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Houweling Belgium

Active
Private limited companyfounded 1988active for 37 yearsNieuwlandlaan 141, 3200 Aarschot, BelgiumKBO/BCE: BE 0435.641.450
Summary

Houweling Belgium has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €911,861 and a net result of -€156,580. Equity grew by about 5.5% per year on average since 2018. In 2025 it fell by 14.7%. Its solvency ranks better than 22% of 6,182 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 09-11-1988 Normal situation
Activity
Wholesale trade NACE 46492and 4 others
Establishment unit
2.040.801.212 3200 Aarschot, since 10-11-1988
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
Shareholders
  • Houweling Holding BVannual accounts 2025

Financial position

88 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Turnover
€10.2m
▲ 8.7%
Loss
€156,580
Equity
€911,861
▼ 14.7%
Total assets
€4.6m
▲ 12.1%
Staff
≈ 18 FTE
estimated
  • 2025 accounts filed 75 days after the deadline
Score breakdownraises riskLast filed accounts filed 75 days late; 1 of the last 3 accounts lateLoss of €156,580 (financial year 2025)lowers riskSize: turnover €10.2m, total assets €4.6mFounded in 1988Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 26% of small companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Weak
Solvency 45-6
equity 19.8% of total assets
Liquidity 25=
short-term debt 71.7% · cash 11.0%
Profitability 28-32
return on assets -3.4%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,375 companies, NACE 46, small)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.4%▲ +0.1 percentage points vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%▼ -0.2 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.8%▲ +0.5 percentage points vs 07-2026 09-2026: 1.0%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 0.1%▼ -0.9 percentage points vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €80,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.88 (0.91 in 2024), below 1. Short-term debt is 71.7% and cash 11% of total assets. 80.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 22% of them on solvency, 23% on liquidity, 16% on profitability and 44% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: turnover €10.2m, total assets €4.6m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1988
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 75 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Loss of €156,580 (financial year 2025)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 6182 sector peers (2025).
NBB · sector comparison
Position among 6182 sector peers
Solvency
better than 22%
← weakest strongest →
raises risk · 2025 accounts filed 75 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-10-2026, 75 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
75 days late
2024
3 days early
2023
27 days late
2022
3 days early
2021
5 days early
2020
52 days early
2019
101 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 20 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €127,751 in 2024 -€156,580 View
  • Caution: Lower net result than 89% of companies in wholesale tradesector median €110,750 · 6,115 companies -€156,580 View
  • Flemish supportawarded from 2022 to 2025 €65,591 View

Recent changes

  1. · Gazette deed Company renamed from ALPAK to Houweling BelgiumChanges of role: HOUWELING Marc (director) and BROUWERS Dries (director) · “nieuw voorwerp” (deed in Dutch)
  2. · Gazette deed Appointment: Dries BRANDERS (director)
  3. · Gazette deed Incorporation
All 18 events

Comparable companies

These companies have the same main activity as Houweling Belgium: wholesale trade (NACE 46492). They are comparable in size and age: total assets between €2.6m and €10m, founded between 1971 and 1998.

CompanyTotal assetsTurnover
Houweling Belgium Aarschot€4.6m€10.2m
FIDUCIAL OFFICE SOLUTIONS Brussels€6.2m€11.1m
BAERT Ternat€10.2m€21.2m
FILA BENELUX Brussels€3.1m€4.2m
Filter Service Eupen€7.3m€13.0m
STAEDTLER BENELUX Puurs-Sint-Amands€2.6m€9.8m
INTER DISTRIBUTION CORPORATION Evere€2.7m€4.1m
Full comparison

Key facts about Houweling Belgium

What is the company number of Houweling Belgium?
The company number of Houweling Belgium is 0435.641.450. The VAT number is the same number with BE in front: BE 0435.641.450.
Where is Houweling Belgium based?
The registered office is at Nieuwlandlaan 141, 3200 Aarschot.Company details
What does Houweling Belgium do?
According to the KBO register, the main activity is wholesale trade (NACE 46492).
What is the legal form of Houweling Belgium?
Houweling Belgium is a private limited company (BV).
When was Houweling Belgium founded?
Houweling Belgium was founded on 09-11-1988.
Is Houweling Belgium still active?
Yes, Houweling Belgium is an active enterprise in the KBO register.
How many employees does Houweling Belgium have?
Houweling Belgium had an average of 21.9 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of Houweling Belgium?
The turnover of Houweling Belgium was €10.2m in financial year 2025, according to the filed annual accounts.
Is Houweling Belgium profitable?
In financial year 2025, Houweling Belgium made a loss of €156,580.
Where can I find the annual accounts of Houweling Belgium?
Houweling Belgium filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Houweling Belgium due?
Houweling Belgium must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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