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HOVER-BENSON

Active Public limited companyfounded 1986active for 40 yearsJan Mulsstraat 136, 1853 GrimbergenKBO/BCE: BE 0429.017.439 #8 oldest company in Grimbergen, Administrative and support services sector
HOVER-BENSON
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Overview

Lifetime

20 annual accounts with figures on one time axis, 39 filings since 1987
Gross marginpeak €150,366 (2010)
€60,183▼ 55.1%
Resultlowest -€74,581 (2014)
€8,297▼ 87.9%
Equitypeak €618,228 (2025)
€618,228▲ 1.4%
Debts
€264,318▼ 12.5%
Board3 names since 2000
3 directorsBenoit HOEFS and 2 others
Documentsfilings and deeds
28-08-202628 days late
2025abbreviated format
Gross margin from €134,155 to €60,183Result from €68,684 to €8,297Cash from €39,306 to €26,397

Key points

from the 2025 annual accounts

Equity

€618,228 ▲ 1.4%

HOVER-BENSON has made a profit without a break since 2018.

Result

€8,297 ▼ 87.9%
€68,7002024€8,3002025

The result fell in 2025 from €68,684 to €8,297.

Filings

39 annual accounts since 1987
AprilJune31 JulyOctober1990200020102020

Five of the last ten came late. The 2019 accounts came latest: 31 days after the end of the period.

Checked score

94
Excellent
Financially stronger than 49% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 12,669 companies (NACE 82, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025highest value 10-2025: < 0.1%▼ -0.2 percentage points vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026

Financial strength
Strong

Solvency
93+3equity 67.7% of total assets
Liquidity
54-1short-term debt 3.9% · cash 2.9%
Profitability
70-8return on assets 0.9%

Score breakdown

raises risk
Profit of €8,297 (financial year 2025)
Liquidity: current ratio 1.04, cash €26,397
lowers risk
Size: total assets €913,140
Figures for financial year 2025 (filed on 03-09-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 68% of them on solvency, 46% on liquidity, 38% on profitability and 43% on growth.

The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 14,766 companies had the same profile as HOVER-BENSON has now. Each dot stands for 37 companies, two years later.

96.2%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of HOVER-BENSON itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 14,766 companies, not a prediction for HOVER-BENSON. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €55,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.04 (1.02 in 2024), below the usual 1.5. Short-term debt is 3.9% and cash 2.9% of total assets. 32.3% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €913,140
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 03-09-2026)
NBB · annual accounts
raises risk · Profit of €8,297 (financial year 2025)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.04, cash €26,397
NBB · annual accounts
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
29 days late
2023
8 days early
2022
4 days early
2021
31 days late
2020
1 day early
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 15 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

BH
Benoit HOEFS
Chair
DH
Dieter HOEFS
Chair
SD
Sonia D'HAESELEER
Director, since 01-07-2000
Board & ownership

Recent changes

1 director appointed, 3 reappointments Reappointments: Dieter HOEFS, Benoit HOEFS and Sonia D'HAESELEER · Appointment: Dieter HOEFS (chair of the board) · General meeting of 05-10-2026 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0429017439
Environmental permit granted Functiewijziging · Grimbergen
1 director appointed, 3 reappointments Reappointments: Benoit HOEFS, Sonia D’HAESELEER and Dieter HOEFS · Appointment: Benoit HOEFS (chair of the board) · General meeting of 17-01-2024 · Gazette deed
All 54 events

Comparable companies

same main activity, similar in size and age
Company Total assets Gross margin Solvency Staff
HOVER-BENSON Grimbergen €0.9m €60,183 67.7% -
MODUS Deinze €0.8m €63,770 76.9% -
Décors - Batim Huldenberg €0.9m €47,510 57.4% -
PROFASHION BUSINESS CONSULTANTS Aarschot €1.2m €46,185 38.8% -
JALIMA Meise €0.6m €58,426 29.0% -
STUDIEBUREEL DEVALLEE Dilbeek €1.2m €89,006 28.6% 0.8
LEROY R EN CO Deinze €1.1m €48,240 43.6% -

These companies have the same main activity as HOVER-BENSON: other business support services (NACE 82990). They are comparable in size and age: total assets between €588,000 and €1.2m, founded between 1978 and 1991.

