2Balance
Active2Balance has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €19k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 71% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+1
Solvency100▲+59
Growth78▲+20
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 4.61 against 1.2 in 2024; short-term debt: 21.2% and cash: 60.8% of total assets), and 24.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.7%
Return on assets
44.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 25-03-2026, 36 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
36 d early
2024
on the day
2023
1 d early
2022
4 d early
2021
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€32k▲ 144%
2024 · €13k
2021: €15k
2022: €36k
2023: €53k
2024: €13k
2021 → 2025
Total assets
€42k▼ 48.1%
2024 · €80k
2021: €24k
2022: €45k
2023: €62k
2024: €80k
2021 → 2025
Net result
€19k▼ 5.5%
2024 · €20k
2021: €14k
2022: €20k
2023: €18k
2024: €20k
2021 → 2025
Working capital
€32k▲ 135%
2024 · €14k
2021: €16k
2022: €35k
2023: €53k
2024: €14k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€36k▲ 133%€53k▲ 49.1%€13k▼ 75.7%€32k▲ 144%
Operating result€19k-€26k▲ 42.8%€23k▼ 12.0%€26k▲ 11.2%€25k▼ 4.3%
Net result€14k-€20k▲ 41.8%€18k▼ 13.9%€20k▲ 12.8%€19k▼ 5.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42k
Fixed assets
€975▲ 196%
Current assets
€41k▼ 49.1%
Equity and liabilities €42k
Equity
€32k▲ 144%
Debt
€10k▼ 84.9%
The debt ratio falls from 83.9% to 24.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€25k▼
2024 · €26k
Cash flow
€19k▼
2024 · €20k
Solvency
75.7%▲
2024 · 16.1%
Current ratio
4.61▲
2024 · 1.20
Quick ratio
4.61▲
2024 · 1.20
Debt / equity
0.32▼
2024 · 5.22
ROE
59.1%▼
2024 · 152.9%
ROA
44.7%▲
2024 · 24.6%
Interest coverage
83.82▼
2024 · 258.78
Debt
€10k▼
2024 · €67k
Debt ≤ 1 year
€9k▼
2024 · €66k
Income taxes
€6k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€80k€42k▼
Fixed assets21/28€330€975▲
Tangible fixed assets22/27€330€975▲
Furniture and vehicles24€330€975▲
Current assets29/58€80k€41k▼
Amounts receivable within one year40/41€15k€14k▼
Trade receivables40€15k€14k▼
Other amounts receivable41-€173
Current investments50/53€61k-
Cash at bank and in hand54/58-€25k
Deferred charges and accrued income490/1€4k€934▼
Equity and liabilities
Total equity and liabilities10/49€80k€42k▼
Equity10/15€13k€32k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€12k€31k▲
Amounts payable17/49€67k€10k▼
Amounts payable within one year42/48€66k€9k▼
Trade debts44€775€299▼
Suppliers440/4€775€299▼
Taxes, remuneration and social security45€4k€7k▲
Taxes450/3€4k€7k▲
Other amounts payable47/48€61k€1k▼
Accrued charges and deferred income492/3€1k€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€502€495▼
Other operating charges640/8€719€1k▲
Gross operating margin9900€27k€26k▼
Operating profit (loss)9901€26k€25k▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€102€302▲
Recurring financial charges65€102€302▲
Profit (loss) for the period before taxes9903€26k€24k▼
Income taxes67/77€6k€6k▼
Profit (loss) for the period9904€20k€19k▼
Profit (loss) for the period to be appropriated9905€20k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€72k€31k▼
Profit (loss) brought forward from the previous period14P€52k€12k▼
Profit to be distributed694/7€60k€0▼
Return on contributions (dividend)694€60k€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Liquidity quadruplescurrent ratio 4.61
Current ratio from 1.20 to 4.61; short-term debt falls from €66k to €9k.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2021net €20k ▲41.8%
Operating result €26k, net result €20k, both a record.
05-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
's Hertogenbos 191653 BeerselGround area
1,084 m²
Building footprint
166 m²
Volume, LiDAR
988 m³
Parcel 23017E0311/00M002, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
2Balance
since 20212.313.316.178
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23017E0311/00M002 | Flanders | 1,084 m² | 1 · 166 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Thierry Schamp Management
BE 1019.502.266
Walcourt · Eq €32k
AUTOFIN CONSULT
BE 0648.945.638
Limbourg · Eq €32k
SISCO
BE 0774.564.004
Sprimont · Eq €32k
ART. R. Consult
BE 0833.225.446
Hoegaarden · Eq €32k
W.E.-Safety
BE 0800.384.711
Langemark-Poelkapelle · Eq €32k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 34,812 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-02-2021
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
86909Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.