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Hoyhym

Active Private limited companyfounded 2023active for 3 yearsStationsstraat 73, 2220 Heist-op-den-BergKBO/BCE: BE 0803.901.653

Lifetime

3 annual accounts with figures on one time axis
peak €39,605 (2025)
€39,605▲ 52.0%
peak €25,229 (2025)
€25,229▲ 31.2%
peak €65,204 (2025)
€65,204▲ 63.1%
€11,777▲ 15×
Board1 name since 2023
1 directorHO Hoy Hym
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Gross margin from €26,062 to €39,605Result from €19,235 to €25,229Equity from €39,975 to €65,204Debts from €809 to €11,777Investments €20,000

Key points

from the 2025 annual accounts

Equity

€65,204 ▲ 63.1%

Hoyhym has made a profit in every financial year since 2023.

Turnover

≈ €160,000 estimated

The micro format states no turnover.

Investments

€20,000 3.0 × depreciation
20232025

Green is investment, beige is depreciation.

Liquidity

5.33 was 49.20 in 2024

Short-term debts rose from €809 to €11,777.

Position in the sector

84.7%

Higher solvency than 85% of companies in other professional activities. Sector median 49.8% · 4,355 companies.

Checked score

95
Excellent
Financially stronger than 80% of micro companies in other professional activities (NACE 74)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 5,430 companies (NACE 74, micro).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.2%▲ +0.1 percentage points vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.1%▼ -0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.3%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.1%▼ -0.2 percentage points vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

100=equity 84.7% of total assets
70-25short-term debt 15.3% · cash 18.6%
100=return on assets 32.8%

Score breakdown

raises risk
Size: total assets €76,980
Founded in 2023
lowers risk
Sector: Other professional, scientific and technical activities (NACE 74)
Liquidity: current ratio 5.33, cash €14,310
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 88% of them on solvency, 61% on liquidity, 88% on profitability and 84% on growth.

The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as Hoyhym has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

The bankruptcy probability of Hoyhym itself is lower: 0.1% within 12 months. It rests on far more data about Hoyhym than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for Hoyhym. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €6,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 5.33 (49.2 in 2024), above the usual 1.5. Short-term debt is 15.3% and cash 18.6% of total assets. 15.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Other professional, scientific and technical activities (NACE 74)
KBO
lowers risk · Liquidity: current ratio 5.33, cash €14,310
NBB · annual accounts
raises risk · Size: total assets €76,980
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
32 days early
2024
57 days early
2023
57 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 49 days before the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 June (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Board and ownership

HH
Director
  • HO Hoy Hym 100 sharesdeed of 17-07-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0803901653
Incorporation Founding capital of €3,000, 100 shares · Founder: HO Hoy Hym · Appointment: HO Hoy Hym (director) · published on 17-07-2023 · Gazette deed
First establishment Stationsstraat 73, Heist-op-den-Berg
All 8 events

Comparable companies

same main activity, similar in size and age
Company
Hoyhym Heist-op-den-Berg €76,980 €39,605 84.7% -
Wout Schoonis Pelt €79,952 €44,682 57.8% -
Studio Tonton Hasselt €85,386 €43,379 79.4% -
Luiders Menen €78,356 €50,247 99.7% -
ADHN Antwerp €78,562 €27,064 66.9% -
Designed by Dries Ranst €64,440 €41,861 40.6% -
LLUM Antwerp €71,193 €24,008 39.7% -

These companies have the same main activity as Hoyhym: graphic design and visual communication (NACE 74120). They are comparable in size and age: total assets between €64,400 and €85,400, founded between 2023 and 2024.

Official details

Source: KBO
Status
Active since 13-07-2023Normal situation
Activity
Graphic design and visual communicationNACE 74120and 5 others
Establishment unit
2.347.184.0262220 Heist-op-den-Berg, since 13-07-2023
Financial year end
31 December
Peppol
Reachable since 10-01-2025
Company details

Annual accounts 2025

€76,980▲ 88.7%
Filing
Filed on 29-06-2026, 32 days before the end of the filing period
Financials

Insights on Hoyhym

Hoyhym files the micro format. That format states no turnover. The gross margin rose from €23,433 in 2023 to €39,605 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Hoyhym

What is the company number of Hoyhym?
The company number of Hoyhym is 0803.901.653. The VAT number is the same number with BE in front: BE 0803.901.653.
Where is Hoyhym based?
The registered office is at Stationsstraat 73, 2220 Heist-op-den-Berg.Company details
What does Hoyhym do?
According to the KBO register, the main activity is graphic design and visual communication (NACE 74120).
What is the legal form of Hoyhym?
Hoyhym is a private limited company (BV).
When was Hoyhym founded?
Hoyhym was founded on 13-07-2023.
Is Hoyhym still active?
Yes, Hoyhym is an active enterprise in the KBO register.
What is the turnover of Hoyhym?
The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €39,605 and 2,941 comparable companies of the same size. It probably lies between €96,000 and €290,000. It is a rough estimate.Financials
Is Hoyhym profitable?
In financial year 2025, Hoyhym made a profit of €25,229.
Where can I find the annual accounts of Hoyhym?
Hoyhym filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Hoyhym due?
Hoyhym must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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