Official details

Source: KBO
Status
Active since 12-06-1986Normal situation
Activity
Other business support servicesNACE 82990and 2 others
Establishment unit
2.036.683.3631853 Grimbergen, since 27-06-1986
Financial year end
31 December
Peppol
Reachable since 30-12-2025
Company details

Annual accounts 2025

Gross margin
€60,183▼ 55.1%
Turnover
≈ €120,000estimated
Profit
€8,297▼ 87.9%
Equity
€618,228▲ 1.4%
Total assets
€913,140▼ 3.2%
Filing
Filed on 28-08-2026
Financials

Insights on HOVER-BENSON

HOVER-BENSON files the abbreviated format. That format states no turnover. The gross margin rose from €21,340 in 2006 to €60,183 in 2025.

The balance sheet grew most from 2007 to 2009 through fixed assets.

In October 2026, the Official Gazette published the appointment of Dieter HOEFS as managing director.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

abbreviated format, filed on 28-08-2026, 28 days late
Gross margin
€60,183
▼ 55.1%
Operating result
€15,687
▼ 83.0%
Profit
€8,297
▼ 87.9%
Working capital
€1,296
▲ 50.5%
Solvency
67.7%
▲ 3.1 percentage points
Current ratio
1.04
▲ 0.02

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €120,000. Estimated: probably between €97,000 and €170,000.

In the rankings #8 oldest company in Grimbergen, Administrative and support services sector

Balance sheet

balance sheet total €913,140 on 31-12-2025
What the company ownsHow it is paid for

Change in equityin euro

Change in cashin euro

Position in the sector

Compare with sector

Solvency67.7%

Higher than 72% of 2,823 companies in 2025.

Current ratio1.04

Higher than 38% of 2,712 companies in 2025.

Return on assets0.9%

Higher than 34% of 2,770 companies in 2025.

HOVER-BENSON Middle half of the sector 80% of the sector Abbreviated accounts in office administrative support (NACE 82)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
Balance sheet: assets
Total assets20/58 913,140943,4331.0m1.0m1.1m1.1m1.2m1.2m1.1m1.1m951,421889,552930,911771,034796,068833,458929,161917,822673,760336,370
Fixed assets21/28 876,218890,326971,1931.0m1.0m1.1m1.1m1.2m1.0m905,889670,234879,922897,252678,509690,919662,260648,187656,301665,307324,348
Tangible fixed assets22/27 876,218890,326971,1931.0m1.0m1.1m1.1m1.2m1.0m905,889670,234879,922897,252678,509690,919662,260648,187656,301665,307324,348
Land and buildings22 788,307801,099834,775869,553904,346941,123973,597995,520865,990774,683578,504805,545813,713613,252619,622583,032598,394606,572615,663322,529
Plant, machinery and equipment23 1,5862,3803,1733,9665,2036,4417,8189,2522,1252,6402,9283,4914,9793,6122,8754,0301,7011,6381,5531,819
Furniture and vehicles24 1,9032,4277321,0047,87714,74921,68126,5191787,83515,19622,79430,46913,55420,33027,107----
Other tangible fixed assets26 84,42184,421132,512132,512132,512132,512132,512132,512132,512120,73173,60648,09148,09148,09148,09148,09148,09148,09148,091-
Current assets29/58 36,92353,10729,65732,03838,67946,35116,82024,37351,719173,599281,1879,63033,65892,525105,149171,198280,974261,5228,45312,022
Stocks and contracts in progress3 ----------------233,768233,768--
Stocks30/36 ----------------233,768233,768--
Amounts receivable within one year40/41 9,39912,708--2,2561,397--10,27798,706264,4024610931,34168622161,1084,426
Trade receivables40 -2,400--2,2561,397--17277264,397--31,200----1,1004,400
Other amounts receivable41 9,39910,308------10,26098,4295461091416862216826
Current investments50/53 -------------------50
Cash at bank and in hand54/58 26,39739,30628,56430,95835,40443,07615,85419,30738,44673,30815,6238,13132,45160,185104,102170,20747,17526,7367,3407,539
Deferred charges and accrued income490/1 1,1261,0941,0931,0791,0191,8799675,0662,9951,5841,1621,4531,09899897998591,00267
Balance sheet: equity and liabilities
Total equity and liabilities10/49 913,140943,4331.0m1.0m1.1m1.1m1.2m1.2m1.1m1.1m951,421889,552930,911771,034796,068833,458929,161917,822673,760336,370
Equity10/15 618,228609,930544,295530,184499,023473,943451,387431,843385,646406,168422,196322,939397,520466,928498,043463,734392,134373,870364,51052,114
Contributions10/11 402,000402,000402,000402,000402,000402,000402,000402,000402,000402,000402,000402,000402,000402,000402,000362,000362,000362,000362,00062,000
Capital10 402,000402,000402,000402,000402,000---------------
Issued capital100 402,000402,000402,000402,000402,000402,000402,000402,000402,000402,000402,000402,000402,000402,000402,000362,000362,000362,000362,00062,000
Reserves13 216,228207,930142,295128,18497,02371,94353,69346,57248,23750,01351,7896,3186,68964,92896,043101,73430,13411,8702,510-
Non-distributable reserves130/1 10,91910,3759,6938,9087,2705,936--------------
Legal reserve130 10,91910,3759,6938,9087,2705,9364,9444,9444,9444,9444,9444,9444,9444,9444,9444,9441,345413126-
Tax-exempt reserves132 91,78394,35542,36543,96145,55747,15348,74941,62943,29345,06946,8451,3741,7462,1172,4892,8603,2323,603--
Distributable reserves133 113,526103,20090,23675,31544,19618,854-------57,86888,61093,93025,5587,8542,384-
Profit (loss) carried forward14 -------4,305-16,729-64,590-45,845-31,593-85,379-11,169-------9,886
Provisions and deferred taxes16 30,59431,45210,05910,59111,12311,65512,18721,43622,29323,20724,1227088991,0901,2811,4731,6641,855--
Deferred taxes168 30,59431,45210,05910,59111,12311,65512,18721,43622,29323,20724,1227088991,0901,2811,4731,6641,855--
Amounts payable17/49 264,318302,051446,496498,298578,471655,577688,853734,897644,585650,113505,103565,905532,491303,015296,744368,252535,362542,097309,251284,256
Amounts payable after more than one year17 226,222247,333367,726418,977497,001564,011588,134626,479540,053549,466265,000265,000240,000240,000240,000285,000290,000295,000299,470259,470
Financial debts170/4 226,222247,333367,726418,977497,001564,011588,134626,479540,053549,466265,000265,000240,000240,000240,000285,000290,000295,000297,500257,500
Other amounts payable178/9 ------------------1,9701,970
Amounts payable within one year42/48 35,62752,24675,37078,06980,27187,54197,466104,83852,02157,064204,238271,115263,31147,78527,75865,022237,432234,5858,93121,127
Current portion of amounts payable after more than one year42 21,11135,39336,25138,02442,01041,49641,21343,57820,30012,434---------4,166
Financial debts43 -----------250,000250,000---233,802233,802--
Credit institutions430/8 -----------250,000250,000---233,802233,802--
Trade debts44 2374,0401,6216386971,2342,4161,28480189165,5505141,96427,827-36,0631,627-5,0591,649
Suppliers440/4 2374,0401,6216386971,2342,4161,28480189165,5505141,96427,827-36,0631,627-5,0591,649
Taxes, remuneration and social security45 4,236-15,6899,1231,1491,33875971046110,203227---27,33727,337----
Taxes450/3 4,236-15,6899,1231,1491,33875971046110,203227---27,33727,337----
Other amounts payable47/48 10,04312,81421,80930,28436,41543,47353,07859,26730,46034,33838,46120,60111,34719,9584211,6212,0037833,87215,312
Accrued charges and deferred income492/3 2,4702,4723,4001,2521,1994,0263,2533,58052,51043,58335,86529,79029,18015,23028,98618,2307,93012,5128503,659
Income statement
Non-recurring operating income76A -----2,457-16,000-619188,764-600-------
Gross operating margin9900 60,183134,15571,41894,60384,58480,62266,906104,02637,63242,5951,999-26,807-1,92614,52841,417150,36646,46941,23628,47821,340
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 38,10936,65637,68844,63245,60645,72145,69745,22636,36836,28729,79728,18727,42826,34424,90123,29415,82115,06414,41416,278
Other operating charges640/8 6,3874,9789,0666,5969,1817,3014,6826,2939,56313,7492,3747,21627,8275,2206,2028,4993,6333,0082,1381,133
Non-recurring operating charges66A --250----100--23,493216--------
Operating profit (loss)9901 15,68792,52124,41443,37629,79727,60016,52752,406-8,299-7,441-30,172-62,210-57,182-17,03610,314118,57327,01623,16411,9263,929
Financial income75/76B -0001-000102064195470587497417568025
Recurring financial income75 -0001-000102064195470587497417568025
Financial charges65/66B 4,0113,9763,7004,1934,6814,9975,4736,35712,6769,51212,44812,41013,21214,74016,78320,2508,98412,024210510
Recurring financial charges65 4,0113,9763,7004,1934,6814,9975,4736,35712,6769,51212,44812,41013,21214,74016,78320,2508,98412,024210510
Profit (loss) for the period before taxes9903 11,67688,54520,71439,18325,11722,60311,05546,050-20,975-16,943122,671-74,773-69,599-31,306-5,88398,82018,07311,21612,3963,444
Transfer from deferred taxes780 857546532532532---------------
Transfer to deferred taxes680 -18,889------------------
Income taxes67/77 4,2361,5177,1368,554570579759710461------27,412----
Profit (loss) for the period9904 8,29768,68414,11131,16125,08022,55610,72146,197-20,521-16,02999,257-74,581-69,408-31,114-5,69171,59918,2649,36012,3963,444
Transfer from tax-exempt reserves789 2,5721,6301,5961,5961,5961,5961,7021,6641,7761,7761,350371371371371371371112--
Transfer to tax-exempt reserves689 -56,668--------46,821------3,715--
Profit (loss) for the period to be appropriated9905 10,86913,64615,70732,75726,67624,15212,42447,861-18,745-14,25253,786-74,210-69,036-30,743-5,32071,97118,6365,75712,3963,444
Appropriation of the result
Profit (loss) to be appropriated9906 10,86913,64615,70732,75726,67619,846-4,305-16,729-64,590-45,845-31,593-85,379-69,036-30,743-5,32071,97118,6365,7572,510-9,886
Transfer from equity791/2 ------------57,86830,7435,320-----
Transfer to equity691/2 10,86913,64615,70732,75726,67619,846---------71,97118,6365,7572,510-
To the legal reserve6920 5436827851,6381,334992---------3,599932288126-
To other reserves6921 10,32612,96414,92131,11925,34218,854---------68,37217,7045,4692,384-
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The accounts for 19 older financial years (1987-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 28-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 28 days after the deadline. Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00493784.

Financial year Type Filed Reference Document
31-12-2025 abbreviated format 28-08-2026 2026-00493784 PDF
31-12-2024 micro format 29-08-2025 2025-00477687 PDF
31-12-2023 micro format 23-07-2024 2024-00304327 PDF
31-12-2022 micro format 27-07-2023 2023-00305727 PDF
31-12-2021 micro format 31-08-2022 2022-20419119 PDF
31-12-2020 micro format 30-07-2021 2021-44300225 PDF
31-12-2019 micro format 31-08-2020 2020-49500569 PDF
31-12-2018 micro format 29-08-2019 2019-58100099 PDF
31-12-2017 micro format 28-07-2018 2018-40800124 PDF
31-12-2016 micro format 31-07-2017 2017-39300107 PDF
31-12-2015 abbreviated format 31-07-2016 2016-40000454 PDF
31-12-2014 abbreviated format 08-07-2015 2015-29400065 PDF
31-12-2013 abbreviated format 07-07-2014 2014-28100074 PDF
31-12-2012 abbreviated format 29-06-2013 2013-24900300 PDF
31-12-2011 abbreviated format 17-08-2012 2012-42200586 PDF
31-12-2010 abbreviated format 30-07-2011 2011-36700152 PDF
31-12-2009 abbreviated format 28-06-2010 2010-23600543 PDF
31-12-2008 abbreviated format 31-07-2009 2009-53400132 PDF
31-12-2007 abbreviated format 28-08-2008 2008-68400145 PDF
31-12-2006 abbreviated format 05-06-2007 2007-19300283 PDF
31-12-2005 abbreviated format 26-06-2006 2006-33600264 PDF
31-12-2004 abbreviated format 23-06-2005 2005-32205252 PDF
31-12-2003 abbreviated format 30-06-2004 2004-37204435 PDF
31-12-2002 abbreviated format 25-06-2003 2003-30804746 PDF
31-12-2001 abbreviated format 17-06-2002 2002-23302533 PDF
31-12-2000 abbreviated format 08-06-2001 2001-19102394 PDF
31-12-1999 abbreviated format 16-06-2000 2000-23403658 PDF
31-12-1998 abbreviated format 17-09-1999 1999-47204436 PDF
31-12-1997 abbreviated format 02-07-1998 1998-28101786 PDF
31-12-1996 abbreviated format 06-11-1997 1997-52103569 PDF
31-12-1995 abbreviated format 14-06-1996 1996-16502860 PDF
31-12-1994 abbreviated format 14-06-1996 1996-17302643 PDF
31-12-1993 abbreviated format 14-06-1996 1996-17302653 PDF
31-12-1992 abbreviated format 03-09-1993 1993-34205037 PDF
31-12-1991 abbreviated format 17-07-1992 1992-23601790 PDF
31-12-1990 abbreviated format 19-06-1991 1991-10900548 PDF
31-12-1989 abbreviated format 28-06-1990 1990-12405391 PDF
31-12-1988 abbreviated format 07-08-1989 1989-19700534 PDF
31-12-1987 abbreviated format 01-07-1988 1988-12800697 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024202320222021202020192018201720162015201420132012201120102009200820072006
EBITDA 53,795129,17762,10288,00775,40373,32162,22497,63328,06928,846-375-34,023-29,7539,30835,214141,86742,83738,22826,34020,207
Cash flow 46,406105,34051,79975,79370,68668,27756,41891,42415,84720,259129,054-46,394-41,980-4,77019,21094,89334,08524,42426,81019,722
Investment in fixed assets 24,0003,8811,8451,7297204,93817,501208,225131,284271,324287,06910,857259,57213,93453,55937,3677,7076,057355,37318,183
Change in cash -12,90910,741-2,394-4,446-7,67227,222-3,453-19,140-34,86257,6857,492-24,320-27,734-43,917-66,105123,03220,43919,396-199-
Working capital 1,296861-45,713-46,031-41,592-41,190-80,645-80,465-303116,53576,949-261,485-229,65244,74077,391106,17643,54226,937-477-9,105
Solvency 67.7%64.7%54.4%51.0%45.8%41.5%39.2%36.3%36.6%37.6%44.4%36.3%42.7%60.6%62.6%55.6%42.2%40.7%54.1%15.5%
Current ratio 1.041.020.390.410.480.530.170.230.993.041.380.040.131.943.792.631.181.110.950.57
Quick ratio 1.041.020.390.410.480.530.170.230.993.041.380.040.131.943.792.630.200.120.950.57
Debt to equity 0.430.500.820.941.161.381.531.701.671.601.201.751.340.650.600.791.371.450.855.45
ROE 1.3%11.3%2.6%5.9%5.0%4.8%2.4%10.7%-5.3%-3.9%23.5%-23.1%-17.5%-6.7%-1.1%15.4%4.7%2.5%3.4%6.6%
ROA 0.9%7.3%1.4%3.0%2.3%2.0%0.9%3.9%-1.9%-1.5%10.4%-8.4%-7.5%-4.0%-0.7%8.6%2.0%1.0%1.8%1.0%
Interest coverage 13.4132.4916.7920.9916.11---------------

