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HOUTUM

Active
Private limited companyfounded 201115 yrs activeHoutum 39, 2460 Kasterlee, BelgiumKBO/BCE: BE 0837.061.401
Summary

HOUTUM has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €136,544 and a net result of €3,694. Equity is growing by ~27% per year across the filed fiscal years. Its solvency ranks better than 30% of 748 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

What they do
Accommodation
NACE 55300
#5 company by total assets in Kasterlee, Accommodation and food service sector1 site
How big
€1.8mtotal assets 2025
Staff
3.1 FTE
Equity
€136,544
Profit
€3,694
Turnover not published (abridged schema)
Financially healthy?
88 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Who decides
Holdings
1
Accounts on time0 of 4 deeds read
Why 88- Equity €136,544 (7.4% of total assets)+ Size: total assets €1.8m+ Founded in 2011+ Figures for FY 2025 (filed 31-07-2026)Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Better than 42% of its sector peers (NACE 55, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 32=
equity 7.4% of total assets
Liquidity 46-2
short-term debt 18.9% · cash 0.9%
Profitability 45+12
return on assets 0.2%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (2,484 companies)
  • Size: total assets €1.8m lowers the probability for this profile
  • Founded in 2011 lowers the probability for this profile
  • Equity €136,544 (7.4% of total assets) raises the probability
  • Figures for FY 2025 (filed 31-07-2026) lowers the probability
Credit up to €12,000 at 30 days acceptable
Liquidity short (current ratio 0.22 against 0.35 in 2024; short-term debt: 18.9% and cash: 0.9% of total assets), and 92.6% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 55, micro). Better than this share of them on solvency 37%, liquidity 44%, profitability 36%, growth against the median 53%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €1.8m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 2011
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Equity €136,544 (7.4% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 31-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
14 d late
2023
14 d late
2022
4 d early
2021
11 d early
2020
31 d early
2019
11 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Back to profitnet €3,694
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Back in profit in 2025after -€50,595 in 2024 €3,694 View
  • Positive: Company by total assets in Kasterlee, Accommodation and…in the Checked rankings #5 View
  • Total assets 20256 fiscal years filed €1.8m View

By topic

Financials

Fiscal year
2025
Total assets
€1.8m
Profit
€3,694
Solvency
7.4%
Turnover▼ 2.7%
Net result
20222023
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 31-07-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 14-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
AccommodationNACE 55300
Founded
15-06-2011
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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