JALIMA
ActiveSummary
JALIMA has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €170,470 and a net result of €15,497. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 33% of 7859 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▲+1
Solvency54▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity short (current ratio 0.04 against 0.03 in 2024; short-term debt: 68.5% and cash: 1.9% of total assets), and 71% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29%
Return on assets
2.6%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €170,470
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-02-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
10 d late
2023
5 d late
2022
8 d late
2021
4 d late
2020
17 d late
2019
18 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 5 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€170,470▲ 10.0%
2024 · €154,973
Total assets
€588,492▼ 5.7%
2024 · €624,032
Net result
€15,497▲ 14.3%
2024 · €13,556
Working capital
-€388,708▲ 8.0%
2024 · -€422,617
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€43,675€76,120€14,409▼ 81.1%€17,551▲ 21.8%€19,461▲ 10.9%
Net result-€56,097below the sector's middle half€39,939above the sector's middle half€542within the sector's middle half▼ 98.6%€13,556within the sector's middle half▲ 2,403%€15,497within the sector's middle half▲ 14.3%
Equity€100,937within the sector's middle half▼ 35.7%€140,876within the sector's middle half▲ 39.6%€141,417within the sector's middle half▲ 0.4%€154,973within the sector's middle half▲ 9.6%€170,470above the sector's middle half▲ 10.0%
Total assets€712,972above the sector's middle half▲ 28.6%€684,901above the sector's middle half▼ 3.9%€652,141above the sector's middle half▼ 4.8%€624,032above the sector's middle half▼ 4.3%€588,492above the sector's middle half▼ 5.7%
Debt€612,036▲ 53.9%€544,026▼ 11.1%€510,724▼ 6.1%€469,059▼ 8.2%€418,022▼ 10.9%
Working capital-€494,243below the sector's middle half-€467,458below the sector's middle half▲ 5.4%-€445,344below the sector's middle half▲ 4.7%-€422,617below the sector's middle half▲ 5.1%-€388,708below the sector's middle half▲ 8.0%
Solvency14.2%below the sector's middle half▼ 14.2pp20.6%within the sector's middle half▲ 6.4pp21.7%within the sector's middle half▲ 1.1pp24.8%within the sector's middle half▲ 3.1pp29.0%within the sector's middle half▲ 4.1pp
Current ratio0.05below the sector's middle half▼ 3.090.01below the sector's middle half▼ 0.040.03below the sector's middle half▲ 0.020.03below the sector's middle half=0.04below the sector's middle half▲ 0.01
Return on assets (ROA)-7.9%below the sector's middle half▼ 8.6pp5.8%within the sector's middle half▲ 13.7pp0.1%below the sector's middle half▼ 5.7pp2.2%within the sector's middle half▲ 2.1pp2.6%within the sector's middle half▲ 0.5pp
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 11% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €588,492
Fixed assets
€573,821 ▼ 6.2%
Current assets
€14,671 ▲ 17.5%
Equity and liabilities €588,492
Equity
€170,470 ▲ 10.0%
Debt
€418,022 ▼ 10.9%
Debt's share of the balance-sheet total falls from 75.2% to 71.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€57,181▲
2024 · €55,272
Cash flow
€53,218▲
2024 · €51,277
Debt to equity
2.45▼
2024 · 3.03
ROE
9.1%▲
2024 · 8.7%
Interest coverage
92.56▲
2024 · 70.97
Debt ≤ 1 year
€403,379▼
2024 · €435,107
Debt > 1 year
€14,643▼
2024 · €33,952
Income taxes
€3,346▲
2024 · €3,216
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,681 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 97% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.1%
went bankrupt
2.0%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,681 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €82,039 | €5,969 | €40,398 | €37,721 | €37,721 | = |
| Other operating charges640/8 | - | €1,103 | €1,229 | €1,232 | €1,245 | ▲ 1.1% |
| Gross operating margin9900 | €40,441 | €83,192 | €56,036 | €56,504 | €58,426 | ▲ 3.4% |
| Operating profit (loss)9901 | -€43,675 | €76,120 | €14,409 | €17,551 | €19,461 | ▲ 10.9% |
| Financial charges65/66B | - | €33,427 | €992 | €779 | €618 | ▼ 20.7% |
| Recurring financial charges65 | €9,689 | €33,427 | €992 | €779 | €618 | ▼ 20.7% |
| Profit (loss) for the period before taxes9903 | -€53,363 | €42,693 | €13,417 | €16,772 | €18,843 | ▲ 12.3% |
| Income taxes67/77 | €2,733 | €2,754 | €12,876 | €3,216 | €3,346 | ▲ 4.1% |
| Profit (loss) for the period9904 | -€56,097 | €39,939 | €542 | €13,556 | €15,497 | ▲ 14.3% |