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Securities and guarantees

on own assets and for others
Item20252024202320222021
Mortgages, amount registered€376,900€376,900€376,900€376,900€376,900
Carrying value of the mortgaged assets€621,758€639,815€661,045€677,921€696,587

Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€24,000€3,881€1,845€1,729€720
Depreciation and write-downs of the year€38,109€36,656€37,688€44,632€45,606

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on HOVER-BENSON

The operating result for 2025 is 83% lower than in 2024 and the lowest since 2017.

Debt's share of the balance-sheet total falls from 32.0% to 28.9%. Equity is higher and debt is lower.

Board & ownership

Board

3 directors, 2 in day-to-day management, last change in October 2026
Benoit HOEFS
Chair of the board, director and managing director
chair of the board appointed by deed of 23-01-2024 director since 01-07-2000 6-year term from 2026
listed in the 2025 annual accounts, filed on 28-08-2026
Dieter HOEFS
Chair of the board, director and managing director
chair of the board appointed by deed of 19-10-2026 director since 01-07-2000 term until 16-01-2030
listed in the 2025 annual accounts, filed on 28-08-2026
Sonia D'HAESELEER
Director
since 01-07-2000 6-year term from 2026
listed in the 2025 annual accounts, filed on 28-08-2026
Day-to-day management
Dieter HOEFS, Benoit HOEFS
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“De raad van bestuur mag bovendien aan iedere gevolmachtigde bijzon¬dere machten verlenen. De raad van bestuur bepaalt bovendien de machten…”
deed of 23-01-2024

Office holders in the KBO →

Mandates through the years

3 names, the dashed line is today
Benoit HOEFS
Director (not named in the articles), Chair of the board, Managing director
Dieter HOEFS
Director (not named in the articles), Chair of the board, Managing director
Sonia D'HAESELEER
Director (not named in the articles)
LeadershipBoardRest of the term
Mandates as a list
  • Benoit HOEFS
    • Director (not named in the articles), from 01-07-2000 to date
    • Chair of the board, appointed by deed of 23-01-2024, still in office
    • Managing director, appointed by deed of 23-01-2024, still in office
  • Dieter HOEFS
    • Director (not named in the articles), from 01-07-2000 to date
    • Chair of the board, appointed by deed of 19-10-2026, still in office
    • Managing director, appointed by deed of 19-10-2026, still in office
  • Sonia D'HAESELEER
    • Director (not named in the articles), from 01-07-2000 to date

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Capital
€402,000
Shares
954
Contribution per share
€421
Equity per share
€648 in 2025
Source
deed of 23-01-2024

Articles of association

deed of 23-01-2024 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
“Ten hoogste zes jaar, raad van bestuur”
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Saturday of May at 10:00

Network & group

No group

HOVER-BENSON has no parent and no holdings in its annual accounts. HOVER-BENSON shares no director with another company.

Timeline

Timeline

54 events since 1986

Deadline for the 2026 accounts: 31-07-2027

2026
1 director appointed, 3 reappointmentsReappointments: Dieter HOEFS, Benoit HOEFS and Sonia D'HAESELEER · Appointment: Dieter HOEFS (chair of the board) · General meeting of 05-10-20267 points ▸
  • General meeting, 05-10-2026
  • Director reappointment, Dieter HOEFS
  • Director reappointment, Benoit HOEFS
  • Director reappointment, Sonia D'HAESELEER
  • Board meeting, 05-10-2026
  • Director appointment, Dieter HOEFS (chair of the board)
  • Director appointment, Dieter HOEFS (managing director)

