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Complete company report
Generated 10-07-2026
Active BE 1004.667.206Private limited company

HR Construct

Schoenstraat 46 ·9140 Temse, Belgium· 2 yrs active
Sector: NACE 82990 (82990)
Conclusion Checked

The computed 12-month bankruptcy probability of HR Construct is 0.7% (low). The 2025 annual accounts show equity of €206k and a net result of €164k. Its solvency ranks better than 77% of 1058 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €206k
Net result €164k
Better than sector 77%
Active 2 yrs
Snowflake analysis 5 axes · computed by Checked
Health100Profitability100Solvency100Growth78Stability82
92 / 100

Exceptional profile, strong across almost every axis.

Health 100
Profitability 100
Solvency 100
Growth 78
Stability 82
Bankruptcy probability (12 mo) Checked model v1 · free
0.7% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
100 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 08-04-2026 with the NBB · fiscal year 2025 · micro
€0€100k€200kOperating result 2024: €50k€50kNet result 2024: €40k€40kOperating result 2025: €212k€212kNet result 2025: €164k€164k20242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 82 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 78.8% 51.0%
better than 77% of 1058 sector peers
Net result €164k €24k
better than 95% of 1058 sector peers
Equity €206k €51k
better than 88% of 1059 sector peers
Gross operating margin €213k €46k
better than 95% of 1058 sector peers
Total assets €262k €116k
better than 76% of 1059 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€213k
+310.2% far above sector median
Net profit
€164k
+314.9% far above sector median
Cash flow
€166k
+298.9% far above sector median
Total assets
€262k
+333.9% -7% vs sector
Equity
€206k
+379.2% +101% vs sector
Working capital
€202k
+437.3% +151% vs sector
Income taxes
€49k
+370.2% far above sector median
Dividends
€833
- 24-25
Debt
€55k
+221.0% -30% vs sector
Debt ≤ 1y
€55k
+221.0% +3% vs sector
Current ratio
4.65
+46.2% +248% vs sector
Quick ratio
4.65
+46.2% far above sector median
Solvency
78.8%
+10.4% +79% vs sector
Debt / equity
0.27
-33.0% -79% vs sector
ROE
79.5%
-13.4% far above sector median
ROA
62.7%
-4.4% far above sector median
Interest coverage
3949.17
+458.3% far above sector median
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA€213k
Net profit€164k
Cash flow€166k
Staff costs-
Income taxes€49k
Dividends€833
Total assets€262k
Equity€206k
Debt€55k
of which ≤ 1y€55k
of which > 1y-
Working capital€202k
Employees (FTE)-
Ratios (computed)
2025
Current ratio4.65
Quick ratio4.65
Working capital ratio77.3%
Solvency78.8%
Debt / equity0.27
Long-term debt ratio-
Interest coverage3949.17
Gross margin-
Net margin-
ROA62.7%
ROE79.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€262k
Fixed assets 21/28€4k
Formation expenses 20€0
Tangible fixed assets 22/27€3k
Financial fixed assets 28€900
Current assets 29/58€258k
Amounts receivable within one year 40/41€134k
Cash & bank 54/58€65k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€262k
Equity 10/15€206k
Contributions / capital 10/11€4k
Reserves 13€203k
Accumulated profits (losses) 14€0
Amounts payable 17/49€55k
Amounts payable within one year 42/48€55k
Trade debts payable within one year 44€0
Income statement
Gross operating margin 9900€213k
Operating result 9901€212k
Financial income 75€1k
Financial charges 65€54
Result before taxes 9903€213k
Income taxes 67/77€49k
Net result for the period 9904€164k
Result to be appropriated 9905€164k
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Ratios computed by Checked.
Legal Structure
NACE primary 82990
Legal form Private limited company(610)
Incorporation15-01-2024
StatusActive
Postal code9140
Establishment units 1 location
HR Construct
Schoenstraat 46, 9140 TemseManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
since 20242.356.666.567
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46025B0606/00C000 Flanders 5,986 m² 1 · 324 m² 6.7 m
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
08-04-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
03-04-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990Holdings64200Activiteiten van holdings64210Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL HR Construct
Registered office
Schoenstraat 46
9140 Temse, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative