing
Filed on 27-09-2026
Financials

Insights on HTC CONSTRUCT

HTC CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from €24,743 in 2019 to €82,982 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 27-09-2026, 58 days late
€82,982
▲ 39.4%
€80,258
▲ 81.6%
€45,742
▲ 170%
€87,084
▲ 115%
26.2%
▲ 7.3 percentage points
1.35
▲ 0.13

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €310,000. Estimated: probably between €210,000 and €530,000.

Balance sheet

balance sheet total €334,714 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

26.2%

Higher than 28% of 35,156 companies in 2025.

1.35

Higher than 35% of 34,529 companies in 2025.

13.7%

Higher than 67% of 34,730 companies in 2025.

HTC CONSTRUCT Middle half of the sector 80% of the sector Micro accounts in specialised construction (NACE 43)

Net result: top quarter · Equity: middle half · Balance sheet total: top quarter · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019
Balance sheet: assets
20/58 334,714222,336181,166129,329183,117159,46029,481
21/28 6231,4572,5411,9185,28414,29316,951
22/27 6231,4572,5411,9185,28414,29316,951
23 -0--04,3148,629
24 6231,4572,5411,9185,2849,9798,322
29/58 334,091220,880178,625127,411177,833145,16712,530
29 ----69,00480,000-
291 ----69,00480,000-
3 ----40,000--
37 ----40,000--
40/41 324,936209,721164,537125,08067,16433,8468,192
40 228,025137,509161,324122,17465,70317,5875,592
41 96,91172,2113,2132,9071,46216,2592,600
54/58 3,3559,28313,9511,5951,01226,2623,608
490/1 5,8001,8761387366525,059730
Balance sheet: equity and liabilities
10/49 334,714222,336181,166129,329183,117159,46029,481
10/15 87,70841,96525,03137,64336,82732,92717,444
10/11 6,2506,2506,2506,2506,2506,2506,250
100 ------18,600
101 ------12,350
11 ----6,250--
1109/19 ----6,250--
13 81,45835,71518,78131,39330,57726,67711,194
130/1 1,8601,8601,8601,8601,8601,860-
130 ------1,860
1311 1,8601,8601,8601,8601,8601,860-
133 79,59833,85516,92129,53328,71724,8179,334
17/49 247,006180,371156,13591,686146,290126,53212,037
42/48 247,006180,371156,13591,686145,670122,25712,037
43 ----12--
430/8 ----12--
44 217,446170,270152,89885,694138,659113,4027,520
440/4 217,446170,270152,89885,694138,659113,4027,520
45 29,56110,1019695,2046,9998,8554,333
450/3 29,56110,101-3,6906,9998,8554,333
454/9 --9691,514---
47/48 --2,268789--184
492/3 ----6204,276-
Income statement
76A -----143200
9900 82,98259,513-6,7798,98821,94827,08124,743
62 --79----
630 8331,0841,8773,3209,0306,9317,142
631/4 1,120------
640/8 7714,2441,5091,2887,1092,1702,360
66A -10,000-2,146---
9901 80,25844,185-10,2442,2335,80917,98015,241
75/76B 4,5431,8780-2,3162,308-
75 4,5431,8780-2,3162,308-
65/66B 14,97123,6542,36848058555775
65 14,97123,6542,36848058555775
9903 69,82922,408-12,6121,7547,54119,73115,166
67/77 24,0875,474-9383,6414,2473,973
9904 45,74216,934-12,6128163,90015,48411,194
9905 45,74216,934-12,6128163,90015,48411,194
Appropriation of the result
9906 45,74216,934-12,6128163,90015,48411,194
791/2 --12,612----
691/2 45,74216,934-8163,90015,48411,194
6920 ------1,860
6921 45,74216,934-8163,90015,4849,334
Document PDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 27-09-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 58 days after the deadline. Filed on 27 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00526009.

Financial year Type Filed Reference Document
31-12-2025 micro format 27-09-2026 2026-00526009 PDF
31-12-2024 micro format 01-04-2026 2026-00070480 PDF
31-12-2023 micro format 18-10-2024 2024-00513616 PDF
31-12-2022 micro format 08-03-2024 2024-00043586 PDF
31-12-2021 micro format 13-12-2022 2022-20538080 PDF
31-12-2020 micro format 12-08-2021 2021-48200390 PDF
31-12-2019 micro format 01-12-2020 2020-73900305 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019
81,09145,269-8,3685,55314,83924,91122,383
46,57618,019-10,7354,13612,93022,41518,336
002,5002,1005,0005,12225,343
-5,928-4,66712,355583-25,24922,654-
87,08440,50922,49035,72532,16322,910493
26.2%18.9%13.8%29.1%20.1%20.6%59.2%
1.351.221.141.391.221.191.04
1.351.221.141.390.951.191.04
2.824.306.242.443.973.840.69
52.2%40.4%-50.4%2.2%10.6%47.0%64.2%
13.7%7.6%-7.0%0.6%2.1%9.7%38.0%
5.421.91-3.5311.5825.38--

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets--€2,500€2,100€5,000
€833€1,084€1,877€3,320€9,030

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on HTC CONSTRUCT

The operating result for 2025 is 82% higher than in 2024 and the highest since 2019. It is the second rise in a row, after the fall in 2023.