Open the deed in the Belgian Official Gazette

Annual accounts 2025 filed NBBabbreviated format · 28 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0429017439
Environmental permit granted OmgevingsloketFunctiewijziging · Grimbergen
Annual accounts 2024 filed PDFmicro format · 29 days late
2024
Liquidity more than doubled current ratio 1.02 The current ratio rises from 0.39 to 1.02. Short-term debt falls from €75,370 to €52,246.
Annual accounts 2023 filed PDFmicro format · 8 days before the deadline
1 director appointed, 3 reappointmentsReappointments: Benoit HOEFS, Sonia D’HAESELEER and Dieter HOEFS · Appointment: Benoit HOEFS (chair of the board) · General meeting of 17-01-202411 points ▸
  • General meeting, 17-01-2024
  • Amendment of the articles, article 2
  • Capital, €402,000, 954 shares
  • Power of attorney, Ellen Van Riet
  • Director reappointment, Benoit HOEFS (director (not named in the articles))
  • Director reappointment, Sonia D’HAESELEER (director (not named in the articles))
  • Director reappointment, Dieter HOEFS (director (not named in the articles))
  • Registered office clause, Jan Mulsstraat 136/0201, 1853 Strombeek-Bever
  • Board meeting, 17-01-2024
  • Director appointment, Benoit HOEFS (chair of the board)
  • Director appointment, Benoit HOEFS (managing director)
  • The deed holds 2 more points.

Open the deed in the Belgian Official Gazette

2023
Annual accounts 2022 filed PDFmicro format · 4 days before the deadline
2022
Equity above €500,000 equity €530,184 ▲6.2% After 5 profitable years in a row, equity reaches €530,184.
Annual accounts 2021 filed PDFmicro format · 31 days late
2021
Annual accounts 2020 filed PDFmicro format · 1 day before the deadline
2020
Annual accounts 2019 filed PDFmicro format · 31 days late
2019
Annual accounts 2018 filed PDFmicro format · 29 days late
2018
Back to profit net €46,197 The net result is €46,197, after 2 loss-making years.
Annual accounts 2017 filed PDFmicro format · 3 days before the deadline
2017
Annual accounts 2016 filed PDFmicro format · on the deadline day
2016
Liquidity more than doubled current ratio 3.04 The current ratio rises from 1.38 to 3.04. Short-term debt falls from €204,238 to €57,064.
Annual accounts 2015 filed PDFabbreviated format · on the deadline day
2015
Back to profit net €99,257 The net result is €99,257, after 4 loss-making years.
Liquidity more than 38 times current ratio 1.38 The current ratio rises from 0.04 to 1.38. Short-term debt falls from €271,115 to €204,238.
Annual accounts 2014 filed PDFabbreviated format · 23 days before the deadline
2014
Weakest financial year net -€74,581 The net result drops to -€74,581, the lowest from 2006 to 2025. It recovers the following year.
Annual accounts 2013 filed PDFabbreviated format · 24 days before the deadline
2013
Annual accounts 2012 filed PDFabbreviated format · 32 days before the deadline
2012
Annual accounts 2011 filed PDFabbreviated format · 17 days late
2011
Annual accounts 2010 filed PDFabbreviated format · 1 day before the deadline
2010
Liquidity more than doubled current ratio 2.63 The current ratio rises from 1.18 to 2.63. Short-term debt falls from €237,432 to €65,022.
Annual accounts 2009 filed PDFabbreviated format · 33 days before the deadline
2009
Annual accounts 2008 filed PDFabbreviated format · on the deadline day
2008
Annual accounts 2007 filed PDFabbreviated format · 28 days late
2007
Equity above €200,000 equity €364,510 ▲599% With a profit in every financial year since 2006, equity grows to €364,510.
Annual accounts 2006 filed PDFabbreviated format · 56 days before the deadline
2006
Annual accounts 2005 filed PDFabbreviated format
2005
Annual accounts 2004 filed PDFabbreviated format
2004
Annual accounts 2003 filed PDFabbreviated format
2003
Annual accounts 2002 filed PDFabbreviated format
2002
Annual accounts 2001 filed PDFabbreviated format
2001
Annual accounts 2000 filed PDFabbreviated format
2000
Annual accounts 1999 filed PDFabbreviated format
1999
Annual accounts 1998 filed PDFabbreviated format
1998
Annual accounts 1997 filed PDFabbreviated format
1997
Annual accounts 1996 filed PDFabbreviated format
1996
Annual accounts 1993 filed PDFabbreviated format
Annual accounts 1994 filed PDFabbreviated format
Annual accounts 1995 filed PDFabbreviated format
1993
Annual accounts 1992 filed PDFabbreviated format
1992
Annual accounts 1991 filed PDFabbreviated format
1991
Annual accounts 1990 filed PDFabbreviated format
1990
Annual accounts 1989 filed PDFabbreviated format
1989
Annual accounts 1988 filed PDFabbreviated format
1988
Annual accounts 1987 filed PDFabbreviated format
1986
First establishment Jan Mulsstraat 136, Grimbergen
Incorporation published on 05-07-1986