| Profit (loss) for the period to be appropriated9905 | -€56,097 | €39,939 | €542 | €13,556 | €15,497 | ▲ 14.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €712,972 | €684,901 | €652,141 | €624,032 | €588,492 | ▼ 5.7% |
| Fixed assets21/28 | €685,611 | €680,176 | €639,778 | €611,542 | €573,821 | ▼ 6.2% |
| Tangible fixed assets22/27 | €685,611 | €680,176 | €639,778 | €611,542 | €573,821 | ▼ 6.2% |
| Land and buildings22 | - | €680,176 | €639,778 | €611,542 | €573,821 | ▼ 6.2% |
| Current assets29/58 | €27,361 | €4,725 | €12,363 | €12,490 | €14,671 | ▲ 17.5% |
| Amounts receivable within one year40/41 | €3,328 | - | €3,328 | €3,328 | €3,328 | = |
| Trade receivables40 | - | - | €3,328 | €3,328 | €3,328 | = |
| Cash at bank and in hand54/58 | €24,034 | €4,725 | €9,036 | €9,163 | €11,344 | ▲ 23.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €712,972 | €684,901 | €652,141 | €624,032 | €588,492 | ▼ 5.7% |
| Equity10/15 | €100,937 | €140,876 | €141,417 | €154,973 | €170,470 | ▲ 10.0% |
| Contributions10/11 | €159,891 | €159,891 | €159,891 | €159,891 | €159,891 | = |
| Capital10 | - | €159,891 | €159,891 | €159,891 | €159,891 | = |
| Issued capital100 | - | €159,891 | €159,891 | €159,891 | €159,891 | = |
| Reserves13 | €2,566 | €2,566 | €2,566 | €2,566 | €2,566 | = |
| Non-distributable reserves130/1 | - | €2,566 | €2,566 | €2,566 | €2,566 | = |
| Legal reserve130 | - | €2,566 | €2,566 | €2,566 | €2,566 | = |
| Profit (loss) carried forward14 | -€61,521 | -€21,582 | -€21,041 | -€7,484 | €8,012 | ▲ 207% |
| Amounts payable17/49 | €612,036 | €544,026 | €510,724 | €469,059 | €418,022 | ▼ 10.9% |
| Amounts payable after more than one year17 | €90,431 | €71,843 | €53,017 | €33,952 | €14,643 | ▼ 56.9% |
| Financial debts170/4 | - | €71,843 | €53,017 | €33,952 | €14,643 | ▼ 56.9% |
| Amounts payable within one year42/48 | €521,604 | €472,183 | €457,707 | €435,107 | €403,379 | ▼ 7.3% |
| Trade debts44 | €1,174 | €57 | €1,164 | €1,100 | €1,166 | ▲ 6.0% |
| Suppliers440/4 | - | €57 | €1,164 | €1,100 | €1,166 | ▲ 6.0% |
| Taxes, remuneration and social security45 | - | €524 | €283 | €473 | €478 | ▲ 1.1% |
| Taxes450/3 | - | €524 | €283 | €473 | €478 | ▲ 1.1% |
| Other amounts payable47/48 | - | €471,602 | €456,261 | €433,534 | €401,736 | ▼ 7.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€56,097 | €39,939 | €542 | €13,556 | €15,497 | ▲ 14.3% |
| + Depreciation and write-downs630 | €82,039 | €5,969 | €40,398 | €37,721 | €37,721 | = |
| Operating cash flow (approximation) | €25,943 | €45,908 | €40,939 | €51,277 | €53,218 | ▲ 3.8% |
| Investment in fixed assets (approximation) | - | -€534 | €0 | -€9,485 | €0 | ▲ 100% |
| Change in cash | - | -€19,308 | €4,311 | €127 | €2,181 | ▲ 1,620% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
10-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 10 days late
2024
30-06
Financial
Equity above €150,000Eq €154,973 ▲9.6%
3 profitable years in a row build equity to €154,973.
05-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
08-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
30-06
Financial
Back to profitnet €39,939
Net result €39,939 after one loss-making year.
04-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
30-06
Financial
Weakest financial yearnet -€56,097
Net result drops to -€56,097, the lowest in the series; recovery starts the following year.
17-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 17 days late
2020
30-06
Financial
Liquidity doublescurrent ratio 3.14
Current ratio from 1.42 to 3.14; short-term debt falls from €25,960 to €23,221.
18-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 18 days late
2019
21-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 21 days late
2018
07-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 7 days late
2017
24-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 1989
Ground area
989 m²
Building footprint
215 m²
Volume, LiDAR
1,230 m³
Parcel 23093G0353/02M000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
IMMO H.R.
since 19892.045.673.481
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23093G0353/02M000 | Flanders | 989 m² | 1 · 215 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,494 companies in sector 82990 we hold annual accounts for 9,417. 7,077 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded05-10-1989
Fiscal year end30-06
Activities, NACEBEL 2025
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0438555014
Also
9925:BE0438555014
Registered
08-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.