Equity
€65,204 ▲ 63.1%
Hoyhym has made a profit in every financial year since 2023.
Hoyhym
Overview
Lifetime
3 annual accounts with figures on one time axispeak €39,605 (2025)
€39,605▲ 52.0%
peak €25,229 (2025)
€25,229▲ 31.2%
peak €65,204 (2025)
€65,204▲ 63.1%
€11,777▲ 15×
Board1 name since 2023
1 directorHO Hoy Hym
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Gross margin from €26,062 to €39,605Result from €19,235 to €25,229Equity from €39,975 to €65,204Debts from €809 to €11,777Investments €20,000
Key points
from the 2025 annual accountsTurnover
≈ €160,000 estimated
The micro format states no turnover.
Investments
€20,000 3.0 × depreciation
Green is investment, beige is depreciation.
Liquidity
5.33 was 49.20 in 2024
Short-term debts rose from €809 to €11,777.
Starting capital
€3,000 100 shares
Position in the sector
84.7%
Higher solvency than 85% of companies in other professional activities. Sector median 49.8% · 4,355 companies.
Checked score
95
Excellent
Financially stronger than 80% of micro companies in other professional activities (NACE 74)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 5,430 companies (NACE 74, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.2%▲ +0.1 percentage points vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.1%▼ -0.1 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.2%▲ +0.1 percentage points vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.3%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 0.1%▼ -0.2 percentage points vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €76,980
Founded in 2023
lowers risk
Sector: Other professional, scientific and technical activities (NACE 74)
Liquidity: current ratio 5.33, cash €14,310
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 88% of them on solvency, 61% on liquidity, 88% on profitability and 84% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Hoyhym has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
The bankruptcy probability of Hoyhym itself is lower: 0.1% within 12 months. It rests on far more data about Hoyhym than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Hoyhym. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 5.33 (49.2 in 2024), above the usual 1.5. Short-term debt is 15.3% and cash 18.6% of total assets. 15.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
32 days early
2024
57 days early
2023
57 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 49 days before the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 June (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0803901653
Incorporation
Founding capital of €3,000, 100 shares · Founder: HO Hoy Hym · Appointment: HO Hoy Hym (director) · published on 17-07-2023 · Gazette deed
First establishment
Stationsstraat 73, Heist-op-den-Berg
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Hoyhym Heist-op-den-Berg | €76,980 | €39,605 | 84.7% | - |
| Wout Schoonis Pelt | €79,952 | €44,682 | 57.8% | - |
| Studio Tonton Hasselt | €85,386 | €43,379 | 79.4% | - |
| Luiders Menen | €78,356 | €50,247 | 99.7% | - |
| ADHN Antwerp | €78,562 | €27,064 | 66.9% | - |
| Designed by Dries Ranst | €64,440 | €41,861 | 40.6% | - |
| LLUM Antwerp | €71,193 | €24,008 | 39.7% | - |
These companies have the same main activity as Hoyhym: graphic design and visual communication (NACE 74120). They are comparable in size and age: total assets between €64,400 and €85,400, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 13-07-2023Normal situation
- Activity
- Graphic design and visual communicationNACE 74120and 5 others
- Establishment unit
- 2.347.184.0262220 Heist-op-den-Berg, since 13-07-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 10-01-2025
Annual accounts 2025
- €39,605▲ 52.0%
- €25,229▲ 31.2%
- €65,204▲ 63.1%
- €76,980▲ 88.7%
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on Hoyhym
Hoyhym files the micro format. That format states no turnover. The gross margin rose from €23,433 in 2023 to €39,605 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 29-06-2026, 32 days before the deadline€39,605
▲ 52.0%
€32,449
▲ 30.4%
€25,229
▲ 31.2%
€50,955
▲ 30.6%
84.7%
▼ 13.3 percentage points
5.33
▼ 43.87
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €160,000. Estimated: probably between €96,000 and €290,000.
Balance sheet
balance sheet total €76,980 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
84.7%
Higher than 86% of 4,355 companies in 2025.
5.33
Higher than 82% of 4,187 companies in 2025.
32.8%
Higher than 81% of 4,217 companies in 2025.
Hoyhym
Middle half of the sector
80% of the sector
Micro accounts in other professional activities (NACE 74)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
76,980 | 40,784 | 28,226 | |
20 |
- | - | 469 | |
21/28 |
14,248 | 963 | 1,558 | |
22/27 |
14,248 | 963 | 1,558 | |
24 |
14,248 | 963 | 1,558 | |
29/58 |
62,732 | 39,822 | 26,199 | |
40/41 |
46,436 | 24,372 | 9,508 | |
40 |
6,190 | 16,133 | 8,384 | |
41 |
40,246 | 8,239 | 1,124 | |
54/58 |
14,310 | 14,609 | 8,834 | |
490/1 |
1,987 | 841 | 7,857 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
76,980 | 40,784 | 28,226 | |
10/15 |
65,204 | 39,975 | 20,740 | |
10/11 |
3,000 | 3,000 | 3,000 | |
14 |
62,204 | 36,975 | 17,740 | |
17/49 |
11,777 | 809 | 7,486 | |
42/48 |
11,777 | 809 | 7,406 | |
42 |
5,045 | - | - | |
44 |
2,482 | 809 | 960 | |
440/4 |
2,482 | 809 | 960 | |
45 |
4,249 | - | 1,500 | |
450/3 |
4,249 | - | 1,500 | |
47/48 |
- | - | 4,946 | |
492/3 |
- | - | 80 | |
| Income statement | ||||
9900 |
39,605 | 26,062 | 23,433 | |
630 |
6,714 | 1,065 | 685 | |
640/8 |
442 | 118 | - | |
9901 |
32,449 | 24,879 | 22,748 | |
75/76B |
1,099 | 2 | - | |
75 |
1,099 | 2 | - | |
65/66B |
599 | 84 | 8 | |
65 |
599 | 84 | 8 | |
9903 |
32,949 | 24,797 | 22,740 | |
67/77 |
7,720 | 5,562 | 5,000 | |
9904 |
25,229 | 19,235 | 17,740 | |
9905 |
25,229 | 19,235 | 17,740 | |
| Appropriation of the result | ||||
9906 |
62,204 | 36,975 | 17,740 | |
14P |
36,975 | 17,740 | - | |
| Document | ||||
The notes to these accounts have 6 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 29-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 39,163 | 25,944 | 23,433 | ||
| 31,943 | 20,300 | 18,425 | ||
| 20,000 | 469 | 1,786 | ||
| -299 | 5,775 | - | ||
| 50,955 | 39,012 | 18,793 | ||
| 84.7% | 98.0% | 73.5% | ||
| 5.33 | 49.20 | 3.54 | ||
| 0.18 | 0.02 | 0.36 | ||
| 38.7% | 48.1% | 85.5% | ||
| 32.8% | 47.2% | 62.9% | ||
| 65.33 | over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | €20,000 | - | €1,786 |
| €6,714 | €1,065 | €685 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on Hoyhym
The operating result for 2025 is 30% higher than in 2024 and the highest since 2023. It is the second rise in a row.
