Equity
Hoyhym has made a profit in every financial year since 2023.
Hoyhym has made a profit in every financial year since 2023.
The micro format states no turnover.
Green is investment, beige is depreciation.
Short-term debts rose from €809 to €11,777.
Higher solvency than 85% of companies in other professional activities. Sector median 49.8% · 4,355 companies.
The dashed line is the sector median: 0.2% across 5,430 companies (NACE 74, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 88% of them on solvency, 61% on liquidity, 88% on profitability and 84% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 39,278 companies had the same profile as Hoyhym has now. Each dot stands for 99 companies, two years later.
The bankruptcy probability of Hoyhym itself is lower: 0.1% within 12 months. It rests on far more data about Hoyhym than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Hoyhym. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 5.33 (49.2 in 2024), above the usual 1.5. Short-term debt is 15.3% and cash 18.6% of total assets. 15.3% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 3 accounts on average 49 days before the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| Hoyhym Heist-op-den-Berg | €76,980 | €39,605 | 84.7% | - |
| Wout Schoonis Pelt | €79,952 | €44,682 | 57.8% | - |
| Studio Tonton Hasselt | €85,386 | €43,379 | 79.4% | - |
| Luiders Menen | €78,356 | €50,247 | 99.7% | - |
| ADHN Antwerp | €78,562 | €27,064 | 66.9% | - |
| Designed by Dries Ranst | €64,440 | €41,861 | 40.6% | - |
| LLUM Antwerp | €71,193 | €24,008 | 39.7% | - |
These companies have the same main activity as Hoyhym: graphic design and visual communication (NACE 74120). They are comparable in size and age: total assets between €64,400 and €85,400, founded between 2023 and 2024.
Hoyhym files the micro format. That format states no turnover. The gross margin rose from €23,433 in 2023 to €39,605 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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