HOUSSAM ENNAIB
HOUSSAM ENNAIB is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €17k and a net result of €-5k. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 765 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €17k |
| Net result | €-5k |
| Better than sector | 95% |
| Active | 5 yrs |
Mixed profile: strong on solvency, weaker on health.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 93.3% | 38.9% | |
| Net result | €-5k | €28k | |
| Equity | €17k | €63k | |
| Gross operating margin | €-4k | €67k | |
| Total assets | €18k | €189k |
| Fiscal year | 2024 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €-5k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €50 |
| Dividends | - |
| Total assets | €18k |
| Equity | €17k |
| Debt | €1k |
| of which ≤ 1y | €1k |
| of which > 1y | - |
| Working capital | n/a |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 93.3% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | -24.9% |
| ROE | -26.7% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €18k |
| Current assets | 29/58 | €18k |
| Amounts receivable within one year | 40/41 | €190 |
| Cash & bank | 54/58 | €18k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €18k |
| Equity | 10/15 | €17k |
| Contributions / capital | 10/11 | €5k |
| Accumulated profits (losses) | 14 | €12k |
| Amounts payable | 17/49 | €1k |
| Amounts payable within one year | 42/48 | €1k |
| Trade debts payable within one year | 44 | €135 |
| Income statement | ||
| Gross operating margin | 9900 | €-4k |
| Operating result | 9901 | €-4k |
| Financial charges | 65 | €28 |
| Result before taxes | 9903 | €-5k |
| Income taxes | 67/77 | €50 |
| Net result for the period | 9904 | €-5k |
| Result to be appropriated | 9905 | €-5k |
| NACE primary | 66191 |
| Legal form | Private limited company(610) |
| Incorporation | 06-05-2021 |
| Status | Active |
| Postal code | 8800 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36015A0287/00E003 | Flanders | 1,094 m² | 1 · 244 m² | 12.9 m · 4 fl. |
| 37010E0470/00N000 | Flanders | 408 m² | 1 · 398 m² | 10.4 m · 1 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
10-09-2025 Publication in the Belgian Official Gazette, Miscellaneous
Technical details
{
"stage": null,
"notary": {
"name": "Axelle THIERY",
"firm_city": null,
"firm_name": null,
"office_city": "Roeselare",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2025-09-10",
"filing_date": "2025-09-08",
"act_kind_objet": "DOEL, DIVERSEN, BENAMING, STATUTEN (VERTALING,"
},
"decision": {
"body": "enig_aandeelhouder_schriftelijk",
"act_date": "2025-09-01",
"unanimous": true
},
"conversion": null,
"detected_kind": "other",
"report_waiver": null,
"restructuring": null,
"subject_company": {
"kbo": "0767.905.745",
"name_full": "HS INVEST",
"legal_form": "Besloten Vennootschap"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Axelle Thiery",
"org_rep_person_name": null
},
"summary_narrative": "De akte van de enige aandeelhouder van HS INVEST bevat beslissingen om de naam van de vennootschap te wijzigen, de statuten te wijzigen (artikel 1, 2, 9, 10 en 12), het voorwerp te wijzigen, een nieuw artikel 10 over uittreding toe te voegen, de bevoegdheden van het bestuur te regelen, het e-mailadres en de website te schrappen en aan de notaris alle machten te verlenen om de geco\u00F6rdineerde statuten op te stellen.",
"co_filed_documents": [
"expeditie proces-verbaal dd. 01.09.2025",
"verslag bestuursorgaan dd. 22.08.2025",
"co\u00F6rdinatie dd. 01.09.2025"
],
"detected_real_type": "other",
"referenced_correction": null,
"should_reroute_to_category": "statutes"
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | HOUSSAM ENNAIB |