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HR ROCKS

Active
Private limited companyfounded 20224 yrs activeGrondwetlaan 85, 9040 Gent, BelgiumKBO/BCE: BE 0786.532.319

HR ROCKS has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €8k. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 82% of 7690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
93 / 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▼-26
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 7.39 against 2.94 in 2024), and 16.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
83.4%
Return on assets
9.3%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
3 d late
2024
28 d late
2023
29 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€75k▲ 9.9%
2024 · €68k
2023: €58k 2024: €68k
2023 → 2025
Total assets
€90k▼ 10.8%
2024 · €100k
2023: €71k 2024: €100k
2023 → 2025
Net result
€8k▼ 24.7%
2024 · €11k
2023: €55k 2024: €11k
2023 → 2025
Working capital
€72k▲ 14.4%
2024 · €63k
2023: €49k 2024: €63k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Equity€58k-€68k▲ 17.9%€75k▲ 9.9%
Operating result€72k-€16k▼ 78.2%€14k▼ 13.5%
Net result€55k-€11k▼ 79.9%€8k▼ 24.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60k€80kOperating result 2023: €72k€72kNet result 2023: €55k€55kOperating result 2024: €16k€16kNet result 2024: €11k€11kOperating result 2025: €14k€14kNet result 2025: €8k€8k202320242025
The operating result has fallen two years in a row; 2025 is 14% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €90k
Fixed assets €6k▲ 25.8%
Current assets €83k▼ 12.7%
Equity and liabilities €90k
Equity €75k▲ 9.9%
Debt €15k▼ 54.1%
The debt ratio falls from 32.3% to 16.6%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€19k
2024 · €20k
Cash flow
€13k
2024 · €15k
Solvency
83.4%
2024 · 67.7%
Current ratio
7.39
2024 · 2.94
Quick ratio
7.39
2024 · 2.94
Debt / equity
0.20
2024 · 0.48
ROE
11.2%
2024 · 16.3%
ROA
9.3%
2024 · 11.1%
Interest coverage
106.14
2024 · 155.98
Debt
€15k
2024 · €32k
Debt ≤ 1 year
€11k
2024 · €32k
Income taxes
€5k
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€100k€90k
Fixed assets21/28€5k€6k
Intangible fixed assets21-€6k
Tangible fixed assets22/27€5k€803
Furniture and vehicles24€5k€803
Current assets29/58€95k€83k
Amounts receivable within one year40/41€13k€50k
Trade receivables40€9k€43k
Other amounts receivable41€3k€7k
Cash at bank and in hand54/58€81k€29k
Deferred charges and accrued income490/1€1k€4k
Equity and liabilities
Total equity and liabilities10/49€100k€90k
Equity10/15€68k€75k
Contributions10/11€3k€3k=
Profit (loss) carried forward14€65k€72k
Amounts payable17/49€32k€15k
Amounts payable within one year42/48€32k€11k
Financial debts43€119€0
Credit institutions430/8€119€0
Trade debts44€19k€2k
Suppliers440/4€19k€2k
Taxes, remuneration and social security45€240€490
Taxes450/3€240€490
Remuneration and social security454/9€0-
Other amounts payable47/48€13k€9k
Accrued charges and deferred income492/3€0€4k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k
Other operating charges640/8€845€771
Gross operating margin9900€21k€19k
Operating profit (loss)9901€16k€14k
Financial income75/76B€0€9
Recurring financial income75€0€9
Financial charges65/66B€128€174
Recurring financial charges65€128€174
Profit (loss) for the period before taxes9903€16k€13k
Income taxes67/77€4k€5k
Profit (loss) for the period9904€11k€8k
Profit (loss) for the period to be appropriated9905€11k€8k
Appropriation of the result
Profit (loss) to be appropriated9906€66k€74k
Profit (loss) brought forward from the previous period14P€55k€65k
Profit to be distributed694/7€800€2k
Return on contributions (dividend)694€800€2k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
03-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
31-12
Financial Weakest financial yearnet €8k ▼24.7%
Net result drops to €8k, the lowest in the series.
31-12
Financial Liquidity triplescurrent ratio 7.39
Current ratio from 2.94 to 7.39; short-term debt falls from €32k to €11k.
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Grondwetlaan 859040 Gent
Ground area
232 m²
Building footprint
101 m²
Volume, LiDAR
1,130 m³
Parcel 44061B0321/00G003, Flanders · tallest building 13.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
HR ROCKS
Grondwetlaan 85, 9040 GentFinancial service activities, except insurance and pension funding
since 20222.331.662.244
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44061B0321/00G003 Flanders 232 m² 1 · 101 m² 13.7 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2024 to 2025 · 2 entries · 4,129 EUR awarded · 4,129 EUR paid
Year Entries awardedpaid
2025 1 2,555 EUR2,555 EUR
2024 1 1,574 EUR1,574 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
2 entries · 4,129 EUR · 4,129 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Legal Entity Identifier

699400PYG02KQ42D6T23
live in the LEI register

Similar companies · same sector, comparable size

Of 24,422 companies in sector 82990 we hold annual accounts for 9,361. 7,068 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded24-05-2022
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
70100Activities of head offices
82100Office administrative and support services
82110Office administrative, office support and other business support activities
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.