Debt's share of the balance-sheet total rises from 2.0% to 15.3%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 17-07-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 29-06-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “(art. 12) Als er slechts één bestuurder is, is het geheel van de bestuursbevoegdheden aan hem toegekend, met de mogelijkheid een deel van…”deed of 17-07-2023
Mandates through the years
1 name, the dashed line is todayHO Hoy Hym
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- HO Hoy Hym
- Director (not named in the articles), appointed by deed of 17-07-2023, still in office
Control
Capital
- Contribution
- €3,000
- Shares
- 100
- Contribution per share
- €30
- Equity per share
- €652 in 2025
- Source
- deed of 17-07-2023
Articles of association
deed of 17-07-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Tuesday of June at 20:00
Shareholders
At incorporation
deed of 17-07-2023 ↗
- HO Hoy Hym 100 shares (100%) · €3,000
Network & group
No group
Hoyhym has no parent and no holdings in its annual accounts. HO Hoy Hym is the only director. Hoyhym shares no director with another company.
At the same address
Stationsstraat 73, 2220 Heist-op-den-Berg · 2 other companiesTimeline
Timeline
8 events since 2023Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 32 days before the deadline
2025
Highest result from 2023 to 2025 net €25,229 ▲31.2% The operating result of €32,449 and the net result of €25,229 are both a record.
Annual accounts 2024 filed PDFmicro format · 57 days before the deadline
Registered in the Peppol Directory Reachable for e-invoices through 0208:0803901653
2024
Liquidity more than 13 times current ratio 49.20 The current ratio rises from 3.54 to 49.20. Short-term debt falls from €7,406 to €809.
Annual accounts 2023 filed PDFmicro format · 57 days before the deadline
2023
IncorporationFounding capital of €3,000, 100 shares · Founder: HO Hoy Hym · Appointment: HO Hoy Hym (director) · published on 17-07-20233 points ▸
- Founder, HO Hoy Hym
- Founding capital, €3,000, 100 shares
- Director appointment, HO Hoy Hym (director (not named in the articles))
- The deed holds 1 more point.
First establishment Stationsstraat 73, Heist-op-den-Berg
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Hoyhym was incorporated on 13 July 2023 as a private limited company by one natural person, with a starting capital of €3,000.12 HO Hoy Hym is director of the company, appointed by deed of 17-07-2023.2 Total assets rose from €28,226 in 2023 to €76,980 in 2025.3
Company details
Identity
- Enterprise number
- 0803.901.653
- VAT number
- BE 0803.901.653
- Peppol ID
- 0208:0803901653
- Other Peppol ID
- 9925:BE0803901653
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 13-07-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Tuesday of June at 20:00deed of 17-07-2023 (in Dutch)
- Peppol
- Reachable since 10-01-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Hoyhym in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 17-07-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Stationsstraat 73, 2220 Heist-op-den-Berg”deed of 17-07-2023 (in Dutch)
Activities
NACEBEL 202574120
Graphic design and visual communication main activity
73110
Advertising agencies
Codes under NACEBEL 2008
74103
Other professional, scientific and technical activities main activity
18130
Pre-press and pre-media services
59113
Motion picture, video and television programme production, sound recording and music publishing activities
73110
Advertising, market research and public relations activities
74201
Photography, excluding press photography
82990
Other business support services
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Freelance Motion Design Specialist; Motion Design is een vorm van grafische vormgeving met bewegende beelden; Activiteiten van grafische…”deed of 17-07-2023 (in Dutch)
8 activities
- Freelance Motion Design Specialist; Motion Design is een vorm van grafische vormgeving met bewegende beelden
- Activiteiten van grafische designers
- Fotografie
- Videoproducties voor reclame en film
- Het maken van audiovisuele producties
- Productie van films
- Maken van videoreportages van huwelijken en dergelijke
- Overige zakelijke dienstverlening, niet eerder genoemd.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Stationsstraat 73 registered office 2220 Heist-op-den-Berg | 13-07-2023 | 2.347.184.026 |
Buildings and parcels at the address
- Ground area
- 572 m²
- Buildings
- 215 m²
- Volume, LiDAR
- 1,494 m³
- Tallest building
- 12.4 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 12322I0439/00G007 | 572 m² | 1 · 215 m² | 12.4 m · 2 |