CAMPING MEMLING
ActiveCAMPING MEMLING has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.15M and a net result of €212k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 94% of 679 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▼-3
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 13.01 against 7.07 in 2024), and 11.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.6%
Return on assets
16.4%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
105 d early
2023
44 d early
2022
6 d early
2021
32 d early
2020
27 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€853k
EBIT margin
33.6%
Net result
€212k▼ 2.5%
2024 · €218k
2018: €93k
2019: €81k
2020: €-77k
2021: €34k
2022: €228k
2023: €193k
2024: €218k
2018 → 2025
Working capital
€870k▲ 24.1%
2024 · €701k
2018: €414k
2019: €402k
2020: €344k
2021: €424k
2022: €532k
2023: €619k
2024: €701k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€853k
Equity€632k-€781k▲ 23.5%€892k▲ 14.2%€1.02M▲ 14.1%€1.15M▲ 13.2%
Operating result€50k-€189k▲ 279%€208k▲ 10.3%€254k▲ 22.3%€286k▲ 12.7%
Net result€34k-€228k▲ 575%€193k▼ 15.5%€218k▲ 13.1%€212k▼ 2.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 13% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.30M
Fixed assets
€356k▼ 10.2%
Current assets
€943k▲ 15.4%
Equity and liabilities €1.30M
Equity
€1.15M▲ 13.2%
Debt
€148k▼ 24.8%
The debt ratio falls from 16.2% to 11.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€373k▲
2024 · €340k
Cash flow
€299k▼
2024 · €303k
Solvency
88.6%▲
2024 · 83.8%
Current ratio
13.01▲
2024 · 7.07
Quick ratio
13.01▲
2024 · 7.07
Debt / equity
0.13▼
2024 · 0.19
ROE
18.5%▼
2024 · 21.4%
ROA
16.4%▼
2024 · 18.0%
Interest coverage
51.55▲
2024 · 36.07
Debt
€148k▼
2024 · €196k
Debt ≤ 1 year
€72k▼
2024 · €116k
Debt > 1 year
€10k▼
2024 · €33k
Income taxes
€92k▼
2024 · €92k
Staff costs
€114k▲
2024 · €107k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.21M€1.30M▲
Fixed assets21/28€397k€356k▼
Intangible fixed assets21€3k€4k▲
Tangible fixed assets22/27€393k€352k▼
Land and buildings22€362k€333k▼
Plant, machinery and equipment23€2k€4k▲
Furniture and vehicles24€30k€16k▼
Current assets29/58€817k€943k▲
Amounts receivable within one year40/41€10k€11k▲
Other amounts receivable41€10k€11k▲
Current investments50/53€492k€516k▲
Cash at bank and in hand54/58€312k€411k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.21M€1.30M▲
Equity10/15€1.02M€1.15M▲
Contributions10/11€19k€19k=
Reserves13€998k€1.13M▲
Tax-exempt reserves132€3k€3k=
Distributable reserves133€996k€1.13M▲
Profit (loss) carried forward14€0-
Amounts payable17/49€196k€148k▼
Amounts payable after more than one year17€33k€10k▼
Financial debts170/4€27k-
Other amounts payable178/9€5k€10k▲
Amounts payable within one year42/48€116k€72k▼
Current portion of amounts payable after more than one year42€29k€27k▼
Financial debts43€454€71▼
Credit institutions430/8€454€71▼
Trade debts44€42k€7k▼
Suppliers440/4€42k€7k▼
Taxes, remuneration and social security45€45k€38k▼
Taxes450/3€34k€28k▼
Remuneration and social security454/9€11k€10k▼
Accrued charges and deferred income492/3€48k€65k▲
Income statement
Code20242025
Turnover70-€853k
Goods, raw materials, services and sundry goods60/61-€286k
Remuneration, social security and pensions62€107k€114k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€86k€86k▲
Other operating charges640/8€81k€80k▼
Gross operating margin9900€527k€567k▲
Operating profit (loss)9901€254k€286k▲
Financial income75/76B€90k€25k▼
Recurring financial income75€90k€25k▼
Financial charges65/66B€34k€7k▼
Recurring financial charges65€9k€7k▼
Non-recurring financial charges66B€25k-
Profit (loss) for the period before taxes9903€310k€305k▼
Income taxes67/77€92k€92k▼
Profit (loss) for the period9904€218k€212k▼
Profit (loss) for the period to be appropriated9905€218k€212k▼
Appropriation of the result
Profit (loss) to be appropriated9906€218k€212k▼
Transfer from equity791/2€93k€78k▼
Transfer to equity691/2€218k€212k▼
To other reserves6921€218k€212k▼
Profit to be distributed694/7€93k€78k▼
Return on contributions (dividend)694€93k€78k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 30 days late
2025
17-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €1MEq €1.02M ▲14.1%
4 profitable years in a row build equity to €1.02M.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €228k ▲575%
Net result €228k, the highest in the series.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 7.98
Current ratio from 3.63 to 7.98; short-term debt falls from €131k to €61k.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Weakest financial yearnet €-77k ▼195%
Net result drops to €-77k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2022
DEVUYST Rose-Ann
CurrentDirector · since 01-07-2022
01-07-2022
DEVUYST Rose-Ann: Appointed as Director
01-07-2022
Mathieu RAPAERT DE GRASS: Resigned as Director
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veltemweg 1098310 BruggeGround area
480 m²
Building footprint
200 m²
Volume, LiDAR
1,031 m³
Parcel 31433D0250/00N000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CAMPING MEMLING
since 20062.156.599.218
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31433D0250/00N000 | Flanders | 480 m² | 1 · 200 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SOBLIQUI
BE 0426.886.508
Zele · Eq €1.15M
North Sea Caravans
BE 0413.714.007
Merelbeke-Melle · Eq €1.15M
V - KING
BE 0456.782.403
Middelkerke · Eq €1.13M
TER DUINEN
BE 0833.017.093
De Haan · Eq €1.12M
LA ROSE NOIRE
BE 0439.638.741
Viroinval · Eq €1.10M
Of 440 companies in sector 55300 we hold annual accounts for 291. 215 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-09-2006
Fiscal year end31-12
Activities, NACEBEL
55220
55300Accommodation
47241Retail sale of bread and pastry (bakery outlets)
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47990Retail trade
52240
52630
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.