Debt's share of the balance-sheet total falls from 81.1% to 73.8%. Equity and debt are higher.

Board & ownership

Board

1 director, no change since 2024
Director
appointed by deed of 11-01-2024
earlier manager, until 11-01-2024
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 11-01-2024

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today

Director
BoardEarlier
Mandates as a list
    • Manager (not named in the articles), appointed by deed of 18-01-2019, until 11-01-2024
    • Director, appointed by deed of 11-01-2024, still in office

See the board, name and registered office on a given date →

Control

Founders
,
This company
HTC CONSTRUCT
Equity €87,708
Profit €45,742 in 2025

Capital

Contribution
€6,250
Shares
186
Contribution per share
€33.60
Equity per share
€472 in 2025
Source
2025 annual accounts

Articles of association

deed of 11-01-2024 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
1 director
“Bestuursorgaan, algemene vergadering die benoemt bepaalt aantal duur opdracht en indien meerdere bevoegdheid”
Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
“Procedure- en expertisekosten helft overdrager helft koper(s) naar evenredigheid aantal bij meer kopers, geen beroep op rechter tegen…”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Thursday of June

Shareholders

At incorporation deed of 18-01-2019 ↗
  • 148 shares (79.6%) · €14,800
  • 38 shares (20.4%) · €3,800

Capital transactions

Capital over time
  1. 11-01-2024 Capital stated in the deed · 186 shares
  2. 18-01-2019 Incorporation · €18,600 · 186 shares

Network & group

No group

HTC CONSTRUCT has no parent and no holdings in its annual accounts. is the only director.

Connections & network

1 connected company
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
via · Director · deed of 29-01-2025
Founded in 2004

Timeline

Timeline

14 events since 2019

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 58 days late
Annual accounts 2024 filed PDFmicro format · 244 days late
2025
Highest result from 2019 to 2025 net €45,742 ▲170% The operating result of €80,258 and the net result of €45,742 are both a record.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0718765842
2024
Back to profit net €16,934 The net result is €16,934, after one loss-making year.
Annual accounts 2023 filed PDFmicro format · 79 days late
Annual accounts 2022 filed PDFmicro format · 221 days late
Company renamed from BOSNA GROUP to HTC CONSTRUCTRegistered office moved within Wachtebeke · New registered office: Molenstraat 28, 9185 Wachtebeke · Previous registered office: Molenstraat 26, 9185 Wachtebeke6 points ▸
  • Name change, HTC CONSTRUCT
  • Registered-office move, Molenstraat 28, 9185 Wachtebeke
  • 186 shares
  • Director resignation, (manager)
  • Director discharge,
  • Director appointment,
  • The deed holds 5 more points.

Open the deed in the Belgian Official Gazette

2023
Weakest financial year net -€12,612 The net result drops to -€12,612, the lowest from 2019 to 2025. It recovers the following year.
2022
Annual accounts 2021 filed PDFmicro format · 135 days late
2021
Annual accounts 2020 filed PDFmicro format · 12 days late
2020
Annual accounts 2019 filed PDFmicro format · 123 days late
2019
IncorporationFounding capital of €18,600, 186 shares · Founders: (founder and shareholder) and (founder and shareholder) · Appointment: (manager) · published on 18-01-20194 points ▸
  • Founding capital, €18,600, 186 shares
  • Founder, (and shareholder)
  • Founder, (and shareholder)
  • Director appointment, (manager (not named in the articles))
  • The deed holds 3 more points.

Open the deed in the Belgian Official Gazette

First establishment BOSNA GROUP, Van Mosseveldestraat 26, Lochristi

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 16 January 2019, HTC CONSTRUCT was incorporated by two natural persons, with a starting capital of €18,600.12 In 2024 the company took the name HTC CONSTRUCT.3 The registered office was moved to Wachtebeke in 2024.3 is director of the company, appointed by deed of 11-01-2024.3 Total assets went from €29,481 in 2019 to €334,714 in 2025.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 18-01-2019
  3. 3Belgian Official Gazette, 11-01-2024
  4. 4National Bank, annual accounts 2019 and 2025

Company details

Identity

Enterprise number
0718.765.842
VAT number
BE 0718.765.842
Peppol ID
0208:0718765842
Other Peppol ID
9925:BE0718765842
Legal form
Private limited company
Status
Active, normal situation
Founded
16-01-2019
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Thursday of June
deed of 11-01-2024 (in Dutch)
Peppol
Reachable since 02-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
HTC CONSTRUCT in Dutch
Former name
BOSNA GROUP until the deed of 11-01-2024
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 11-01-2024 (in Dutch)

