HR Matters
ActiveHR Matters has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67k and a net result of €12k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 34% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+18
Solvency60=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity short (current ratio 0.92 against 0.79 in 2024; short-term debt: 27.3% and cash: 9.4% of total assets), and 64.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.2%
Return on assets
6.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
30 d early
2023
1 d early
2022
30 d early
2021
32 d early
2020
1 d early
2019
90 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€67k▼ 1.8%
2024 · €69k
2018: €77k
2019: €84k
2020: €63k
2021: €70k
2022: €76k
2023: €66k
2024: €69k
2018 → 2025
Total assets
€192k▼ 3.0%
2024 · €198k
2018: €339k
2019: €326k
2020: €285k
2021: €262k
2022: €249k
2023: €216k
2024: €198k
2018 → 2025
Net result
€12k▲ 339%
2024 · €3k
2018: €13k
2019: €8k
2020: €-22k
2021: €7k
2022: €18k
2023: €14k
2024: €3k
2018 → 2025
Working capital
€-4k▲ 40.6%
2024 · €-7k
2018: €10k
2019: €20k
2020: €4k
2021: €13k
2022: €19k
2023: €-630
2024: €-7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€70k-€76k▲ 9.6%€66k▼ 13.4%€69k▲ 4.0%€67k▼ 1.8%
Operating result€11k-€24k▲ 124%€27k▲ 11.7%€15k▼ 46.5%€24k▲ 65.8%
Net result€7k-€18k▲ 159%€14k▼ 22.2%€3k▼ 81.3%€12k▲ 339%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 66% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €192k
Fixed assets
€144k▼ 15.2%
Current assets
€48k▲ 69.6%
Equity and liabilities €192k
Equity
€67k▼ 1.8%
Debt
€124k▼ 3.7%
The debt ratio falls from 65.3% to 64.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€51k▲
2024 · €41k
Cash flow
€39k▲
2024 · €29k
Solvency
35.2%▲
2024 · 34.7%
Current ratio
0.92▲
2024 · 0.79
Quick ratio
0.92▲
2024 · 0.79
Debt / equity
1.84▼
2024 · 1.88
ROE
17.2%▲
2024 · 3.8%
ROA
6.1%▲
2024 · 1.3%
Interest coverage
7.80▲
2024 · 4.47
Debt
€124k▼
2024 · €129k
Debt ≤ 1 year
€52k▲
2024 · €36k
Debt > 1 year
€72k▼
2024 · €93k
Income taxes
€6k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€198k€192k▼
Fixed assets21/28€169k€144k▼
Tangible fixed assets22/27€169k€144k▼
Land and buildings22€154k€132k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€10k€7k▼
Current assets29/58€28k€48k▲
Amounts receivable within one year40/41€27k€30k▲
Trade receivables40€25k€19k▼
Other amounts receivable41€3k€10k▲
Cash at bank and in hand54/58€713€18k▲
Deferred charges and accrued income490/1€416€598▲
Equity and liabilities
Total equity and liabilities10/49€198k€192k▼
Equity10/15€69k€67k▼
Contributions10/11€12k€12k=
Revaluation surpluses12€4k€4k=
Reserves13€52k€51k▼
Tax-exempt reserves132€721€721=
Distributable reserves133€52k€50k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€129k€124k▼
Amounts payable after more than one year17€93k€72k▼
Financial debts170/4€93k€72k▼
Amounts payable within one year42/48€36k€52k▲
Current portion of amounts payable after more than one year42€22k€22k=
Financial debts43€49€456▲
Credit institutions430/8€49€456▲
Trade debts44€3k€6k▲
Suppliers440/4€3k€6k▲
Taxes, remuneration and social security45€11k€14k▲
Taxes450/3€11k€14k▲
Other amounts payable47/48€81€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€27k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€43k€53k▲
Operating profit (loss)9901€15k€24k▲
Financial income75/76B€4€7▲
Recurring financial income75€4€7▲
Financial charges65/66B€9k€7k▼
Recurring financial charges65€9k€7k▼
Profit (loss) for the period before taxes9903€5k€17k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€3k€12k▲
Profit (loss) for the period to be appropriated9905€3k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€12k▲
Transfer from equity791/2€0€13k▲
Transfer to equity691/2€3k€12k▲
To other reserves6921€3k€12k▲
Profit to be distributed694/7€0€13k▲
Return on contributions (dividend)694€0€13k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €18k ▲159%
Net result €18k, the highest in the series.
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Weakest financial yearnet €-22k ▼384%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Galgestraat 769700 OudenaardeGround area
858 m²
Building footprint
104 m²
Volume, LiDAR
743 m³
Parcel 45035A0205/02H002, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HR Matters
since 20112.200.814.885
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45035A0205/02H002 | Flanders | 858 m² | 1 · 104 m² | 11.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RAPHALI
BE 0766.547.943
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Corsendonk Services
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SHADOWFAX
BE 0746.866.247
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VAN LEEUW CONSULTING
BE 0562.832.206
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WELL-PACK
BE 0506.704.046
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 39,502 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-2011
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.