HR-hero

Active

Private limited companyfounded 20215 yrs activeBergenstraat 150, 3053 Oud-Heverlee, BelgiumKBO/BCE: BE 0763.651.801

HR-hero has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €15k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 40% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2025

74 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency69▲+37

Growth78=

Track record94

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity short (current ratio 0.3 against 1.08 in 2024; short-term debt: 56.5% and cash: 11.4% of total assets), and 56.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

43.5%

Return on assets

40.8%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 5 filings

Deviation from the deadline

2025

21 d late

2024

38 d early

2023

28 d late

2022

26 d early

2021

16 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

16-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€16k▲ 1,482%

2024 · €1k

2021: €585 2022: €-3k 2023: €-8k 2024: €1k

2021 → 2025

Total assets

€38k▲ 169%

2024 · €14k

2021: €21k 2022: €9k 2023: €8k 2024: €14k

2021 → 2025

Net result

€15k▲ 60.9%

2024 · €10k

2021: €-1k 2022: €-4k 2023: €-5k 2024: €10k

2021 → 2025

Working capital

€-15k

2024 · €1k

2021: €7k 2022: €-8k 2023: €-8k 2024: €1k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€585-€-3k€-8k▼ 157%€1k€16k▲ 1,482%

Operating result€-1k-€-4k▼ 169%€-5k▼ 37.1%€12k€21k▲ 80.2%

Net result€-1k-€-4k▼ 174%€-5k▼ 33.6%€10k€15k▲ 60.9%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

After the dip in 2023 the operating result has climbed two years in a row; 2025 is 80% above 2024 and is the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €38k

82.9%

17.1%

Fixed assets €31k

Current assets €6k

Equity and liabilities €38k

43.5%

56.5%

Equity €16k▲ 1,482%

Debt €21k▲ 63.8%

The debt ratio falls from 92.6% to 56.5%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€23k

Cash flow

€17k

Solvency

43.5%▲

2024 · 7.4%

Current ratio

0.30▼

2024 · 1.08

Quick ratio

0.30▼

2024 · 1.08

Debt / equity

1.30▼

2024 · 12.54

ROE

93.7%▼

2024 · 921.2%

ROA

40.8%▼

2024 · 68.0%

Interest coverage

1493.33

Debt

€21k▲

2024 · €13k

Debt ≤ 1 year

€21k▲

2024 · €13k

Income taxes

€6k▲

2024 · €2k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€14k€38k▲

Fixed assets21/28-€31k

Tangible fixed assets22/27-€31k

Furniture and vehicles24-€31k

Current assets29/58€14k€6k▼

Amounts receivable within one year40/41€4k€2k▼

Trade receivables40€4k€2k▼

Other amounts receivable41€55-

Cash at bank and in hand54/58€10k€4k▼

Equity and liabilities

Total equity and liabilities10/49€14k€38k▲

Equity10/15€1k€16k▲

Contributions10/11€2k€2k=

Profit (loss) carried forward14€-968€14k▲

Amounts payable17/49€13k€21k▲

Amounts payable within one year42/48€13k€21k▲

Trade debts44€3k€180▼

Suppliers440/4€3k€180▼

Taxes, remuneration and social security45€2k€748▼

Taxes450/3€2k€748▼

Other amounts payable47/48€8k€20k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€2k

Other operating charges640/8€451€523▲

Gross operating margin9900€12k€24k▲

Operating profit (loss)9901€12k€21k▲

Financial income75/76B€127€0▼

Recurring financial income75€127€0▼

Financial charges65/66B€159€15▼

Recurring financial charges65€159€15▼

Profit (loss) for the period before taxes9903€12k€21k▲

Income taxes67/77€2k€6k▲

Profit (loss) for the period9904€10k€15k▲

Profit (loss) for the period to be appropriated9905€10k€15k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-968€14k▲

Profit (loss) brought forward from the previous period14P€-10k€-968▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 9Financial 4Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

21-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 21 days late

2025

31-12

Financial Highest result since 2021net €15k ▲60.9%

Operating result €21k, net result €15k, both a record.

23-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Back to profitnet €10k

Net result €10k after 3 loss-making years.

31-12

Financial Liquidity doublescurrent ratio 1.08

Current ratio from 0.48 to 1.08; short-term debt falls from €16k to €13k.

28-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 28 days late

2023

31-12

Financial Weakest financial yearnet €-5k

Net result drops to €-5k, the lowest in the series; recovery starts the following year.

05-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

15-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Oud-Heverlee · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bergenstraat 1503053 Oud-Heverlee

Ground area

2,587 m²

Building footprint

219 m²

Volume, LiDAR

1,187 m³

Parcel 24034C0178/02E000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

HR-hero

Bergenstraat 150, 3053 Oud-HeverleePrinting and reproduction of recorded media

since 20212.315.549.554

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24034C0178/02E000	Flanders	2,586 m²	1 · 219 m²	8.9 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 · 1 entry · 356 EUR awarded · 356 EUR paid

Year	Entries	awarded	paid
2022	1	356 EUR	356 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

1 entry · 356 EUR · 356 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Sambreville · Eq €16k

Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 28,365 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded15-02-2021

Fiscal year end31-12

Activities, NACEBEL

70200Business and other management consultancy

70220Business consulting

18130Pre-press and pre-media services

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.