Activities

NACEBEL 2025
43350 Other building finishing work main activity
Codes under NACEBEL 2008
43390 Specialised construction activities main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Plaatsen van vloer- en wandtegels; Overige werkzaamheden in verband met de afwerking van gebouwen; Handelsbemiddeling in hout en…”
55 activities
  1. Plaatsen van vloer- en wandtegels.
  2. Overige werkzaamheden in verband met de afwerking van gebouwen.
  3. Handelsbemiddeling in hout en bouwmaterialen.
  4. Handelsbemiddeling in sanitaire artikelen.
  5. Slopen van gebouwen en andere bouwwerken.
  6. Bouwrijp maken van terreinen.
  7. Isolatiewerkzaamheden.
  8. Reinigen van nieuwe gebouwen na beëindiging van de bouwwerkzaamheden.
  9. Overige gespecialiseerde bouwwerkzaamheden.
  10. Onderneming voor het bouwen van funderingen,inclusief heien.
  11. Onderneming voor het monteren van niet-zelf vervaardigde metalen constructiewerken.
  12. Verhuur van machines voor de bouwnijverheid met bedieningspersoneel.
  13. Montage van serres,veranda’s,enz.,in hout,kunststof of metaal.
  14. Elektriciteitswerken.
  15. Bouw van daken.
  16. Plaatsen van dakbedekking van ongeacht welk materiaal.
  17. Plaatsen van dakgoten en regenafvoerbuizen.
  18. Plaatsen van vloerbedekking en wandbekleding van hout.
  19. Plaatsen van behang en vloerbedekking en wandbekleding van andere materialen.
  20. Schilderen van gebouwen.
  21. Montage van buiten- en binnenschrijnwerk van hout of van kunststof: deuren,vensters,kozijnen,trappen,muurkasten,inbouwkeukens,winkelinrichtingen,enz.
  22. Installatie van al dan niet verplaatsbare tussenwanden,bekleding van wanden,plafonds,enz. in hout,kunststof of metaal.
  23. Vervaardiging van metalen constructiewerken of gebinten voor de bouw.
  24. Installatie van stores en zonneschermen.
  25. Installatie van lichtreclames en uithangborden.
  26. Overige installaties (inclusief accessoires),n.e.g.
  27. Algemene bouwinstallatie.
  28. Schilderen van metalen constructies.
  29. Schilderen van markeringen op wegen en parkeerplaatsen.
  30. Schilderen van het binnen- en buitenwerk van gebouwen.
  31. Schilderen van schepen en boten door niet-gespecialiseerde eenheden.
  32. Handelsbemiddeling in sanitaire artikelen.
  33. Overige werkzaamheden in verband met de afwerking van gebouwen,n.e.g.
  34. Waterdicht maken van daken en dakterrassen.
  35. Behandelen van muren met vochtwerende en waterafstotende producten.
  36. Onderneming voor de installatie van elektrische bedrading en toebehoren.
  37. Onderneming voor de installatie van de bedrading voor telefooninstallaties en computersystemen.
  38. Onderneming voor de installatie van bewakingssystemen en alarminstallaties tegen diefstal.
  39. Onderneming voor de installatie van elektrische verwarmingsinstallaties.
  40. Onderneming voor de installatie van antennes en bliksemafleiders.
  41. Gevelreiniging door middel van zandstralen,met behulp van stoom,enz.
  42. Aanleggen en onderhouden van tuinen,parken en het groene gedeelte van sportvelden.
  43. Installatie van verwarming,klimaatregeling en ventilatie.
  44. Isolatiewerkzaamheden aan verwarmingsleidingen en leidingen van koelsystemen
  45. Onderneming voor het uitvoeren van voegwerken.
  46. Stukadoorswerk.
  47. Installatie van garagepoorten,luiken,zonneblinden,tralieverk,hekken,enz.,in hout of kunststof.
  48. Montage van buiten- en binnenschrijnwerk in metaal: deuren,vensters,kozijnen,trappen,muurkasten,inbouwkeukens,winkelinrichtingen,enz.
  49. Handel in eigen onroerend goed: flatgebouwen en woningen niet voor bewoning bestemde gebouwen,grond.
  50. Verkoop van eigen handelszaken en van zelf verworven sleutelgeld (overname)
  51. Verhuur van al dan niet gemeubelde appartementen en huizen.
  52. Verhuur van niet-residentiële gebouwen zoals kantoorgebouwen,handelspanden,tentoonstellingsruimtes,enz.
  53. Verhuur per jaar van garageboxen en staanplaatsen voor auto’s.
  54. Verhuur van handelszaken (in een stelsel van vrije geranten)
  55. Verhuur van grond en terreinen,ook indien bebouwd,voor landbouwdoeleinden.
deed of 11-01-2024 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Van Mosseveldestraat 28 registered office 9185 Lochristi
BOSNA GROUP Van Mosseveldestraat 26, 9185 Lochristi 16-01-2019 2.283.999.909

Buildings and parcels at the addresses

Ground area
737 m²
Buildings
174 m²
Volume, LiDAR
809 m³
Tallest building
8.2 m
Buildings to scale, each on its own parcel
98 m², 8.2 m 75 m², 5.8 m 98 m², 8.2 m 75 m², 5.8 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
44472B2360/00L007392 m² 1 · 75 m² 5.8 m · 2
44472B2360/00T006345 m² 1 · 98 m² 8.2 m · 2

Contact

Phone +32 486 47 15 14 establishment in Lochristi

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0718.765.842

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