HOUTMIJN
HOUTMIJN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €274k and a net result of €40k. Equity is growing by ~21.7% per year across the filed fiscal years. Its solvency ranks better than 36% of 1209 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €274k |
| Net result | €40k |
| Better than sector | 36% |
| Active | 5 yrs |
Strong profile, led by stability.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 29.2% | 47.4% | |
| Net result | €40k | €43k | |
| Equity | €274k | €85k | |
| Gross operating margin | €131k | €70k | |
| Total assets | €941k | €211k |
| Fiscal year | 2025 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €40k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €15k |
| Dividends | €0 |
| Total assets | €941k |
| Equity | €274k |
| Debt | €666k |
| of which ≤ 1y | €91k |
| of which > 1y | €575k |
| Working capital | n/a |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 29.2% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 4.3% |
| ROE | 14.7% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €941k |
| Fixed assets | 21/28 | €750k |
| Tangible fixed assets | 22/27 | €750k |
| Current assets | 29/58 | €190k |
| Amounts receivable within one year | 40/41 | €34k |
| Investments | 50/53 | €0 |
| Cash & bank | 54/58 | €157k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €941k |
| Equity | 10/15 | €274k |
| Contributions / capital | 10/11 | €7k |
| Reserves | 13 | €268k |
| Accumulated profits (losses) | 14 | €0 |
| Amounts payable | 17/49 | €666k |
| Amounts payable after one year | 17 | €575k |
| Amounts payable within one year | 42/48 | €91k |
| Trade debts payable within one year | 44 | €4k |
| Income statement | ||
| Gross operating margin | 9900 | €131k |
| Operating result | 9901 | €67k |
| Financial income | 75 | €1k |
| Financial charges | 65 | €13k |
| Result before taxes | 9903 | €56k |
| Income taxes | 67/77 | €15k |
| Net result for the period | 9904 | €40k |
| Result to be appropriated | 9905 | €40k |
| NACE primary | Financial services(64210) |
| Legal form | Private limited company(610) |
| Incorporation | 18-05-2021 |
| Status | Active |
| Postal code | 9840 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44012A0051/00K003 | Flanders | 829 m² | - | - |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
16-10-2025 Registered office moved within Nazareth-De Pinte
- Baron de Gieylaan 45, 9840 Nazareth-De Pinte → Lijsterstraat 16, 9840 Nazareth-De Pinte
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Nazareth-De Pinte",
"region": null,
"street": "Lijsterstraat",
"country": "BE",
"postcode": "9840",
"box_number": null,
"street_number": "16"
},
"old_address": {
"city": "Nazareth-De Pinte",
"region": null,
"street": "Baron de Gieylaan",
"country": "BE",
"postcode": "9840",
"box_number": "101",
"street_number": "45"
},
"effective_date": "2025-09-15",
"evidence_quote": "Bij eenvoudige beslissing van de enige bestuurder d.d. 15 september 2025 wordt de zetel van de vennootschap met ingang van 15 september 2025 verplaatst naar het volgende adres: Lijsterstraat 16 9840 Nazareth-De Pinte"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0768.484.775",
"name_full": "HOUTMIJN",
"legal_form": "BV"
}
}20-05-2021 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "9840 De Pinte, Baron de Gieylaan 45 bus 101",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1990-05-26",
"name": "SUYS Simon Luc Bea",
"niss": null,
"address": "9840 De Pinte, Baron de Gieylaan 45 bus 101"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "in_kind",
"amount_paid_in_eur": 0,
"holder_person_name": "SUYS Simon Luc Bea",
"is_subscriber_only": false,
"n_shares_subscribed": 70,
"amount_subscribed_eur": null,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1965-12-18",
"name": "NEVEJANS Luc Geert Robert",
"niss": null,
"address": "9170 Sint-Gillis-Waas (De Klinge), Boerenkrijglaan 13"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "in_kind",
"amount_paid_in_eur": 0,
"holder_person_name": "NEVEJANS Luc Geert Robert",
"is_subscriber_only": false,
"n_shares_subscribed": 10,
"amount_subscribed_eur": null,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1962-03-05",
"name": "SUYS Peter Luc Maria",
"niss": null,
"address": "9840 De Pinte, Nieuwstraat 29"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "in_kind",
"amount_paid_in_eur": 0,
"holder_person_name": "SUYS Peter Luc Maria",
"is_subscriber_only": false,
"n_shares_subscribed": 10,
"amount_subscribed_eur": null,
"is_anonymous_silent_partner": false
},
{
"org": {
"kbo": "0554.893.448",
"name": "VENNO"
},
"kind": "rechtspersoon",
"person": null,
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": "0554.893.448",
"holder_org_name": "VENNO",
"contribution_type": "in_kind",
"amount_paid_in_eur": 0,
"holder_person_name": null,
"is_subscriber_only": false,
"n_shares_subscribed": 8,
"amount_subscribed_eur": null,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 5855.79,
"subject_company": {
"kbo": "0768.484.775",
"name_full": "HOUTMIJN",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2021-05-06",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | HOUTMIJN |