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

HOVER-BENSON was incorporated on 12 June 1986.1 Total assets fell from €1.2m in 2018 to €913,140 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0429.017.439
VAT number
BE 0429.017.439
Peppol ID
0208:0429017439
Other Peppol ID
9925:BE0429017439
Legal form
Public limited company
Status
Active, normal situation
Founded
12-06-1986
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Saturday of May at 10:00
deed of 23-01-2024 (in Dutch)
Peppol
Reachable since 30-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
HOVER-BENSON in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 23-01-2024 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 23-01-2024 (in Dutch)

Activities

NACEBEL 2025
82990 Other business support services main activity
66300 Activities auxiliary to financial services and insurance activities
68201 Renting and operating of own or leased residential real estate, excluding social housing
Codes under NACEBEL 2008
82990 Other business support services main activity
66300 Activities auxiliary to financial services and insurance activities
68201 Real estate activities
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het beheer in de ruimste zin van het woord van onroerende goederen,daaronder begrepen de huur,de verhuur en de onderhuur,de herstelling,de…”
5 activities
  1. Het beheer in de ruimste zin van het woord van onroerende goederen,daaronder begrepen de huur,de verhuur en de onderhuur,de herstelling,de verbetering en de verbouwing,alsmede ter gelegener tijde de aankoop,de oprichting en elke andere toevallige verwerving van onroerende goederen om ze ter uitoefening en ter uitbreiding van genoemde beheersactiviteit verder blijvend te gebruiken.
  2. Vanzelfsprekend mag de vennootschap ook onroerende vervreemden,indien zulke vervreemding past in het normale beheer van het vermogen.
  3. De vennootschap mag zich borg stellen,pand verstrekken en hypotheek op haar onroerende goederen toestaan tot zekerheid van verbintenissen door derden aangegaan.
  4. Zij mag alle handelingen verrichten die rechtstreeks of onrechtstreeks in verband staan met haar voorwerp.
  5. Zij mag zowel in België als in het buitenland alle commerciële industriële,financiële,roerende of onroerende handelingen verrichten in rechtstreeks of onrechtstreeks verband met haar maatschappelijk voorwerp.
deed of 23-01-2024 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Jan Mulsstraat 136 registered office 1853 Grimbergen 66300 Activities auxiliary to financial services and insurance activities 27-06-1986 2.036.683.363

Buildings and parcels at the address

Ground area
1,637 m²
Buildings
1,324 m²
Volume, LiDAR
3,053 m³
Tallest building
11.5 m
Buildings to scale, each on its own parcel
1,324 m², 11.5 m 1,324 m², 11.5 m

Environmental permits

1 application in Flanders since 2025 · 1 granted
22-09-2025 Granted Functiewijziging submitted 16-06-2025 · project 2025065617 Grimbergen

Source: Omgevingsloket Vlaanderen.

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
23084A0567/00H0021,637 m² 1 · 1,324 m² 11.5 m

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